Residential delivery area · California
ZIP Code 95348: Merced, CA
ZIP code 95348 uses the postal name Merced, California and lies entirely in Merced County (Census 2020 ZIP-county file). About 38,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Merced's 3 residential ZIP codes. Median household income is $64,944 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Merced (11%) and Franklin (3%); 85% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Merced · 3 residential ZIPs
- County
- Merced County
- Census places
- Merced (11%); Franklin (3%) census-designated place
- Metro area
- Merced, CA
- House district
- CA-13 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 59.0 sq mi · 636 people per sq mi
Where is ZIP code 95348?
95348 centers on 37.421°, -120.500° and covers 59.0 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 95388, 95340, 95369, 95301, 95341.
The map draws ZIP code areas only. For the streets inside 95348, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95348 compare with the rest of Merced?
| Measure | 95348 | In Merced | In Merced County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 37,540 | 2nd of 3 | 5th of 24 | 430th of 1,802 |
| Median household income | $65k | 2nd of 3 | 12th of 17 | 1,036th of 1,189 |
| Median home value | $384k | 2nd of 3 | 10th of 19 | 1,117th of 1,317 |
Its median household income is higher than in 38% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95348?
The 2020 Census counted 35,066 people in 95348; the ACS, which samples households over 2020-2024, estimates 37,540. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 37,540
- 2020 Census count
- 35,066
- Households
- 11,550
- Median age
- 31.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95348?
Of the 37,540 people the ACS estimates in 95348, 26.7% are under 18 and 10.2% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (50.7%), then White (not Hispanic) (22.4%).
- Under 1826.7%
- 18 to 6463.0%
- 65 and older10.2%
- Hispanic or Latino50.7%
- White, not Hispanic22.4%
- Asian, not Hispanic15.5%
- Black, not Hispanic6.4%
- Other or two or more5.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95348 earn?
Median household income is $64,944 (ACS 2020-2024), the 12th highest of the 17 ranked ZIP codes in Merced County.
- Median household income
- $64,944±$6,632
- Income per person
- $28,835
- Below the poverty line
- 22.1%
- Unemployed (of the labor force)
- 9.5%
- Adults 25+ with a bachelor's degree
- 23.4%
- Adjusted gross income per tax return, 2022
- $55,84414,670 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95348?
FHFA's house price index for 95348, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved −0.8% in 2025.
- Median home value (owners' estimate)
- $383,600
- Median gross rent
- $1,551
- Homes owned by their occupants
- 51.3%
- Housing units
- 12,448
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95348?
492 business establishments had a location in this ZIP code in 2023, 32 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance139
- Retail trade68
- Accommodation and food services51
- Construction43
- Real estate and rental and leasing28
- Administrative and support and waste management and remediation services27
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95348?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95388 | Winton | 13,319 | $58k | 5.5 mi |
| 95340 | Merced | 38,303 | $71k | 7.6 mi |
| 95369 | Snelling | 740 | $76k | 8.9 mi |
| 95301 | Atwater | 43,009 | $68k | 11.7 mi |
| 95341 | Merced | 36,385 | $57k | 13.1 mi |
| 95312 | Cressey | 232 | $81k | 8.4 mi (near) |
| 95303 | Ballico | 784 | $144k | 10.0 mi (near) |
| 95316 | Denair | 8,022 | $98k | 12.4 mi (near) |
| 95365 | Planada | 3,963 | $40k | 12.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.