ZIP Code 95340

ZIP code 95340 is classified by USPS as a standard delivery area and covers roughly 102.9 square miles in Merced, Merced County, California. The area is home to 33,931 residents, producing a population density of 330 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95340 against California and the nation.

On the economic side, the median household income for ZIP 95340 sits at $71,193 (30% below the California average), while per-capita income is $35,660. The poverty rate stands at 18.3% and the unemployment rate at 11.6%. On housing, the median home value is $399,100 (48% below the state average) with median rent at $1,317 per month, and 57.2% of occupied units are owner-occupied, a direct signal of whether 95340 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.8% of adults hold a bachelor's degree or higher, the median age is 32.4, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Merced County, so you can benchmark 95340 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →