Residential delivery area · California
ZIP Code 95340: Merced, CA
ZIP code 95340 uses the postal name Merced, California and lies entirely in Merced County (Census 2020 ZIP-county file). About 38,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Merced's 3 residential ZIP codes. Median household income is $71,193 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Merced (14%), Tuttle (2%), University of California-Merced (1%) and Bear Creek (under 1%); 83% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Merced · 3 residential ZIPs
- County
- Merced County
- Census places
- Merced (14%); Tuttle (2%) census-designated place; University of California-Merced (1%) census-designated place; Bear Creek (under 1%) census-designated place
- Metro area
- Merced, CA
- House district
- CA-13 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 52.0 sq mi · 737 people per sq mi
Where is ZIP code 95340?
95340 centers on 37.340°, -120.406° and covers 52.0 square miles of land plus 0.8 of water. It borders 5 ZIP codes: 95365, 95348, 95341, 95333, 95369.
The map draws ZIP code areas only. For the streets inside 95340, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95340 compare with the rest of Merced?
| Measure | 95340 | In Merced | In Merced County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 38,303 | 1st of 3 | 4th of 24 | 416th of 1,802 |
| Median household income | $71k | 1st of 3 | 7th of 17 | 959th of 1,189 |
| Median home value | $399k | 1st of 3 | 8th of 19 | 1,083rd of 1,317 |
Its median household income is higher than in 49% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95340?
The 2020 Census counted 38,606 people in 95340; the ACS, which samples households over 2020-2024, estimates 38,303. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 38,303
- 2020 Census count
- 38,606
- Households
- 12,822
- Median age
- 32.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95340?
Of the 38,303 people the ACS estimates in 95340, 24.0% are under 18 and 14.7% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (50.2%), then White (not Hispanic) (33.2%).
- Under 1824.0%
- 18 to 6461.3%
- 65 and older14.7%
- Hispanic or Latino50.2%
- White, not Hispanic33.2%
- Asian, not Hispanic8.7%
- Other or two or more4.8%
- Black, not Hispanic3.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95340 earn?
Median household income is $71,193 (ACS 2020-2024), the 7th highest of the 17 ranked ZIP codes in Merced County.
- Median household income
- $71,193±$7,581
- Income per person
- $35,660
- Below the poverty line
- 18.3%
- Unemployed (of the labor force)
- 11.6%
- Adults 25+ with a bachelor's degree
- 26.8%
- Adjusted gross income per tax return, 2022
- $75,88914,690 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95340?
FHFA's house price index for 95340, built from repeat sales and appraisals of the same homes, rose 101% from 2015 to 2025 and rose 45% from 2020 to 2025, and moved +1.1% in 2025.
- Median home value (owners' estimate)
- $399,100
- Median gross rent
- $1,317
- Homes owned by their occupants
- 57.2%
- Housing units
- 13,724
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95340?
866 business establishments had a location in this ZIP code in 2023, 43 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance184
- Retail trade133
- Accommodation and food services103
- Other services (except public administration)85
- Professional, scientific, and technical services66
- Construction60
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95340?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95365 | Planada | 3,963 | $40k | 4.9 mi |
| 95348 | Merced | 37,540 | $65k | 7.6 mi |
| 95341 | Merced | 36,385 | $57k | 9.2 mi |
| 95333 | Le Grand | 2,963 | $63k | 11.2 mi |
| 95369 | Snelling | 740 | $76k | 12.8 mi |
| 95388 | Winton | 13,319 | $58k | 12.0 mi (near) |
| 95325 | Hornitos | 0 | – | 13.2 mi (near) |
| 95301 | Atwater | 43,009 | $68k | 13.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.