Merced, CA
Single-footprint Census roll-up for Merced, CA: 3 USPS ZIPs, population 97,703. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet MERCED-CA · Merced, CA 3 ZIPs · 97,703 pop · #15643/25278 · Merced County
INC-MID · RANK-LOWER · PHOTO-FINISH · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-MID
- INC-MID $64,493
- RANK-LOWER #15643/25278
- PHOTO-FINISH ≈ Gustine
- BOOK-FEW 3 ZIPs
- OWN-LOW 49% owners
- POP-SMALL 97,703
- SPREAD-TIGHT 95341→95340
- HOME-MID $372,367
Nearest income peer: Gustine, CA (+ $1,268 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Merced
Lowest/highest poles plus county-sharing cities nearest Merced on average ZIP median household income. Full ladder: /cities.
- Planada · lowest
Planada · lowest
$39,741 median HH income
- Le Grand · near
Le Grand · near
$62,813 median HH income
- Merced · this city
Merced · this city
$64,493 median HH income
- Gustine · near
Gustine · near
$65,761 median HH income
- Los Banos · near
Los Banos · near
$67,129 median HH income
- Atwater · near
Atwater · near
$68,349 median HH income
- Hilmar · highest
Hilmar · highest
$76,316 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Merced, CA sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.
- 38th pct
- household income vs 25,278 US cities
- 97,703
- city population (Census)
- 3
- USPS ZIP codes covered
- $64,493
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $64,493 and poverty 22.8% concentrate in 95340.
Owner-occupancy is comparatively low (49.0%) for this income tier, rent $1,370 may matter more than the home-value average.
Within California, Whitmore is the closest lower-income city and Loleta the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Merced.
Within-city ZIP comparison
Where the ZIP codes inside Merced differ
The published income range is comparatively compact across the ZIPs in Merced: $57,342 in ZIP 95341 to $71,193 in 95340. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.
- Income high-to-low ratio
- 1.2×
- Home-value high-to-low ratio
- 1.2×
- Poverty-rate spread
- 9.6 points
95341 to 95340
95341 to 95340
95340 to 95341
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Merced residents split across a short ZIP set
No ZIP owns Merced: the largest, 95340, is only about 35% of 97,703 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.
Census ZBP business roll-up
Balanced ZBP roll-up inside compact Merced
Citywide ZBP: 1,644 establishments, 22,770 employees , annual payroll $1,102,569k (~17 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 95340 (866 units) ; leading NAICS Health care and social assistance (339) · also Retail trade · Accommodation and food services .
ZIP Codes in Merced, CA
These ZIP codes sit in Merced County, which covers 19 ZIP codes in all; 3 of them fall in Merced. See the Merced County roll-up →
Merced lands mid-pack among the 12 cities sharing Merced County: Los Banos, Atwater and Livingston earn more and Winton, Dos Palos and Planada earn less. Planada marks the far end of that range at $39,741, 38% below Merced.
Side-by-side: Compare 95340 vs 95341 →
Merced roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Merced, .