Residential delivery area · Florida
ZIP Code 32137: Palm Coast, FL
ZIP code 32137 is in Palm Coast, Florida, entirely in Flagler County (Census 2020 ZIP-county file). About 48,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Palm Coast's 2 residential ZIP codes. Median household income is $83,923 (Census Bureau, ACS 2020-2024). By Census place, 70% of its land lies in Palm Coast; 30% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Palm Coast · 2 residential ZIPs
- County
- Flagler County
- Census places
- Palm Coast
- Metro area
- Deltona-Daytona Beach-Ormond Beach, FL
- House district
- FL-6 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 62.4 sq mi · 775 people per sq mi
Where is ZIP code 32137?
32137 centers on 29.576°, -81.224° and covers 62.4 square miles of land plus 5.7 of water. It borders 6 ZIP codes: 32164, 32136, 32110, 32086, 32145, 32080.
The map draws ZIP code areas only. For the streets inside 32137, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32137 compare with the rest of Palm Coast?
| Measure | 32137 | In Palm Coast | In Flagler County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 48,391 | 2nd of 2 | 3rd of 7 | 93rd of 1,013 |
| Median household income | $84k | 1st of 2 | 2nd of 6 | 279th of 819 |
| Median home value | $403k | 1st of 2 | 3rd of 7 | 288th of 833 |
Its median household income is higher than in 67% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32137?
The 2020 Census counted 46,258 people in 32137; the ACS, which samples households over 2020-2024, estimates 48,391. Between the 2010 and 2020 censuses its population grew 22.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 48,391
- 2020 Census count
- 46,258+22.3% since 2010 (37,821)
- Households
- 20,882
- Median age
- 56.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32137?
Of the 48,391 people the ACS estimates in 32137, 14.0% are under 18 and 34.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.5%), then Hispanic or Latino (10.3%).
- Under 1814.0%
- 18 to 6451.2%
- 65 and older34.8%
- White, not Hispanic75.5%
- Hispanic or Latino10.3%
- Black, not Hispanic6.6%
- Other or two or more4.6%
- Asian, not Hispanic2.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32137 earn?
Median household income is $83,923 (ACS 2020-2024), the 2nd highest of the 6 ranked ZIP codes in Flagler County. It rose from $74,401 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $83,923
- Income per person
- $50,745
- Below the poverty line
- 10.4%
- Unemployed (of the labor force)
- 4.4%
- Adults 25+ with a bachelor's degree
- 38.6%
- Adjusted gross income per tax return, 2022
- $113,39625,720 returns; wages 42% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32137?
FHFA's house price index for 32137, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved −2.9% in 2025.
- Median home value (owners' estimate)
- $402,600
- Median gross rent
- $1,841
- Homes owned by their occupants
- 86.4%
- Housing units
- 25,298
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32137?
1,229 business establishments had a location in this ZIP code in 2023, 193 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction158
- Health care and social assistance148
- Professional, scientific, and technical services143
- Retail trade140
- Real estate and rental and leasing123
- Other services (except public administration)103
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32137?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32164 | Palm Coast | 56,658 | $76k | 6.6 mi |
| 32136 | Flagler Beach | 8,363 | $79k | 9.0 mi |
| 32110 | Bunnell | 10,018 | $58k | 11.9 mi |
| 32086 | Saint Augustine | 34,855 | $77k | 12.3 mi |
| 32145 | Hastings | 5,759 | $76k | 13.8 mi |
| 32080 | Saint Augustine | 20,894 | $93k | 16.9 mi |
| 32176 | Ormond Beach | 14,841 | $78k | 19.2 mi (near) |
| 32187 | San Mateo | 1,191 | $52k | 19.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.