PlainZIP

Traverse City, MI

Single-footprint Census roll-up for Traverse City, MI: 2 USPS ZIPs, population 70,019. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet TRAVERSE-CITY-MI · Traverse City, MI 2 ZIPs · 70,019 pop · #10648/25278 · Grand Traverse County

INC-HIGH · RANK-MID · PHOTO-FINISH · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-MID

  • INC-HIGH $76,199
  • RANK-MID #10648/25278
  • PHOTO-FINISH ≈ Grawn
  • BOOK-FEW 2 ZIPs
  • OWN-MID 71% owners
  • POP-SMALL 70,019
  • SPREAD-TIGHT 49686→49684
  • HOME-MID $382,450

Nearest income peer: Grawn, MI ( $1,199 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Traverse City

Lowest/highest poles plus county-sharing cities nearest Traverse City on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Traverse City, MI sits among US cities with an above-median household income, on a small-city population base, across a handful of delivery areas.

Top 42%
household income vs 25,278 US cities
70,019
city population (Census)
2
USPS ZIP codes covered
$76,199
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (2) - lead code 49684 (37,963 residents). Household income $76,199 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (70.9%) - check the ZIP page's tenure split before treating Traverse City as a pure owner town.

Within Michigan, Beaver Island is the closest lower-income city and Mc Bain the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Traverse City.

Within-city ZIP comparison

Where the ZIP codes inside Traverse City differ

The published income range is comparatively compact across the ZIPs in Traverse City: $71,609 in ZIP 49686 to $80,788 in 49684. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.1×

49686 to 49684

Home-value high-to-low ratio
1.2×

49686 to 49684

Poverty-rate spread
2.5 points

49684 to 49686

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 49684 skews compact Traverse City

In this 2-ZIP cluster, 49684 covers about 54% of Traverse City's 70,019 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Traverse City

Citywide ZBP: 2,701 establishments, 39,154 employees , annual payroll $2,380,168k (~39 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 49684 (1,532 units) ; leading NAICS Retail trade (417) · also Health care and social assistance · Professional, scientific, and technical services .

View your shortlist →

ZIP Codes in Traverse City, MI

These ZIP codes sit in Grand Traverse County, which covers 7 ZIP codes in all; 2 of them fall in Traverse City. See the Grand Traverse County roll-up →

Every one of the 4 cities sharing Grand Traverse County reports a higher average ZIP median income than Traverse City, Interlochen and Williamsburg among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Williamsburg marks the far end of that range at $108,712, 43% above Traverse City.

Side-by-side: Compare 49684 vs 49686 →

ZIP Code Population Median income Establishments Density
49684 37,963 $80,788 1,532 145
49686 32,056 $71,609 1,169 103
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Traverse City roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Traverse City, .