Bonney Lake, WA · standard

ZIP Code 98391

Pierce County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

44,309
444/sq mi
$135,037
Median income
$626,800
Median home value
33.6%
Bachelor's or higher

The verdict

Bonney Lake pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 8%
home value, US ZIPs
444
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98391 against every reporting US ZIP.

ZIP code 98391 is classified by USPS as a standard delivery area and covers roughly 99.8 square miles in Bonney Lake, Pierce County, Washington. The area is home to 44,309 residents, producing a population density of 444 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98391 against Washington and the nation.

On the economic side, the median household income for ZIP 98391 sits at $135,037 (49% above the Washington average), while per-capita income is $56,975. The poverty rate stands at 3.6% and the unemployment rate at 4.3%. On housing, the median home value is $626,800 (23% above the state average) with median rent at $2,265 per month, and 85.7% of occupied units are owner-occupied, a direct signal of whether 98391 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.6% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 37 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pierce County, so you can benchmark 98391 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98391

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98391.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98391, Bonney Lake, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

44,309

Population

99.8

Area (sq mi)

444

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98391?

37.1

Median Age

51.1%

Male

48.9%

Female

7.6%

Foreign-Born

White 78.3%
African American 1.5%
Asian 5.8%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.4%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$135,037

Median Household Income

+49% vs state

$56,975

Per Capita Income

3.6%

Poverty Rate

4.3%

Unemployment Rate

36.5 min

Mean Commute Time

How ZIP 98391 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$135,037 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 33.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,222

Total Housing Units

20,500

Occupied Units

722

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 85.7%
Renter 14.3%

$626,800

Median Home Value

+23% vs state

$2,265

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 98391 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 237
2021 +17.6% 278
2022 +17.5% 327
2023 +0.6% 329
2024 +3.6% 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 900 business establishments in ZIP 98391, employing approximately 6,862 people with a combined annual payroll of $307,301,000.

900

Businesses

6,862

Employees

$307.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 198 22.0%
Health care and social assistance 87 9.7%
Other services (except public administration) 85 9.4%
Real estate and rental and leasing 81 9.0%
Retail trade 80 8.9%
Professional, scientific, and technical services 71 7.9%
Accommodation and food services 71 7.9%
Transportation and warehousing 58 6.4%
Administrative and support and waste management and remediation services 51 5.7%
Finance and insurance 39 4.3%
Wholesale trade 22 2.4%
Manufacturing 15 1.7%
Information 15 1.7%
Educational services 10 1.1%
Arts, entertainment, and recreation 10 1.1%
Agriculture, forestry, fishing and hunting 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98391 vs 98390 →

ZIP 98391 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98391 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98391 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98391 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98390 Sumner, WA 10,461 3.5 mi
98385 South Prairie, WA 459 4.7 mi
98372 Puyallup, WA 22,475 4.9 mi
98321 Buckley, WA 15,152 5.3 mi
98374 Puyallup, WA 37,360 5.3 mi
98092 Auburn, WA 39,816 7.9 mi
98360 Orting, WA 12,221 10.2 mi
98047 Pacific, WA 6,339 6.8 mi
98371 Puyallup, WA 20,468 7.2 mi
98002 Auburn, WA 31,647 9.3 mi

More ZIP Codes in Pierce County

Frequently Asked Questions

What county is ZIP code 98391 in?
ZIP code 98391 (Bonney Lake) is located in Pierce County, Washington. Pierce County contains multiple ZIP codes, see the full list at /counties/pierce-wa.
What is the population of ZIP code 98391?
ZIP code 98391 in Bonney Lake, WA has a population of 44,309 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98391?
The median household income in ZIP 98391 is $135,037, which is 77% above the national average of $76,288.
What is the average home value in ZIP 98391?
The median home value in ZIP 98391 is $626,800, which is 125% above the national average of $278,155.
What is the demographic makeup of ZIP 98391?
The largest racial group in ZIP 98391 is White at 78.3%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 98391?
ZIP code 98391 has 900 business establishments employing approximately 6,862 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98391?
The top industries by establishment count in ZIP 98391 are: Construction (198), Health care and social assistance (87), Other services (except public administration) (85). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 98391?
According to the FHFA House Price Index, home values in ZIP 98391 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98391?
In ZIP code 98391, 57.4% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98391?
The mean commute time for workers in ZIP code 98391 is 36.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98391?
In ZIP code 98391, approximately 85.7% of occupied housing units are owner-occupied and 14.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98391?
The poverty rate in ZIP code 98391 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bonney Lake, WA

Verify and explore additional data for this area using these official government sources.