Malaga, WA · standard

ZIP Code 98828

Chelan County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,146
15/sq mi
$70,197
Median income
$437,600
Median home value
25.9%
Bachelor's or higher

The verdict

Malaga pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 17%
home value, US ZIPs
15
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98828 against every reporting US ZIP.

ZIP code 98828 is classified by USPS as a standard delivery area and covers roughly 147.0 square miles in Malaga, Chelan County, Washington. The area is home to 2,146 residents, producing a population density of 15 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98828 against Washington and the nation.

On the economic side, the median household income for ZIP 98828 sits at $70,197 (23% below the Washington average), while per-capita income is $38,468. The poverty rate stands at 3.1% and the unemployment rate at 3.7%. On housing, the median home value is $437,600 (14% below the state average) with median rent at $1,766 per month, and 88.7% of occupied units are owner-occupied, a direct signal of whether 98828 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.9% of adults hold a bachelor's degree or higher, the median age is 34.9, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chelan County, so you can benchmark 98828 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98828

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98828.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98828, Malaga, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,146

Population

147.0

Area (sq mi)

15

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98828?

34.9

Median Age

53.0%

Male

47.0%

Female

17.1%

Foreign-Born

White 58.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 36.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,197

Median Household Income

-23% vs state

$38,468

Per Capita Income

3.1%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 98828 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$70,197 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 25.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

910

Total Housing Units

813

Occupied Units

97

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$437,600

Median Home Value

-14% vs state

$1,766

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.2%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 98828 have decreased 12.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 198
2021 +24.4% 246
2022 +20.2% 295
2023 +18.4% 350
2024 -12.2% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 98828, employing approximately 170 people with a combined annual payroll of $8,712,000.

39

Businesses

170

Employees

$8.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 17 43.6%
Administrative and support and waste management and remediation services 5 12.8%
Retail trade 3 7.7%
Transportation and warehousing 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98828 vs 98850 →

ZIP Code City Population Distance
98850 Rock Island, WA 1,543 4.6 mi

More ZIP Codes in Chelan County

Frequently Asked Questions

What county is ZIP code 98828 in?
ZIP code 98828 (Malaga) is located in Chelan County, Washington. Chelan County contains multiple ZIP codes, see the full list at /counties/chelan-wa.
What is the population of ZIP code 98828?
ZIP code 98828 in Malaga, WA has a population of 2,146 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98828?
The median household income in ZIP 98828 is $70,197, which is 8% below the national average of $76,288.
What is the average home value in ZIP 98828?
The median home value in ZIP 98828 is $437,600, which is 57% above the national average of $278,155.
What is the demographic makeup of ZIP 98828?
The largest racial group in ZIP 98828 is White at 58.9%. Hispanic or Latino residents make up 36.9% of the population.
How many businesses are in ZIP code 98828?
ZIP code 98828 has 39 business establishments employing approximately 170 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98828?
The top industries by establishment count in ZIP 98828 are: Construction (17), Administrative and support and waste management and remediation services (5), Retail trade (3). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 98828?
According to the FHFA House Price Index, home values in ZIP 98828 decreased by 12.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98828?
In ZIP code 98828, 53.7% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 98828?
In ZIP code 98828, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98828?
The poverty rate in ZIP code 98828 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Malaga, WA

Verify and explore additional data for this area using these official government sources.