Residential delivery area · Michigan

ZIP Code 49621: Cedar, MI

ZIP code 49621 uses the postal name Cedar, Michigan and lies entirely in Leelanau County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $95,446 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Cedar (a census-designated place), and 1% in smaller places; 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
496sectional center: Traverse City, MI (SCF 496)
21delivery area within it
Town
Cedar · its only residential ZIP
Census places
Cedar census-designated place
Metro area
Traverse City, MI
House district
MI-1 119th Congress
Time zone
Eastern
Land area
54.8 sq mi · 64 people per sq mi

Where is ZIP code 49621?

49621 centers on 44.858°, -85.770° and covers 54.8 square miles of land plus 4.2 of water. It borders 3 ZIP codes: 49664, 49684, 49653.

49653 · Lake Leelanau49664 · Maple City49684 · Traverse City49621 · Cedar (this ZIP)4962149684496644965349653 · Lake Leelanau49664 · Maple City49684 · Traverse City49621 · Cedar (this ZIP)4962149684496644965349653 · Lake Leelanau49664 · Maple City49684 · Traverse City49621 · Cedar (this ZIP)49621496844966449653
Shaded by median household income, in national fifths (ACS 2020-2024); 49621 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49621, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49621 compare with the rest of Leelanau County?

Rank of 49621 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49621In Leelanau CountyIn MI
People (ACS 2020-2024)3,4833rd of 11557th of 992
Median household income$95k4th of 8116th of 774
Median home value$397k5th of 751st of 779

Its median household income is higher than in 78% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49621?

The 2020 Census counted 3,157 people in 49621; the ACS, which samples households over 2020-2024, estimates 3,483. Between the 2010 and 2020 censuses its population grew 2.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,483
2020 Census count
3,157+2.0% since 2010 (3,096)
Households
1,403
Median age
50.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49621?

Of the 3,483 people the ACS estimates in 49621, 19.6% are under 18 and 29.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.8%).

  • Under 1819.6%
  • 18 to 6451.2%
  • 65 and older29.3%
Age of the people of 49621 (ACS 2020-2024, B01001)
  • White, not Hispanic93.8%
  • Other or two or more3.8%
  • Hispanic or Latino2.2%
  • Asian, not Hispanic0.1%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 49621 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49621 earn?

Median household income is $95,446 (ACS 2020-2024), the 4th highest of the 8 ranked ZIP codes in Leelanau County. It rose from $79,549 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$95,446±$11,635
Income per person
$47,478
Below the poverty line
6.5%
Unemployed (of the labor force)
1.8%
Adults 25+ with a bachelor's degree
42.6%
Adjusted gross income per tax return, 2022
$86,8221,700 returns; wages 56% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49621?

FHFA's house price index for 49621, built from repeat sales and appraisals of the same homes, rose 173% from 2015 to 2025 and rose 94% from 2020 to 2025, and moved +21.0% in 2025.

Median home value (owners' estimate)
$396,600
Median gross rent
$1,012
Homes owned by their occupants
91.2%
Housing units
2,003
0 200 400 600 19912000201020202025 0 200 400 600 19912000201020202025 0 200 400 600 19912000201020202025
Index = 100 in 1991, the first year FHFA reports for 49621; 2025: 604.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 49621?

79 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction24
  • Professional, scientific, and technical services10
  • Other services (except public administration)10
  • Retail trade7
  • Administrative and support and waste management and remediation services7
  • Manufacturing6

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49621?

ZIP codes that share a boundary with 49621, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49664Maple City2,332$78k6.6 mi
49684Traverse City21,585$81k7.8 mi
49653Lake Leelanau1,766$86k8.3 mi
49636Glen Arbor643$120k9.8 mi (near)
49650Lake Ann3,411$88k10.0 mi (near)
49682Suttons Bay4,699$98k10.8 mi (near)
49686Traverse City25,492$72k11.1 mi (near)
49685Traverse City21,308$85k11.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.