PlainZIP

Cheney, WA · standard

ZIP Code 99004

Spokane County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,376
21/sq mi
$67,337
Median income
$420,500
Median home value
35.7%
Bachelor's or higher

The verdict

Cheney pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.

42th pct
household income, US ZIPs
Top 19%
home value, US ZIPs
21
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 99004 against every reporting US ZIP.

ZIP code 99004 is classified by USPS as a standard delivery area and covers roughly 870.9 square miles in Cheney, Spokane County, Washington. The area is home to 18,376 residents, producing a population density of 21 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 99004 against Washington and the nation.

On the economic side, the median household income for ZIP 99004 sits at $67,337 (26% below the Washington average), while per-capita income is $33,190. The poverty rate stands at 19.8% and the unemployment rate at 10.2%. On housing, the median home value is $420,500 (18% below the state average) with median rent at $1,172 per month, and 57.8% of occupied units are owner-occupied, a direct signal of whether 99004 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.7% of adults hold a bachelor's degree or higher, the median age is 31, and the average commute is 23 minutes. Use the benchmarks above to see where 99004 sits relative to Washington and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 99004

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 99004.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 99004, Cheney, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,376

Population

870.9

Area (sq mi)

21

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 99004?

31.0

Median Age

47.5%

Male

52.5%

Female

5.6%

Foreign-Born

White 81.2%
African American 1.2%
Asian 2.5%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 10.1%
Hispanic or Latino 7.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,337

Median Household Income

-26% vs state

$33,190

Per Capita Income

19.8%

Poverty Rate

10.2%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 99004 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$67,337 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.4%
Bachelor's Degree or Higher 35.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,149

Total Housing Units

8,629

Occupied Units

520

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 57.8%
Renter 42.2%

$420,500

Median Home Value

-18% vs state

$1,172

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.6%

YoY Change (2024)

316

HPI Index (2000 = 100)

+216%

Total Change Since 2000

Home values in ZIP 99004 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +216% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 221
2021 +17.1% 259
2022 +20.6% 312
2023 -2.5% 305
2024 +3.6% 316

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 267 business establishments in ZIP 99004, employing approximately 2,632 people with a combined annual payroll of $134,581,000.

267

Businesses

2,632

Employees

$134.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 44 16.5%
Accommodation and food services 36 13.5%
Health care and social assistance 28 10.5%
Other services (except public administration) 27 10.1%
Retail trade 23 8.6%
Transportation and warehousing 20 7.5%
Professional, scientific, and technical services 17 6.4%
Real estate and rental and leasing 15 5.6%
Manufacturing 11 4.1%
Information 11 4.1%
Finance and insurance 10 3.8%
Administrative and support and waste management and remediation services 9 3.4%
Arts, entertainment, and recreation 8 3.0%
Wholesale trade 5 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Spokane County

99208 standard
Spokane, WA
Pop: 49,193
99205 standard
Spokane, WA
Pop: 42,137
99206 standard
Spokane, WA
Pop: 34,802
99207 standard
Spokane, WA
Pop: 30,854
99223 standard
Spokane, WA
Pop: 29,273
99216 standard
Spokane, WA
Pop: 24,362

Related Areas

Spokane County Cheney, WA Washington

Frequently Asked Questions

What county is ZIP code 99004 in? ▼
ZIP code 99004 (Cheney) is located in Spokane County, Washington. Spokane County contains multiple ZIP codes, see the full list at /counties/spokane-wa.
What is the population of ZIP code 99004? ▼
ZIP code 99004 in Cheney, WA has a population of 18,376 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 99004? ▼
The median household income in ZIP 99004 is $67,337, which is 12% below the national average of $76,288.
What is the average home value in ZIP 99004? ▼
The median home value in ZIP 99004 is $420,500, which is 51% above the national average of $278,155.
What is the demographic makeup of ZIP 99004? ▼
The largest racial group in ZIP 99004 is White at 81.2%. Hispanic or Latino residents make up 7.8% of the population.
How many businesses are in ZIP code 99004? ▼
ZIP code 99004 has 267 business establishments employing approximately 2,632 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 99004? ▼
The top industries by establishment count in ZIP 99004 are: Construction (44), Accommodation and food services (36), Health care and social assistance (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 99004? ▼
According to the FHFA House Price Index, home values in ZIP 99004 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 216%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 99004? ▼
In ZIP code 99004, 53.4% of residents aged 25+ have a high school diploma or higher, and 35.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 99004? ▼
The mean commute time for workers in ZIP code 99004 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 99004? ▼
In ZIP code 99004, approximately 57.8% of occupied housing units are owner-occupied and 42.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 99004? ▼
The poverty rate in ZIP code 99004 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cheney, WA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.