Palm Coast, FL

Single-footprint Census roll-up for Palm Coast, FL: 2 USPS ZIPs, population 79,437. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet PALM-COAST-FL · Palm Coast, FL 2 ZIPs · 79,437 pop · #9193/25278 · Flagler County

INC-HIGH · RANK-UPPER · PHOTO-FINISH · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-MID

  • INC-HIGH $80,161
  • RANK-UPPER #9193/25278
  • PHOTO-FINISH ≈ Flagler Beach
  • BOOK-FEW 2 ZIPs
  • OWN-MID 83% owners
  • POP-SMALL 79,437
  • SPREAD-TIGHT 32164→32137
  • HOME-MID $370,800

Nearest income peer: Flagler Beach, FL ( $1,343 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Palm Coast

Lowest/highest poles plus county-sharing cities nearest Palm Coast on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Palm Coast, FL sits among US cities with an above-median household income, on a small-city population base, across a handful of delivery areas.

Top 36%
household income vs 25,278 US cities
79,437
city population (Census)
2
USPS ZIP codes covered
$80,161
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (2) - lead code 32164 (41,616 residents). Household income $80,161 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (83.0%) - check the ZIP page's tenure split before treating Palm Coast as a pure owner town.

Within Florida, Rotonda West is the closest lower-income city and Center Hill the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Palm Coast.

Within-city ZIP comparison

Where the ZIP codes inside Palm Coast differ

The published income range is comparatively compact across the ZIPs in Palm Coast: $76,399 in ZIP 32164 to $83,923 in 32137. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.1×

32164 to 32137

Home-value high-to-low ratio
1.2×

32164 to 32137

Poverty-rate spread
0.4 points

32164 to 32137

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 32164 skews compact Palm Coast

In this 2-ZIP cluster, 32164 covers about 52% of Palm Coast's 79,437 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Palm Coast

Citywide ZBP: 1,931 establishments, 16,564 employees , annual payroll $757,911k (~24 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 32137 (1,229 units) ; leading NAICS Construction (291) · also Health care and social assistance · Professional, scientific, and technical services .

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ZIP Codes in Palm Coast, FL

These ZIP codes sit in Flagler County, which covers 4 ZIP codes in all; 2 of them fall in Palm Coast. See the Flagler County roll-up →

No other city sharing Flagler County reports a higher average ZIP median income than Palm Coast. Bunnell sits below it, so a household comparing this county on income alone starts here. Bunnell marks the far end of that range at $57,485, 28% below Palm Coast.

Side-by-side: Compare 32164 vs 32137 →

ZIP Code Population Median income Establishments Density
32164 41,616 $76,399 702 483
32137 37,821 $83,923 1,229 247

Palm Coast roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Palm Coast, .