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City ZIP codes · Michigan

Traverse City, MI ZIP Codes

4 ZIP codes use the postal name Traverse City, Michigan (Census 2020 ZCTAs and GeoNames postal codes, October 2026), all residential. Median household income runs from $71,609 in 49686 to $94,803 in 49696, 1.3 times as much (Census Bureau, ACS 2020-2024). Traverse City's most populous ZIP code is 49686, with 25,492 people (ACS 2020-2024); 11% of its land is in the city of Traverse City.

  • ACS2020-24
  • Census2020
  • GeoNames2026

Where are Traverse City's ZIP codes?

49684: $81k median household income49685: $85k median household income49686: $72k median household income49696: $95k median household income4968449686496854969649684: $81k median household income49685: $85k median household income49686: $72k median household income49696: $95k median household income4968449686496854969649684: $81k median household income49685: $85k median household income49686: $72k median household income49696: $95k median household income49684496864968549696
The 4 residential ZIP codes named Traverse City, shaded by median household income in national fifths (ACS 2020-2024). Select a ZIP to open it. <$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are Traverse City's ZIP codes?

The highest median household income is in 49696 ($94,803), the lowest in 49686 ($71,609). Home values run from $306,100 in 49696 to $420,200 in 49684.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).

All 4 residential ZIP codes of Traverse City

Residential ZIP codes with the postal name Traverse City, MI, largest first (ACS 2020-2024); sort by any column
County
49686 Grand Traverse County 25,492 539 $72k $345k
49684 Leelanau County 21,585 409 $81k $420k
49685 Grand Traverse County 21,308 393 $85k $359k
49696 Grand Traverse County 10,477 152 $95k $306k

Download the 4 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).

Which counties do Traverse City's ZIP codes reach?

Traverse City's residential ZIP codes lie in 3 counties: Leelanau County (1 ZIP code mainly there), Grand Traverse County (3 ZIP codes mainly there), Benzie County (part of a ZIP code).

Which places do Traverse City's ZIP codes cover?

A postal name is not a city limit. By the Census Bureau's places, Traverse City's residential ZIP codes cover Traverse City itself and 2 other places, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:

  • Chums Corner census-designated 49685
  • Greilickville census-designated 49684

Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).

Which first three digits do Traverse City's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Traverse City starts with 496.

Three-digit prefixes of Traverse City's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Traverse City's
PrefixSectional centerHereAll codes
496 Traverse City, MI (SCF 496) 4 70

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.