Residential delivery area · Michigan
ZIP Code 49682: Suttons Bay, MI
ZIP code 49682 uses the postal name Suttons Bay, Michigan and lies entirely in Leelanau County (Census 2020 ZIP-county file). About 4,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $97,813 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Suttons Bay; 97% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Suttons Bay · its only residential ZIP
- County
- Leelanau County
- Census places
- Suttons Bay
- Metro area
- Traverse City, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 41.2 sq mi · 114 people per sq mi
Where is ZIP code 49682?
49682 centers on 44.988°, -85.647° and covers 41.2 square miles of land plus 5.7 of water. It borders 4 ZIP codes: 49653, 49674, 49670, 49684.
The map draws ZIP code areas only. For the streets inside 49682, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49682 compare with the rest of Leelanau County?
| Measure | 49682 | In Leelanau County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 4,699 | 2nd of 11 | 490th of 992 |
| Median household income | $98k | 3rd of 8 | 112th of 774 |
| Median home value | $397k | 6th of 7 | 52nd of 779 |
Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49682?
The 2020 Census counted 4,272 people in 49682; the ACS, which samples households over 2020-2024, estimates 4,699. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 4,699
- 2020 Census count
- 4,272
- Households
- 1,898
- Median age
- 54.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49682?
Of the 4,699 people the ACS estimates in 49682, 14.5% are under 18 and 31.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.6%), then Other or two or more (12.0%).
- Under 1814.5%
- 18 to 6453.8%
- 65 and older31.7%
- White, not Hispanic79.6%
- Other or two or more12.0%
- Hispanic or Latino5.3%
- Black, not Hispanic2.2%
- Asian, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49682 earn?
Median household income is $97,813 (ACS 2020-2024), the 3rd highest of the 8 ranked ZIP codes in Leelanau County.
- Median household income
- $97,813±$18,587
- Income per person
- $52,657
- Below the poverty line
- 6.6%
- Unemployed (of the labor force)
- 7.2%
- Adults 25+ with a bachelor's degree
- 47.0%
- Adjusted gross income per tax return, 2022
- $89,8252,400 returns; wages 48% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49682?
FHFA's house price index for 49682, built from repeat sales and appraisals of the same homes, rose 150% from 2015 to 2025 and rose 79% from 2020 to 2025, and moved +5.8% in 2025.
- Median home value (owners' estimate)
- $396,500
- Median gross rent
- $1,170
- Homes owned by their occupants
- 91.0%
- Housing units
- 2,593
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49682?
161 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade23
- Construction21
- Accommodation and food services20
- Other services (except public administration)19
- Professional, scientific, and technical services18
- Health care and social assistance16
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49682?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49653 | Lake Leelanau | 1,766 | $86k | 3.9 mi |
| 49674 | Omena | 215 | $125k | 4.9 mi |
| 49670 | Northport | 1,784 | $116k | 9.1 mi |
| 49684 | Traverse City | 21,585 | $81k | 15.7 mi |
| 49621 | Cedar | 3,483 | $95k | 10.8 mi (near) |
| 49686 | Traverse City | 25,492 | $72k | 10.9 mi (near) |
| 49629 | Elk Rapids | 2,038 | $65k | 13.5 mi (near) |
| 49664 | Maple City | 2,332 | $78k | 14.1 mi (near) |
| 49648 | Kewadin | 2,577 | $93k | 15.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.