Kewadin, MI · standard

ZIP Code 49648

Antrim County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,098
30/sq mi Moderate-density area
$93,272
Median income Above-median income area
$633,500
Median home value Above-median home value
51.0%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Kewadin pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 8%
home value, US ZIPs
30
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49648 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 49648 (Kewadin, MI) rose +14.5% from 2023 to 2024. The all-transactions index moved from 196.6 in 2023 to 225.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 49648 covers 69.0 square miles in Kewadin, Antrim County, Michigan (a standard USPS delivery area), with a modest 2,098 residents on file, a density of 30 people per square mile, in the Detroit time zone.

ZIP 49648 lands in the middle-income range, with a median household income of $93,272 (27% above the average Michigan ZIP), while per-capita income is $55,609. The poverty rate is 9.6%, with unemployment at 1.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $633,500 (188% above the average Michigan ZIP), while 85.6% of occupied homes are owner-occupied and median rent is $1,300.

This is a highly-educated ZIP: 51.0% of adults hold a bachelor's degree or higher, the median age is 57.8, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Antrim County, so 49648 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 49648

Top 5 sectors by establishment count in Kewadin, MI

Which industries have the most business establishments in ZIP 49648.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49648, Kewadin, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,098

Population

69.0

Area (sq mi)

30

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49648?

57.8

Median Age

50.1%

Male

49.9%

Female

3.9%

Foreign-Born

White 96.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,272

Median Household Income

+27% vs state ZIP avg

$55,609

Per Capita Income

9.6%

Poverty Rate

1.0%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 49648 ranks among Michigan ZIPs

Kewadin, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$93,272 Top 17% higher than 83% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.1%
Bachelor's Degree or Higher 51.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,090

Total Housing Units

1,198

Occupied Units

892

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 85.6%
Renter 14.4%

$633,500

Median Home Value

+188% vs state ZIP avg

$1,300

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.5%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 49648 have increased 14.5% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 142
2021 +14.3% 162
2022 +21.3% 197
2023 -0.1% 197
2024 +14.5% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 49648, employing approximately 179 people with a combined annual payroll of $10,986,000.

44

Businesses

179

Employees

$11.0M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 12 27.3%
Professional, scientific, and technical services 7 15.9%
Retail trade 5 11.4%
Administrative and support and waste management and remediation services 3 6.8%
Accommodation and food services 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49648 vs 49627 →

ZIP 49648 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49648 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49648 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49648 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49627 Eastport, MI 206 7.7 mi
49629 Elk Rapids, MI 2,223 5.7 mi
49615 Bellaire, MI 4,131 6.8 mi
49622 Central Lake, MI 2,494 7.5 mi
49612 Alden, MI 1,121 9.2 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49648, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,098 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Antrim County

Frequently Asked Questions

What county is ZIP code 49648 in?

ZIP code 49648 (Kewadin) is located in Antrim County, Michigan. Antrim County contains multiple ZIP codes, see the full list at /counties/antrim-mi.

What is the population of ZIP code 49648?

ZIP code 49648 in Kewadin, MI has a population of 2,098 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49648?

The median household income in ZIP 49648 is $93,272, which is 22% above the national average of $76,288.

What is the average home value in ZIP 49648?

The median home value in ZIP 49648 is $633,500, which is 128% above the national average of $278,155.

What is the demographic makeup of ZIP 49648?

The largest racial group in ZIP 49648 is White at 96.8%. Hispanic or Latino residents make up 0.7% of the population.

How many businesses are in ZIP code 49648?

ZIP code 49648 has 44 business establishments employing approximately 179 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49648?

The top industries by establishment count in ZIP 49648 are: Construction (12), Professional, scientific, and technical services (7), Retail trade (5). There are 5 industry sectors represented in total.

How have home values changed in ZIP code 49648?

According to the FHFA House Price Index, home values in ZIP 49648 increased by 14.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49648?

In ZIP code 49648, 75.1% of residents aged 25+ have a high school diploma or higher, and 51.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 49648?

The mean commute time for workers in ZIP code 49648 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 49648?

In ZIP code 49648, approximately 85.6% of occupied housing units are owner-occupied and 14.4% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49648?

The poverty rate in ZIP code 49648 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49648's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.