PlainZIP

Cedar, MI · standard

ZIP Code 49621

Leelanau County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,096
20/sq mi
$95,446
Median income
$396,600
Median home value
42.6%
Bachelor's or higher

The verdict

Cedar pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 21%
home value, US ZIPs
20
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49621 against every reporting US ZIP.

ZIP code 49621 covers 151.8 square miles in Cedar, Leelanau County, Michigan (a standard USPS delivery area), with a modest 3,096 residents on file, a density of 20 people per square mile, in the Detroit time zone.

ZIP 49621 lands in the middle-income range, with a median household income of $95,446 (30% above the Michigan average), while per-capita income is $47,478. Poverty here runs at 6.5%, with unemployment measured at 1.8%. Housing costs here run $396,600 for a typical home value (81% above the state average), with rent averaging $1,012 a month; 91.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 42.6% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 27 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Leelanau County, letting you compare 49621 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49621

Top 5 sectors by establishment count in Cedar, MI

Which industries have the most business establishments in ZIP 49621.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49621, Cedar, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,096

Population

151.8

Area (sq mi)

20

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49621?

50.0

Median Age

50.1%

Male

49.9%

Female

1.0%

Foreign-Born

White 95.5%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 2.6%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,446

Median Household Income

+30% vs state

$47,478

Per Capita Income

6.5%

Poverty Rate

1.8%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 49621 ranks nationally

Cedar, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$95,446 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 42.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,003

Total Housing Units

1,403

Occupied Units

600

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 91.2%
Renter 8.8%

$396,600

Median Home Value

+81% vs state

$1,012

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 49621 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 164
2021 +11.2% 182
2022 +29.3% 236
2023 +4.5% 246
2024 +3.2% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 79 business establishments in ZIP 49621, employing approximately 301 people with a combined annual payroll of $12,443,000.

79

Businesses

301

Employees

$12.4M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 24 30.4%
Professional, scientific, and technical services 10 12.7%
Other services (except public administration) 10 12.7%
Retail trade 7 8.9%
Administrative and support and waste management and remediation services 7 8.9%
Manufacturing 6 7.6%
Real estate and rental and leasing 3 3.8%
Accommodation and food services 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49621 vs 49664 →

ZIP 49621 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49621 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49621 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49621 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49664 Maple City, MI 2,067 5.6 mi
49653 Lake Leelanau, MI 1,922 8.0 mi
49684 Traverse City, MI 37,963 8.0 mi
49650 Lake Ann, MI 3,144 10.3 mi
49682 Suttons Bay, MI 4,253 10.1 mi

More ZIP Codes in Leelanau County

49682 standard
Suttons Bay, MI
Pop: 4,253
49664 standard
Maple City, MI
Pop: 2,067
49653 standard
Lake Leelanau, MI
Pop: 1,922
49670 standard
Northport, MI
Pop: 1,891
49630 standard
Empire, MI
Pop: 1,429
49654 standard
Leland, MI
Pop: 690

Related Areas

Leelanau County Cedar, MI Michigan

Frequently Asked Questions

What county is ZIP code 49621 in? ▼
ZIP code 49621 (Cedar) is located in Leelanau County, Michigan. Leelanau County contains multiple ZIP codes, see the full list at /counties/leelanau-mi.
What is the population of ZIP code 49621? ▼
ZIP code 49621 in Cedar, MI has a population of 3,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49621? ▼
The median household income in ZIP 49621 is $95,446, which is 25% above the national average of $76,288.
What is the average home value in ZIP 49621? ▼
The median home value in ZIP 49621 is $396,600, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 49621? ▼
The largest racial group in ZIP 49621 is White at 95.5%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 49621? ▼
ZIP code 49621 has 79 business establishments employing approximately 301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49621? ▼
The top industries by establishment count in ZIP 49621 are: Construction (24), Professional, scientific, and technical services (10), Other services (except public administration) (10). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49621? ▼
According to the FHFA House Price Index, home values in ZIP 49621 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49621? ▼
In ZIP code 49621, 68.5% of residents aged 25+ have a high school diploma or higher, and 42.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49621? ▼
The mean commute time for workers in ZIP code 49621 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49621? ▼
In ZIP code 49621, approximately 91.2% of occupied housing units are owner-occupied and 8.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49621? ▼
The poverty rate in ZIP code 49621 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.