Residential delivery area · Michigan

ZIP Code 49640: Honor, MI

ZIP code 49640 uses the postal name Honor, Michigan and lies mostly in Benzie County (97% of its land) with the rest in Leelanau County (Census 2020 ZIP-county file). About 1,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $83,214 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Honor; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2024
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
496sectional center: Traverse City, MI (SCF 496)
40delivery area within it
Town
Honor · its only residential ZIP
County
Benzie County (97%); Leelanau County (3%)
Census places
Honor
Metro area
Traverse City, MI
House district
MI-1 119th Congress
Time zone
Eastern
Land area
64.0 sq mi · 20 people per sq mi

Where is ZIP code 49640?

49640 centers on 44.724°, -86.047° and covers 64.0 square miles of land plus 9.5 of water. It borders 4 ZIP codes: 49617, 49650, 49630, 49635.

49617 · Beulah49630 · Empire49635 · Frankfort49650 · Lake Ann49640 · Honor (this ZIP)496404963049617496354965049617 · Beulah49630 · Empire49635 · Frankfort49650 · Lake Ann49640 · Honor (this ZIP)496404963049617496354965049617 · Beulah49630 · Empire49635 · Frankfort49650 · Lake Ann49640 · Honor (this ZIP)4964049630496174963549650
Shaded by median household income, in national fifths (ACS 2020-2024); 49640 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49640, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49640 compare with the rest of Benzie County?

Rank of 49640 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49640In Benzie CountyIn MI
People (ACS 2020-2024)1,2529th of 11782nd of 992
Median household income$83k3rd of 9220th of 774
Median home value$309k4th of 9141st of 779

Its median household income is higher than in 66% of U.S. residential ZIP codes, and it is denser than 26% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49640?

The 2020 Census counted 1,501 people in 49640; the ACS, which samples households over 2020-2024, estimates 1,252. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,252±155 (90% margin)
2020 Census count
1,501
Households
598
Median age
61.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49640?

Of the 1,252 people the ACS estimates in 49640, 8.7% are under 18 and 40.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.7%).

  • Under 188.7%
  • 18 to 6450.6%
  • 65 and older40.7%
Age of the people of 49640 (ACS 2020-2024, B01001)
  • White, not Hispanic92.7%
  • Other or two or more6.1%
  • Hispanic or Latino1.3%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 49640 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49640 earn?

Median household income is $83,214 (ACS 2020-2024), the 3rd highest of the 9 ranked ZIP codes in Benzie County.

Median household income
$83,214±$17,216
Income per person
$53,037
Below the poverty line
8.2%
Unemployed (of the labor force)
4.1%
Adults 25+ with a bachelor's degree
44.4%
Adjusted gross income per tax return, 2022
$74,898900 returns; wages 48% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49640?

Median home value (owners' estimate)
$308,500
Median gross rent
$925
Homes owned by their occupants
93.0%
Housing units
1,272
0 200 400 600 19922000201020202024 0 200 400 600 19922000201020202024 0 200 400 600 19922000201020202024
Index = 100 in 1992, the first year FHFA reports for 49640; 2024: 620.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 49640 stops in 2024: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 49640?

45 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction9
  • Retail trade7
  • Real estate and rental and leasing5
  • Accommodation and food services5
  • Health care and social assistance4
  • Manufacturing3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49640?

ZIP codes that share a boundary with 49640, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49617Beulah3,526$74k5.8 mi
49650Lake Ann3,411$88k7.9 mi
49630Empire1,390$106k8.0 mi
49635Frankfort3,339$72k9.9 mi
49616Benzonia2,162$58k10.2 mi (near)
49628Elberta174$114k11.6 mi (near)
49636Glen Arbor643$120k12.2 mi (near)
49643Interlochen6,963$81k12.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.