Oroville, WA · standard

ZIP Code 98844

Okanogan County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,740
6/sq mi Low-density area
$44,201
Median income Below-median income area
$293,800
Median home value Near-median home value
15.8%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Oroville pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
Top 34%
home value, US ZIPs
6
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98844 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 98844 (Oroville, WA) rose +15.0% from 2023 to 2024. The all-transactions index moved from 305.3 in 2023 to 351.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 98844 covers 861.8 square miles in Oroville, Okanogan County, Washington (a standard USPS delivery area), with a modest 4,740 residents on file, a density of 6 people per square mile, in the Los Angeles time zone.

ZIP 98844 reports a modest median household income of $44,201 (51% below the average Washington ZIP), while per-capita income is $34,451. The poverty rate is 34.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $293,800 (43% below the average Washington ZIP), and median rent is $759; owner occupancy is 75.5%.

Educational attainment sits below the national norm: 15.8% of adults hold a bachelor's degree or higher, the median age is 48, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Washington and national benchmarks above are the appropriate context for 98844.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 98844

Top 5 sectors by establishment count in Oroville, WA

Which industries have the most business establishments in ZIP 98844.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98844, Oroville, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,740

Population

861.8

Area (sq mi)

6

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98844?

48.0

Median Age

49.5%

Male

50.5%

Female

12.6%

Foreign-Born

White 70.6%
African American 1.9%
Asian 0.1%
American Indian or Alaska Native 2.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 18.0%
Hispanic or Latino 19.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,201

Median Household Income

-51% vs state ZIP avg

$34,451

Per Capita Income

34.7%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 98844 ranks among Washington ZIPs

Oroville, WA household income vs. every Washington ZIP code

Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$44,201 3rd percentile higher than 3% of 547 Washington ZIPs

This ZIP $0 $200K+ every Washington ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.9%
Bachelor's Degree or Higher 15.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,015

Total Housing Units

2,247

Occupied Units

768

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 75.5%
Renter 24.5%

$293,800

Median Home Value

-43% vs state ZIP avg

$759

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+15.0%

YoY Change (2024)

351

HPI Index (2000 = 100)

+251%

Total Change Since 2000

Home values in ZIP 98844 have increased 15.0% over the past year (2024). Since 2000, this ZIP has seen +251% cumulative appreciation.

Year Annual Change HPI Index
2020 +14.3% 210
2021 +16.9% 246
2022 +0.5% 247
2023 +23.5% 305
2024 +15.0% 351

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 93 business establishments in ZIP 98844, employing approximately 505 people with a combined annual payroll of $21,291,000.

93

Businesses

505

Employees

$21.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 17 18.3%
Other services (except public administration) 12 12.9%
Construction 9 9.7%
Accommodation and food services 8 8.6%
Wholesale trade 7 7.5%
Administrative and support and waste management and remediation services 7 7.5%
Transportation and warehousing 6 6.5%
Health care and social assistance 6 6.5%
Professional, scientific, and technical services 5 5.4%
Finance and insurance 4 4.3%
Real estate and rental and leasing 4 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 98844, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,740 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Okanogan County

Frequently Asked Questions

What county is ZIP code 98844 in?

ZIP code 98844 (Oroville) is located in Okanogan County, Washington. Okanogan County contains multiple ZIP codes, see the full list at /counties/okanogan-wa.

What is the population of ZIP code 98844?

ZIP code 98844 in Oroville, WA has a population of 4,740 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 98844?

The median household income in ZIP 98844 is $44,201, which is 42% below the national average of $76,288.

What is the average home value in ZIP 98844?

The median home value in ZIP 98844 is $293,800, which is 6% above the national average of $278,155.

What is the demographic makeup of ZIP 98844?

The largest racial group in ZIP 98844 is White at 70.6%. Hispanic or Latino residents make up 19.8% of the population.

How many businesses are in ZIP code 98844?

ZIP code 98844 has 93 business establishments employing approximately 505 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 98844?

The top industries by establishment count in ZIP 98844 are: Retail trade (17), Other services (except public administration) (12), Construction (9). There are 11 industry sectors represented in total.

How have home values changed in ZIP code 98844?

According to the FHFA House Price Index, home values in ZIP 98844 increased by 15.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 251%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 98844?

In ZIP code 98844, 48.9% of residents aged 25+ have a high school diploma or higher, and 15.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 98844?

In ZIP code 98844, approximately 75.5% of occupied housing units are owner-occupied and 24.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 98844?

The poverty rate in ZIP code 98844 is 34.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 98844's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.