Residential delivery area · Michigan
ZIP Code 49650: Lake Ann, MI
ZIP code 49650 uses the postal name Lake Ann, Michigan and lies entirely in Benzie County (Census 2020 ZIP-county file). About 3,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $87,500 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Hardwood Acres (2%), Lake Ann (2%) and Maple Grove (2%); 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake Ann · its only residential ZIP
- County
- Benzie County
- Census places
- Hardwood Acres (2%) census-designated place; Lake Ann (2%); Maple Grove (2%) census-designated place
- Metro area
- Traverse City, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 24.0 sq mi · 142 people per sq mi
Where is ZIP code 49650?
49650 centers on 44.740°, -85.887° and covers 24.0 square miles of land plus 1.9 of water. It borders 6 ZIP codes: 49643, 49640, 49685, 49684, 49664, 49630.
The map draws ZIP code areas only. For the streets inside 49650, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49650 compare with the rest of Benzie County?
| Measure | 49650 | In Benzie County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 3,411 | 4th of 11 | 561st of 992 |
| Median household income | $88k | 2nd of 9 | 178th of 774 |
| Median home value | $275k | 6th of 9 | 187th of 779 |
Its median household income is higher than in 71% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49650?
The 2020 Census counted 3,215 people in 49650; the ACS, which samples households over 2020-2024, estimates 3,411. Between the 2010 and 2020 censuses its population grew 2.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,411
- 2020 Census count
- 3,215+2.3% since 2010 (3,144)
- Households
- 1,332
- Median age
- 39.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49650?
Of the 3,411 people the ACS estimates in 49650, 22.0% are under 18 and 15.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.1%).
- Under 1822.0%
- 18 to 6462.1%
- 65 and older15.9%
- White, not Hispanic94.1%
- Other or two or more5.2%
- Black, not Hispanic0.6%
- Asian, not Hispanic0.1%
- Hispanic or Latino0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49650 earn?
Median household income is $87,500 (ACS 2020-2024), the 2nd highest of the 9 ranked ZIP codes in Benzie County. It is not measurably different from 2015-2019 ($100,283 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $87,500±$13,111
- Income per person
- $38,764
- Below the poverty line
- 2.9%
- Unemployed (of the labor force)
- 1.3%
- Adults 25+ with a bachelor's degree
- 42.4%
- Adjusted gross income per tax return, 2022
- $71,7801,670 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49650?
FHFA's house price index for 49650, built from repeat sales and appraisals of the same homes, rose 171% from 2015 to 2025 and rose 95% from 2020 to 2025, and moved +6.4% in 2025.
- Median home value (owners' estimate)
- $275,400
- Median gross rent
- $1,576
- Homes owned by their occupants
- 90.1%
- Housing units
- 1,538
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49650?
59 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction21
- Accommodation and food services7
- Real estate and rental and leasing6
- Other services (except public administration)6
- Professional, scientific, and technical services4
- Administrative and support and waste management and remediation services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49650?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49643 | Interlochen | 6,963 | $81k | 7.5 mi |
| 49640 | Honor | 1,252 | $83k | 7.9 mi |
| 49685 | Traverse City | 21,308 | $85k | 9.6 mi |
| 49684 | Traverse City | 21,585 | $81k | 10.0 mi |
| 49664 | Maple City | 2,332 | $78k | 10.3 mi |
| 49630 | Empire | 1,390 | $106k | 10.5 mi |
| 49617 | Beulah | 3,526 | $74k | 9.8 mi (near) |
| 49621 | Cedar | 3,483 | $95k | 10.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.