Cheney, WA · standard
ZIP Code 99004
Spokane County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,376
- 21/sq mi Moderate-density area
- $67,337
- Median income Near-median income area
- $420,500
- Median home value Above-median home value
- 35.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cheney pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.
- 42nd pct
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 21
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99004 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 99004 (Cheney, WA) rose +3.6% from 2023 to 2024. The all-transactions index moved from 304.7 in 2023 to 315.5 in 2024 (2000 = 100).
ZIP code 99004 is a mid-sized community (a standard USPS delivery area) in Cheney, Spokane County, Washington, home to 18,376 residents across 870.9 square miles, a density of 21 people per square mile, in the Los Angeles time zone.
ZIP 99004 reports a modest median household income of $67,337 (26% below the average Washington ZIP), while per-capita income is $33,190. Unemployment is 10.2%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $420,500 (18% below the average Washington ZIP), and median rent is $1,172; owner occupancy is 57.8%.
A solid share of residents have a four-year degree: 35.7% of adults hold a bachelor's degree or higher, the median age is 31, and the average commute is 23 minutes. No nearby ZIP peer set is available for this delivery area, so the Washington and national benchmarks above are the appropriate context for 99004.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 99004
Top 5 sectors by establishment count in Cheney, WA
Which industries have the most business establishments in ZIP 99004.
- Construction
Construction
44 establishments
- Accommodation and food services
Accommodation and food services
36 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Other services (except public administration)
Other services (except public administration)
27 establishments
- Retail trade
Retail trade
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 99004, Cheney, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,376
Population
870.9
Area (sq mi)
21
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 99004?
31.0
Median Age
47.5%
Male
52.5%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,337
Median Household Income
-26% vs state ZIP avg
$33,190
Per Capita Income
19.8%
Poverty Rate
10.2%
Unemployment Rate
22.9 min
Mean Commute Time
How ZIP 99004 ranks among Washington ZIPs
Cheney, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,337 26th percentile higher than 26% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,149housing units
9,149
Total Housing Units
8,629
Occupied Units
520
Vacant Units
2.48
Avg Household Size
Occupancy Type
$420,500
Median Home Value
-18% vs state ZIP avg
$1,172
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
316
HPI Index (2000 = 100)
+216%
Total Change Since 2000
Home values in ZIP 99004 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +216% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 221 |
| 2021 | +17.1% | 259 |
| 2022 | +20.6% | 312 |
| 2023 | -2.5% | 305 |
| 2024 | +3.6% | 316 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 267 business establishments in ZIP 99004, employing approximately 2,632 people with a combined annual payroll of $134,581,000.
267
Businesses
2,632
Employees
$134.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 16.5% |
| Accommodation and food services | 36 | 13.5% |
| Health care and social assistance | 28 | 10.5% |
| Other services (except public administration) | 27 | 10.1% |
| Retail trade | 23 | 8.6% |
| Transportation and warehousing | 20 | 7.5% |
| Professional, scientific, and technical services | 17 | 6.4% |
| Real estate and rental and leasing | 15 | 5.6% |
| Manufacturing | 11 | 4.1% |
| Information | 11 | 4.1% |
| Finance and insurance | 10 | 3.8% |
| Administrative and support and waste management and remediation services | 9 | 3.4% |
| Arts, entertainment, and recreation | 8 | 3.0% |
| Wholesale trade | 5 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 99004, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,376 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Spokane County
Related Areas
Frequently Asked Questions
What county is ZIP code 99004 in?
ZIP code 99004 (Cheney) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99004?
ZIP code 99004 in Cheney, WA has a population of 18,376 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99004?
The median household income in ZIP 99004 is $67,337, which is 12% below the national average of $76,288.
What is the average home value in ZIP 99004?
The median home value in ZIP 99004 is $420,500, which is 51% above the national average of $278,155.
What is the demographic makeup of ZIP 99004?
The largest racial group in ZIP 99004 is White at 81.2%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 99004?
ZIP code 99004 has 267 business establishments employing approximately 2,632 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99004?
The top industries by establishment count in ZIP 99004 are: Construction (44), Accommodation and food services (36), Health care and social assistance (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 99004?
According to the FHFA House Price Index, home values in ZIP 99004 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 216%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99004?
In ZIP code 99004, 53.4% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99004?
The mean commute time for workers in ZIP code 99004 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99004?
In ZIP code 99004, approximately 57.8% of occupied housing units are owner-occupied and 42.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99004?
The poverty rate in ZIP code 99004 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 99004's numbers, next.
- See how ZIP 99004 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.