Interlochen, MI · standard
ZIP Code 49643
Grand Traverse County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,253
- 43/sq mi
- $81,222
- Median income
- $271,300
- Median home value
- 34.5%
- Bachelor's or higher
The verdict
Interlochen pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 43
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49643 against every reporting US ZIP.
ZIP code 49643 is classified by USPS as a standard delivery area and covers roughly 145.8 square miles in Interlochen, Grand Traverse County, Michigan. The area is home to 6,253 residents, producing a population density of 43 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49643 against Michigan and the nation.
On the economic side, the median household income for ZIP 49643 sits at $81,222 (11% above the Michigan average), while per-capita income is $38,963. The poverty rate stands at 8.1% and the unemployment rate at 2.1%. On housing, the median home value is $271,300 (24% above the state average) with median rent at $1,017 per month, and 87.3% of occupied units are owner-occupied, a direct signal of whether 49643 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.5% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 26 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Grand Traverse County, so you can benchmark 49643 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49643
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49643.
- Construction
Construction
29 establishments
- Retail trade
Retail trade
22 establishments
- Administrative and support and waste management and remediation services 11
Administrative and support and waste management and remediation services
11 establishments
- Other services (except public administration) 11
Other services (except public administration)
11 establishments
- Professional, scientific, and technical services 9
Professional, scientific, and technical services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49643, Interlochen, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,253
Population
145.8
Area (sq mi)
43
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49643?
42.3
Median Age
52.2%
Male
47.8%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,222
Median Household Income
+11% vs state
$38,963
Per Capita Income
8.1%
Poverty Rate
2.1%
Unemployment Rate
25.9 min
Mean Commute Time
How ZIP 49643 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$81,222 Top 36% higher than 64% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,490
Total Housing Units
2,787
Occupied Units
703
Vacant Units
2.40
Avg Household Size
Occupancy Type
$271,300
Median Home Value
+24% vs state
$1,017
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.6%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 49643 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 173 |
| 2021 | +14.0% | 197 |
| 2022 | +20.3% | 237 |
| 2023 | +8.4% | 257 |
| 2024 | +12.6% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 107 business establishments in ZIP 49643, employing approximately 1,142 people with a combined annual payroll of $54,459,000.
107
Businesses
1,142
Employees
$54.5M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 29 | 27.1% |
| Retail trade | 22 | 20.6% |
| Administrative and support and waste management and remediation services | 11 | 10.3% |
| Other services (except public administration) | 11 | 10.3% |
| Professional, scientific, and technical services | 9 | 8.4% |
| Accommodation and food services | 8 | 7.5% |
| Manufacturing | 5 | 4.7% |
| Real estate and rental and leasing | 3 | 2.8% |
| Health care and social assistance | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49643 vs 49650 →
ZIP 49643 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49684
Traverse City (49684)
37,963 residents
- 49643 6,253
Interlochen (49643)
6,253 residents
- 49637 3,405
Grawn (49637)
3,405 residents
- 49650 3,144
Lake Ann (49650)
3,144 residents
- 49620 2,445
Buckley (49620)
2,445 residents
- 49683 1,939
Thompsonville (49683)
1,939 residents
What this shows Among its immediate neighbors, ZIP 49643 ranks #2 by population — useful context the national average alone can't give.
ZIP 49643 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49650
Lake Ann (49650)
$87,500 median income
- 49643
Interlochen (49643)
$81,222 median income
- 49684
Traverse City (49684)
$80,788 median income
- 49620
Buckley (49620)
$75,192 median income
- 49637
Grawn (49637)
$75,000 median income
- 49683
Thompsonville (49683)
$61,250 median income
What this shows By household income, ZIP 49643 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Grand Traverse County
Related Areas
Frequently Asked Questions
What county is ZIP code 49643 in? ▼
What is the population of ZIP code 49643? ▼
What is the median household income in ZIP 49643? ▼
What is the average home value in ZIP 49643? ▼
What is the demographic makeup of ZIP 49643? ▼
How many businesses are in ZIP code 49643? ▼
What are the main industries in ZIP code 49643? ▼
How have home values changed in ZIP code 49643? ▼
What is the education level in ZIP code 49643? ▼
What is the average commute time in ZIP 49643? ▼
What percentage of residents own vs. rent in ZIP 49643? ▼
What is the poverty rate in ZIP code 49643? ▼
ZIP Code Research Guides
Official Data Resources for Interlochen, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.