Residential delivery area · Washington

ZIP Code 98640: Ocean Park, WA

ZIP code 98640 uses the postal name Ocean Park, Washington and lies entirely in Pacific County (Census 2020 ZIP-county file). About 5,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,735 (Census Bureau, ACS 2020-2024). By Census place, 22% of its land lies in Ocean Park (a census-designated place); 79% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: Washington, Alaska, California, Hawaii, Oregon and 7 more
986sectional center: Portland, OR (SCF 970)
40delivery area within it
Town
Ocean Park · its only residential ZIP
Census places
Ocean Park census-designated place
Neighborhood
Nahcotta, Ocean Park GeoNames
House district
WA-3 119th Congress
Time zone
Pacific
Land area
14.1 sq mi · 383 people per sq mi

Where is ZIP code 98640?

98640 centers on 46.632°, -124.043° and covers 14.1 square miles of land plus 43.9 of water. It borders 2 ZIP codes: 98641, 98631.

98631 · Long Beach98641 · Oysterville98640 · Ocean Park (this ZIP)98640986319864198631 · Long Beach98641 · Oysterville98640 · Ocean Park (this ZIP)986409863198631 · Long Beach98641 · Oysterville98640 · Ocean Park (this ZIP)98631
Shaded by median household income, in national fifths (ACS 2020-2024); 98640 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 98640, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 98640 compare with the rest of Pacific County?

Rank of 98640 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure98640In Pacific CountyIn WA
People (ACS 2020-2024)5,3862nd of 14287th of 605
Median household income$66k3rd of 6310th of 363
Median home value$355k4th of 8321st of 392

Its median household income is higher than in 40% of U.S. residential ZIP codes, and it is denser than 69% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 98640?

The 2020 Census counted 5,140 people in 98640; the ACS, which samples households over 2020-2024, estimates 5,386. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
5,386
2020 Census count
5,140
Households
2,756
Median age
63.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 98640?

Of the 5,386 people the ACS estimates in 98640, 8.8% are under 18 and 44.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.3%).

  • Under 188.8%
  • 18 to 6446.8%
  • 65 and older44.5%
Age of the people of 98640 (ACS 2020-2024, B01001)
  • White, not Hispanic85.3%
  • Hispanic or Latino7.8%
  • Other or two or more4.7%
  • Asian, not Hispanic2.2%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 98640 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 98640 earn?

Median household income is $65,735 (ACS 2020-2024), the 3rd highest of the 6 ranked ZIP codes in Pacific County.

Median household income
$65,735±$11,132
Income per person
$45,525
Below the poverty line
11.2%
Unemployed (of the labor force)
4.5%
Adults 25+ with a bachelor's degree
27.1%
Adjusted gross income per tax return, 2022
$67,2982,570 returns; wages 45% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 98640?

FHFA's house price index for 98640, built from repeat sales and appraisals of the same homes, rose 143% from 2015 to 2025 and rose 72% from 2020 to 2025, and moved +12.1% in 2025.

Median home value (owners' estimate)
$355,400
Median gross rent
$1,220
Homes owned by their occupants
87.3%
Housing units
4,878
0 100 200 300 400 19952000201020202025 0 100 200 300 400 19952000201020202025 0 100 200 300 400 19952000201020202025
Index = 100 in 1995, the first year FHFA reports for 98640; 2025: 385.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 98640?

61 business establishments had a location in this ZIP code in 2023, 9 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services13
  • Other services (except public administration)11
  • Construction9
  • Retail trade8
  • Real estate and rental and leasing4
  • Professional, scientific, and technical services4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 98640?

ZIP codes that share a boundary with 98640, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
98641Oysterville313$87k4.2 mi
98631Long Beach3,759$72k16.9 mi
98590Tokeland509$111k5.9 mi (near)
98527Bay Center273$60k6.7 mi (near)
98547Grayland1,080$42k10.5 mi (near)
98586South Bend1,801$51k11.3 mi (near)
98595Westport2,698$67k18.6 mi (near)
98577Raymond7,503$64k20.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.