ZIP Code 49684

ZIP code 49684 is classified by USPS as a standard delivery area and covers roughly 261.1 square miles in Traverse City, Grand Traverse County, Michigan. The area is home to 37,963 residents, producing a population density of 145 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49684 against Michigan and the nation.

On the economic side, the median household income for ZIP 49684 sits at $80,788 (10% above the Michigan average), while per-capita income is $53,800. The poverty rate stands at 10.3% and the unemployment rate at 3.4%. On housing, the median home value is $420,200 (91% above the state average) with median rent at $1,306 per month, and 69.3% of occupied units are owner-occupied, a direct signal of whether 49684 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 47.3% of adults hold a bachelor's degree or higher, the median age is 48.7, and the average commute is 18 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grand Traverse County, so you can benchmark 49684 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →