Ocean Park, WA · standard
ZIP Code 98640
Pacific County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,380
- 83/sq mi Moderate-density area
- $65,735
- Median income Near-median income area
- $355,400
- Median home value Above-median home value
- 27.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ocean Park pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- Top 26%
- home value, US ZIPs
- 83
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98640 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98640 (Ocean Park, WA) rose +4.5% from 2023 to 2024. The all-transactions index moved from 282.2 in 2023 to 294.9 in 2024 (2000 = 100).
ZIP code 98640 covers 52.5 square miles in Ocean Park, Pacific County, Washington (a standard USPS delivery area), with a modest 4,380 residents on file, a density of 83 people per square mile, in the Los Angeles time zone.
ZIP 98640 reports a modest median household income of $65,735 (28% below the average Washington ZIP), while per-capita income is $45,525. The poverty rate is 11.2%, with unemployment at 4.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $355,400 (30% below the average Washington ZIP), and median rent is $1,220; owner occupancy is 87.3%.
Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is 24 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Pacific County, so 98640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98640
Top 5 sectors by establishment count in Ocean Park, WA
Which industries have the most business establishments in ZIP 98640.
- Accommodation and food services
Accommodation and food services
13 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
8 establishments
- Real estate and rental and leasing 4
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98640, Ocean Park, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,380
Population
52.5
Area (sq mi)
83
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98640?
63.1
Median Age
48.5%
Male
51.5%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,735
Median Household Income
-28% vs state ZIP avg
$45,525
Per Capita Income
11.2%
Poverty Rate
4.4%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 98640 ranks among Washington ZIPs
Ocean Park, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,735 23rd percentile higher than 23% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,878housing units
4,878
Total Housing Units
2,756
Occupied Units
2,122
Vacant Units
1.95
Avg Household Size
Occupancy Type
$355,400
Median Home Value
-30% vs state ZIP avg
$1,220
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.5%
YoY Change (2024)
295
HPI Index (2000 = 100)
+195%
Total Change Since 2000
Home values in ZIP 98640 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.8% | 192 |
| 2021 | +18.9% | 229 |
| 2022 | +18.1% | 270 |
| 2023 | +4.6% | 282 |
| 2024 | +4.5% | 295 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 61 business establishments in ZIP 98640, employing approximately 401 people with a combined annual payroll of $14,911,000.
61
Businesses
401
Employees
$14.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 13 | 21.3% |
| Other services (except public administration) | 11 | 18.0% |
| Construction | 9 | 14.8% |
| Retail trade | 8 | 13.1% |
| Real estate and rental and leasing | 4 | 6.6% |
| Professional, scientific, and technical services | 4 | 6.6% |
| Finance and insurance | 3 | 4.9% |
| Health care and social assistance | 3 | 4.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98640 vs 98641 →
ZIP 98640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98640
Ocean Park (98640)
4,380 residents
- 98527 324
Bay Center (98527)
324 residents
- 98641 5
Oysterville (98641)
5 residents
What this shows Among its immediate neighbors, ZIP 98640 ranks the most populous - useful context the national average alone can't give.
ZIP 98640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98641
Oysterville (98641)
$86,853 median income
- 98640
Ocean Park (98640)
$65,735 median income
- 98527
Bay Center (98527)
$59,659 median income
What this shows By household income, ZIP 98640 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98640, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,380 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pacific County
Related Areas
Frequently Asked Questions
What county is ZIP code 98640 in?
ZIP code 98640 (Ocean Park) is located in Pacific County, Washington. Pacific County contains multiple ZIP codes, see the full list at /counties/pacific-wa.
What is the population of ZIP code 98640?
ZIP code 98640 in Ocean Park, WA has a population of 4,380 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98640?
The median household income in ZIP 98640 is $65,735, which is 14% below the national average of $76,288.
What is the average home value in ZIP 98640?
The median home value in ZIP 98640 is $355,400, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 98640?
The largest racial group in ZIP 98640 is White at 88.9%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 98640?
ZIP code 98640 has 61 business establishments employing approximately 401 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98640?
The top industries by establishment count in ZIP 98640 are: Accommodation and food services (13), Other services (except public administration) (11), Construction (9). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 98640?
According to the FHFA House Price Index, home values in ZIP 98640 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98640?
In ZIP code 98640, 53.4% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98640?
The mean commute time for workers in ZIP code 98640 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98640?
In ZIP code 98640, approximately 87.3% of occupied housing units are owner-occupied and 12.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98640?
The poverty rate in ZIP code 98640 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98640's numbers, next.
- See how ZIP 98640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ocean Park, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.