Underwood, WA · standard
ZIP Code 98651
Skamania County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 939
- 20/sq mi
- $90,000
- Median income
- $730,700
- Median home value
- 36.9%
- Bachelor's or higher
The verdict
Underwood pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 20
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98651 against every reporting US ZIP.
ZIP code 98651 is classified by USPS as a standard delivery area and covers roughly 46.3 square miles in Underwood, Skamania County, Washington. The area is home to 939 residents, producing a population density of 20 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98651 against Washington and the nation.
On the economic side, the median household income for ZIP 98651 sits at $90,000 (1% below the Washington average), while per-capita income is $67,750. The poverty rate stands at 3.7% and the unemployment rate at 3.0%. On housing, the median home value is $730,700 (43% above the state average) with median rent at $1,035 per month, and 87.4% of occupied units are owner-occupied, a direct signal of whether 98651 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.9% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Skamania County, so you can benchmark 98651 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98651, Underwood, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
939
Population
46.3
Area (sq mi)
20
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98651?
58.3
Median Age
51.8%
Male
48.2%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,000
Median Household Income
-1% vs state
$67,750
Per Capita Income
3.7%
Poverty Rate
3.0%
Unemployment Rate
How ZIP 98651 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$90,000 Top 27% higher than 73% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
451
Total Housing Units
422
Occupied Units
29
Vacant Units
2.16
Avg Household Size
Occupancy Type
$730,700
Median Home Value
+43% vs state
$1,035
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 98651, employing approximately 57 people with a combined annual payroll of $2,523,000.
20
Businesses
57
Employees
$2.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 25.0% |
| Manufacturing | 5 | 25.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98651 vs 98605 →
ZIP 98651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 97031
Hood River (97031)
18,375 residents
- 98672 6,146
White Salmon (98672)
6,146 residents
- 98605 1,225
Bingen (98605)
1,225 residents
- 98651 939
Underwood (98651)
939 residents
What this shows Among its immediate neighbors, ZIP 98651 ranks #4 by population — useful context the national average alone can't give.
ZIP 98651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98672
White Salmon (98672)
$97,622 median income
- 97031
Hood River (97031)
$91,858 median income
- 98651
Underwood (98651)
$90,000 median income
- 98605
Bingen (98605)
$72,917 median income
What this shows By household income, ZIP 98651 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Skamania County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Underwood, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.