Palm Coast, FL

Census ZIP code profile for Palm Coast, FL — 2 ZIPs, total population 79,437. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

2026 data Public-data reference. official source

Source:

Palm Coast, FL is covered by 2 USPS ZIP codes serving a combined population of 79,437 according to Census ACS 5-Year Estimates. U.S. cities rarely map cleanly to a single ZIP — Palm Coast splits its residents across 2 delivery areas, each with its own demographic and housing profile. The table below lists every ZIP by population, so you can see which neighborhoods carry the weight of the city total and which are smaller pockets of the same municipal boundary.

Aggregated across every ZIP in Palm Coast, the median household income averages $80,161 and per-capita income averages $45,365. Poverty rate runs at 10.2% and unemployment at 4.4%. On housing, the average median home value is $370,800 with median rent of $1,798 per month, and 83.0% of occupied units are owner-occupied. These are arithmetic averages across the 2 ZIPs — not population-weighted — so small ZIPs influence the headline numbers the same as large ones.

Use this city view to compare ZIPs inside Palm Coast against each other rather than hunting for a single "city average." The Affordability Dashboard linked below combines these Census inputs with HUD Fair Market Rents, FBI crime data, and Department of Labor childcare costs into a graded scorecard for Palm Coast as a whole, while individual ZIP pages show fine-grained household income, housing profile, education attainment, commute time, and nearby-ZIP benchmarks. Every field on this page is sourced directly from U.S. Census Bureau ACS 2023 5-Year Estimates — no estimates, no proprietary scoring, no editorial adjustment.

Affordability Dashboard
Income, housing, safety, childcare — all in one view
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2

ZIP Codes

79,437

Population

$80,161

Median Income

$370,800

Median Home Value

52.1

Median Age

How much do residents of Palm Coast earn?

Median Household Income
$80,161
Per Capita Income
$45,365
Unemployment Rate
4.4%
Poverty Rate
10.2%

What does housing look like in Palm Coast?

Median Home Value
$370,800
Median Rent
$1,798/mo
Owner Occupied
83.0%
Housing Units
49,433

Who lives in Palm Coast?

Bachelor's Degree+
32.4%
High School+
59.8%
Avg Commute
28 min
Foreign Born
14.3%

ZIP Codes in Palm Coast, FL

Side-by-side: Compare 32164 vs 32137 →

ZIP Code Population Density Timezone
32164 41,616 483 America/New_York
32137 37,821 247 America/New_York

Frequently Asked Questions

How many ZIP codes are in Palm Coast, FL?
Palm Coast, FL has 2 ZIP codes with a combined population of 79,437, based on Census ACS 2023 data.
What is the median household income in Palm Coast?
The average median household income across Palm Coast, FL ZIP codes is $80,161. The poverty rate is 10.2%.
What is the cost of living in Palm Coast?
The average median home value in Palm Coast, FL is $370,800. Median rent is $1,798/month. 83.0% of homes are owner-occupied.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023). Verify with Census Bureau →

Source: HUD USPS Crosswalk (ZIP-to-county mapping) and Source: simplemaps.com (ZIP coordinates & timezones). Verify with HUD →

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey (ACS). Consult a qualified professional before making decisions based on this data.