Malaga, WA · standard

ZIP Code 98828

Chelan County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,146
15/sq mi Moderate-density area
$70,197
Median income Near-median income area
$437,600
Median home value Above-median home value
25.9%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Malaga pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 17%
home value, US ZIPs
15
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98828 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 98828 (Malaga, WA) fell -12.2% from 2023 to 2024. The all-transactions index moved from 349.8 in 2023 to 307.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 98828 covers 147.0 square miles in Malaga, Chelan County, Washington (a standard USPS delivery area), with a modest 2,146 residents on file, a density of 15 people per square mile, in the Los Angeles time zone.

ZIP 98828 lands in the middle-income range, with a median household income of $70,197 (23% below the average Washington ZIP), while per-capita income is $38,468. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.1% and unemployment is 3.7%. Median home value is $437,600 (14% below the average Washington ZIP) and median rent is $1,766; 88.7% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 25.9% of adults hold a bachelor's degree or higher, the median age is 34.9, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Chelan County, so 98828 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 98828

Top 5 sectors by establishment count in Malaga, WA

Which industries have the most business establishments in ZIP 98828.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98828, Malaga, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,146

Population

147.0

Area (sq mi)

15

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98828?

34.9

Median Age

53.0%

Male

47.0%

Female

17.1%

Foreign-Born

White 58.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 36.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,197

Median Household Income

-23% vs state ZIP avg

$38,468

Per Capita Income

3.1%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 98828 ranks among Washington ZIPs

Malaga, WA household income vs. every Washington ZIP code

Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$70,197 30th percentile higher than 30% of 547 Washington ZIPs

This ZIP $0 $200K+ every Washington ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 25.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

910

Total Housing Units

813

Occupied Units

97

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$437,600

Median Home Value

-14% vs state ZIP avg

$1,766

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.2%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 98828 have decreased 12.2% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 198
2021 +24.4% 246
2022 +20.2% 295
2023 +18.4% 350
2024 -12.2% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 98828, employing approximately 170 people with a combined annual payroll of $8,712,000.

39

Businesses

170

Employees

$8.7M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 17 43.6%
Administrative and support and waste management and remediation services 5 12.8%
Retail trade 3 7.7%
Transportation and warehousing 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98828 vs 98850 →

ZIP Code City Population Distance
98850 Rock Island, WA 1,543 4.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 98828, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,146 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Chelan County

Frequently Asked Questions

What county is ZIP code 98828 in?

ZIP code 98828 (Malaga) is located in Chelan County, Washington. Chelan County contains multiple ZIP codes, see the full list at /counties/chelan-wa.

What is the population of ZIP code 98828?

ZIP code 98828 in Malaga, WA has a population of 2,146 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 98828?

The median household income in ZIP 98828 is $70,197, which is 8% below the national average of $76,288.

What is the average home value in ZIP 98828?

The median home value in ZIP 98828 is $437,600, which is 57% above the national average of $278,155.

What is the demographic makeup of ZIP 98828?

The largest racial group in ZIP 98828 is White at 58.9%. Hispanic or Latino residents make up 36.9% of the population.

How many businesses are in ZIP code 98828?

ZIP code 98828 has 39 business establishments employing approximately 170 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 98828?

The top industries by establishment count in ZIP 98828 are: Construction (17), Administrative and support and waste management and remediation services (5), Retail trade (3). There are 4 industry sectors represented in total.

How have home values changed in ZIP code 98828?

According to the FHFA House Price Index, home values in ZIP 98828 decreased by 12.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 98828?

In ZIP code 98828, 53.7% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 98828?

In ZIP code 98828, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 98828?

The poverty rate in ZIP code 98828 is 3.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 98828's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.