Residential delivery area · Washington
ZIP Code 98541: Elma, WA
ZIP code 98541 uses the postal name Elma, Washington and lies mostly in Grays Harbor County (59% of its land) with the rest in Mason County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $78,816 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Malone (5%), Porter (5%), Satsop (4%) and Elma (1%); 86% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Elma · its only residential ZIP
- County
- Grays Harbor County (59%); Mason County (41%)
- Census places
- Malone (5%) census-designated place; Porter (5%) census-designated place; Satsop (4%) census-designated place; Elma (1%)
- Micro area
- Aberdeen, WA
- House district
- WA-6 119th Congress
- State
- Washington
- Time zone
- Pacific
- Land area
- 195.6 sq mi · 55 people per sq mi
Where is ZIP code 98541?
98541 centers on 47.061°, -123.390° and covers 195.6 square miles of land plus 1.6 of water. It borders 7 ZIP codes: 98557, 98583, 98559, 98568, 98563, 98584, 98560.
The map draws ZIP code areas only. For the streets inside 98541, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 98541 compare with the rest of Grays Harbor County?
| Measure | 98541 | In Grays Harbor County | In WA |
|---|---|---|---|
| People (ACS 2020-2024) | 10,810 | 3rd of 21 | 226th of 605 |
| Median household income | $79k | 4th of 10 | 252nd of 363 |
| Median home value | $390k | 2nd of 10 | 293rd of 392 |
Its median household income is higher than in 60% of U.S. residential ZIP codes, and it is denser than 44% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 98541?
The 2020 Census counted 10,509 people in 98541; the ACS, which samples households over 2020-2024, estimates 10,810. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 10,810
- 2020 Census count
- 10,509
- Households
- 3,870
- Median age
- 44.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 98541?
Of the 10,810 people the ACS estimates in 98541, 22.4% are under 18 and 17.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.3%), then Hispanic or Latino (12.2%).
- Under 1822.4%
- 18 to 6460.1%
- 65 and older17.5%
- White, not Hispanic79.3%
- Hispanic or Latino12.2%
- Other or two or more6.7%
- Black, not Hispanic1.4%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 98541 earn?
Median household income is $78,816 (ACS 2020-2024), the 4th highest of the 10 ranked ZIP codes in Grays Harbor County.
- Median household income
- $78,816±$12,262
- Income per person
- $36,082
- Below the poverty line
- 15.1%
- Unemployed (of the labor force)
- 7.9%
- Adults 25+ with a bachelor's degree
- 16.2%
- Adjusted gross income per tax return, 2022
- $69,5134,580 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 98541?
FHFA's house price index for 98541, built from repeat sales and appraisals of the same homes, rose 148% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +2.4% in 2025.
- Median home value (owners' estimate)
- $390,000
- Median gross rent
- $974
- Homes owned by their occupants
- 78.7%
- Housing units
- 4,657
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 98541?
181 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade25
- Other services (except public administration)24
- Construction21
- Accommodation and food services16
- Health care and social assistance13
- Finance and insurance11
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 98541?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 98557 | McCleary | 4,079 | $79k | 5.8 mi |
| 98583 | Satsop | 79 | $63k | 6.2 mi |
| 98559 | Malone | 0 | – | 7.6 mi |
| 98568 | Oakville | 3,050 | $85k | 14.3 mi |
| 98563 | Montesano | 7,604 | $85k | 14.6 mi |
| 98584 | Shelton | 40,606 | $79k | 16.7 mi |
| 98560 | Matlock | 114 | $73k | 17.3 mi |
| 98556 | Littlerock | 350 | – | 16.9 mi (near) |
| 98502 | Olympia | 35,398 | $92k | 17.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.