Merced, CA · standard
ZIP Code 95341
Merced County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 32,967
- 85/sq mi Moderate-density area
- $57,342
- Median income Below-median income area
- $334,400
- Median home value Above-median home value
- 9.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Merced pairs a below-median household income with above-median home values, in a rural, renter-heavy area.
- 25th pct
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 85
- people per sq mi
- 39%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95341 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95341 (Merced, CA) rose +4.9% from 2023 to 2024. The all-transactions index moved from 337.1 in 2023 to 353.5 in 2024 (2000 = 100).
ZIP code 95341 is a densely settled ZIP (a standard USPS delivery area) in Merced, Merced County, California, with 32,967 residents across 387.4 square miles, a density of 85 people per square mile, in the Los Angeles time zone.
ZIP 95341 reports a modest median household income of $57,342 (44% below the average California ZIP), while per-capita income is $19,180. Economic pressure is pronounced: 27.9% of residents are below the poverty line and unemployment is 12.7%. Home values sit below the statewide ZIP benchmark: the median is $334,400 (57% below the average California ZIP), and median rent is $1,242; owner occupancy is 38.5%.
Formal educational attainment runs low here: just 9.3% of adults hold a bachelor's degree or higher, the median age is 26.6, and the average commute is 28 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Merced County, so 95341 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95341
Top 5 sectors by establishment count in Merced, CA
Which industries have the most business establishments in ZIP 95341.
- Construction
Construction
43 establishments
- Retail trade
Retail trade
41 establishments
- Transportation and warehousing
Transportation and warehousing
38 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
- Wholesale trade
Wholesale trade
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95341, Merced, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
32,967
Population
387.4
Area (sq mi)
85
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95341?
26.6
Median Age
50.6%
Male
49.4%
Female
30.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,342
Median Household Income
-44% vs state ZIP avg
$19,180
Per Capita Income
27.9%
Poverty Rate
12.7%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 95341 ranks nationally
Merced, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$57,342 25th percentile higher than 25% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,683housing units
9,683
Total Housing Units
9,323
Occupied Units
360
Vacant Units
3.84
Avg Household Size
Occupancy Type
$334,400
Median Home Value
-57% vs state ZIP avg
$1,242
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
353
HPI Index (2000 = 100)
+253%
Total Change Since 2000
Home values in ZIP 95341 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +253% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 239 |
| 2021 | +17.0% | 280 |
| 2022 | +18.7% | 332 |
| 2023 | +1.5% | 337 |
| 2024 | +4.9% | 353 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 286 business establishments in ZIP 95341, employing approximately 3,471 people with a combined annual payroll of $191,827,000.
286
Businesses
3,471
Employees
$191.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 43 | 15.0% |
| Retail trade | 41 | 14.3% |
| Transportation and warehousing | 38 | 13.3% |
| Other services (except public administration) | 24 | 8.4% |
| Wholesale trade | 23 | 8.0% |
| Accommodation and food services | 23 | 8.0% |
| Administrative and support and waste management and remediation services | 21 | 7.3% |
| Manufacturing | 18 | 6.3% |
| Health care and social assistance | 16 | 5.6% |
| Real estate and rental and leasing | 12 | 4.2% |
| Professional, scientific, and technical services | 11 | 3.9% |
| Information | 5 | 1.8% |
| Agriculture, forestry, fishing and hunting | 3 | 1.1% |
| Finance and insurance | 3 | 1.1% |
| Management of companies and enterprises | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95341 vs 95317 →
ZIP 95341 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95301
Atwater (95301)
37,073 residents
- 95340
Merced (95340)
33,931 residents
- 95341
Merced (95341)
32,967 residents
- 95317 817
El Nido (95317)
817 residents
What this shows Among its immediate neighbors, ZIP 95341 ranks #3 by population - useful context the national average alone can't give.
ZIP 95341 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95340
Merced (95340)
$71,193 median income
- 95301
Atwater (95301)
$68,349 median income
- 95341
Merced (95341)
$57,342 median income
- 95317
El Nido (95317)
$57,153 median income
What this shows By household income, ZIP 95341 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95341, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (32,967 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Merced County
Related Areas
Frequently Asked Questions
What county is ZIP code 95341 in?
ZIP code 95341 (Merced) is located in Merced County, California. Merced County contains multiple ZIP codes, see the full list at /counties/merced-ca.
What is the population of ZIP code 95341?
ZIP code 95341 in Merced, CA has a population of 32,967 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95341?
The median household income in ZIP 95341 is $57,342, which is 25% below the national average of $76,288.
What is the average home value in ZIP 95341?
The median home value in ZIP 95341 is $334,400, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 95341?
The largest racial group in ZIP 95341 is White at 19.8%. Hispanic or Latino residents make up 75.7% of the population.
How many businesses are in ZIP code 95341?
ZIP code 95341 has 286 business establishments employing approximately 3,471 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95341?
The top industries by establishment count in ZIP 95341 are: Construction (43), Retail trade (41), Transportation and warehousing (38). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95341?
According to the FHFA House Price Index, home values in ZIP 95341 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 253%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95341?
In ZIP code 95341, 35.9% of residents aged 25+ have a high school diploma or higher, and 9.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95341?
The mean commute time for workers in ZIP code 95341 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95341?
In ZIP code 95341, approximately 38.5% of occupied housing units are owner-occupied and 61.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95341?
The poverty rate in ZIP code 95341 is 27.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95341's numbers, next.
- See how ZIP 95341 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Merced, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.