PlainZIP

Ocean Park, WA · standard

ZIP Code 98640

Pacific County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,380
83/sq mi
$65,735
Median income
$355,400
Median home value
27.1%
Bachelor's or higher

The verdict

Ocean Park pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
Top 26%
home value, US ZIPs
83
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98640 against every reporting US ZIP.

ZIP code 98640 covers 52.5 square miles in Ocean Park, Pacific County, Washington (a standard USPS delivery area), with a modest 4,380 residents on file, a density of 83 people per square mile, in the Los Angeles time zone.

ZIP 98640 reports a modest median household income of $65,735 (28% below the Washington average), while per-capita income is $45,525. 11.2% of residents live below the poverty line, and the unemployment rate reads 4.4%. The typical home here is valued at $355,400 (30% below the state average); renters pay a median of $1,220 monthly, and 87.3% of units are owner-occupied.

Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is 24 minutes. To put 98640 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pacific County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 98640

Top 5 sectors by establishment count in Ocean Park, WA

Which industries have the most business establishments in ZIP 98640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98640, Ocean Park, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,380

Population

52.5

Area (sq mi)

83

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98640?

63.1

Median Age

48.5%

Male

51.5%

Female

4.6%

Foreign-Born

White 88.9%
African American 0.3%
Asian 2.2%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,735

Median Household Income

-28% vs state

$45,525

Per Capita Income

11.2%

Poverty Rate

4.4%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 98640 ranks nationally

Ocean Park, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,735 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.4%
Bachelor's Degree or Higher 27.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,878

Total Housing Units

2,756

Occupied Units

2,122

Vacant Units

1.95

Avg Household Size

Occupancy Type

Owner 87.3%
Renter 12.7%

$355,400

Median Home Value

-30% vs state

$1,220

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

295

HPI Index (2000 = 100)

+195%

Total Change Since 2000

Home values in ZIP 98640 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.8% 192
2021 +18.9% 229
2022 +18.1% 270
2023 +4.6% 282
2024 +4.5% 295

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 61 business establishments in ZIP 98640, employing approximately 401 people with a combined annual payroll of $14,911,000.

61

Businesses

401

Employees

$14.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 13 21.3%
Other services (except public administration) 11 18.0%
Construction 9 14.8%
Retail trade 8 13.1%
Real estate and rental and leasing 4 6.6%
Professional, scientific, and technical services 4 6.6%
Finance and insurance 3 4.9%
Health care and social assistance 3 4.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98640 vs 98641 →

ZIP 98640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98640 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98640 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98641 Oysterville, WA 5 0.8 mi
98527 Bay Center, WA 324 7.5 mi

More ZIP Codes in Pacific County

98577 standard
Raymond, WA
Pop: 6,338
98631 standard
Long Beach, WA
Pop: 3,243
98586 standard
South Bend, WA
Pop: 1,944
98624 standard
Ilwaco, WA
Pop: 1,532
98638 standard
Naselle, WA
Pop: 1,525
98644 standard
Seaview, WA
Pop: 473

Related Areas

Pacific County Ocean Park, WA Washington

Frequently Asked Questions

What county is ZIP code 98640 in? ▼
ZIP code 98640 (Ocean Park) is located in Pacific County, Washington. Pacific County contains multiple ZIP codes, see the full list at /counties/pacific-wa.
What is the population of ZIP code 98640? ▼
ZIP code 98640 in Ocean Park, WA has a population of 4,380 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98640? ▼
The median household income in ZIP 98640 is $65,735, which is 14% below the national average of $76,288.
What is the average home value in ZIP 98640? ▼
The median home value in ZIP 98640 is $355,400, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 98640? ▼
The largest racial group in ZIP 98640 is White at 88.9%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 98640? ▼
ZIP code 98640 has 61 business establishments employing approximately 401 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98640? ▼
The top industries by establishment count in ZIP 98640 are: Accommodation and food services (13), Other services (except public administration) (11), Construction (9). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 98640? ▼
According to the FHFA House Price Index, home values in ZIP 98640 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98640? ▼
In ZIP code 98640, 53.4% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98640? ▼
The mean commute time for workers in ZIP code 98640 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98640? ▼
In ZIP code 98640, approximately 87.3% of occupied housing units are owner-occupied and 12.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98640? ▼
The poverty rate in ZIP code 98640 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.