Central Lake, MI · standard
ZIP Code 49622
Antrim County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,494
- 22/sq mi Moderate-density area
- $70,098
- Median income Near-median income area
- $234,400
- Median home value Near-median home value
- 29.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Central Lake pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 47th pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 22
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49622 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49622 (Central Lake, MI) rose +39.6% from 2023 to 2024. The all-transactions index moved from 200.6 in 2023 to 280.0 in 2024 (2000 = 100).
ZIP code 49622 covers 116.0 square miles in Central Lake, Antrim County, Michigan (a standard USPS delivery area), with a modest 2,494 residents on file, a density of 22 people per square mile, in the Detroit time zone.
ZIP 49622 lands in the middle-income range, with a median household income of $70,098 (4% below the average Michigan ZIP), while per-capita income is $41,994. The poverty rate is 8.7%, with unemployment at 5.3%; those measures add context to the income figure. Median home value is $234,400 (7% above the average Michigan ZIP) and median rent is $1,000; 88.6% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.4% of adults hold a bachelor's degree or higher, the median age is 52.5, and the average commute is 28 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Antrim County, so 49622 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49622
Top 5 sectors by establishment count in Central Lake, MI
Which industries have the most business establishments in ZIP 49622.
- Construction
Construction
11 establishments
- Retail trade
Retail trade
11 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49622, Central Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,494
Population
116.0
Area (sq mi)
22
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49622?
52.5
Median Age
53.5%
Male
46.5%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,098
Median Household Income
-4% vs state ZIP avg
$41,994
Per Capita Income
8.7%
Poverty Rate
5.3%
Unemployment Rate
27.5 min
Mean Commute Time
How ZIP 49622 ranks among Michigan ZIPs
Central Lake, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,098 Top 48% higher than 52% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,906housing units
1,906
Total Housing Units
1,154
Occupied Units
752
Vacant Units
2.27
Avg Household Size
Occupancy Type
$234,400
Median Home Value
+7% vs state ZIP avg
$1,000
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+39.6%
YoY Change (2024)
280
HPI Index (2000 = 100)
+180%
Total Change Since 2000
Home values in ZIP 49622 have increased 39.6% over the past year (2024). Since 2000, this ZIP has seen +180% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 135 |
| 2021 | +11.9% | 151 |
| 2022 | +38.0% | 208 |
| 2023 | -3.6% | 201 |
| 2024 | +39.6% | 280 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 56 business establishments in ZIP 49622, employing approximately 242 people with a combined annual payroll of $10,398,000.
56
Businesses
242
Employees
$10.4M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 19.6% |
| Retail trade | 11 | 19.6% |
| Accommodation and food services | 7 | 12.5% |
| Other services (except public administration) | 7 | 12.5% |
| Professional, scientific, and technical services | 4 | 7.1% |
| Manufacturing | 3 | 5.4% |
| Administrative and support and waste management and remediation services | 3 | 5.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49622 vs 49729 →
ZIP 49622 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49615
Bellaire (49615)
4,131 residents
- 49622
Central Lake (49622)
2,494 residents
- 49648
Kewadin (49648)
2,098 residents
- 49729 1,446
Ellsworth (49729)
1,446 residents
- 49627 206
Eastport (49627)
206 residents
What this shows Among its immediate neighbors, ZIP 49622 ranks #2 by population - useful context the national average alone can't give.
ZIP 49622 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49648
Kewadin (49648)
$93,272 median income
- 49615
Bellaire (49615)
$79,469 median income
- 49729
Ellsworth (49729)
$77,870 median income
- 49622
Central Lake (49622)
$70,098 median income
- 49627
Eastport (49627)
$56,196 median income
What this shows By household income, ZIP 49622 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49622, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,494 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Antrim County
Related Areas
Frequently Asked Questions
What county is ZIP code 49622 in?
ZIP code 49622 (Central Lake) is located in Antrim County, Michigan. Antrim County contains multiple ZIP codes, see the full list at /counties/antrim-mi.
What is the population of ZIP code 49622?
ZIP code 49622 in Central Lake, MI has a population of 2,494 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49622?
The median household income in ZIP 49622 is $70,098, which is 8% below the national average of $76,288.
What is the average home value in ZIP 49622?
The median home value in ZIP 49622 is $234,400, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 49622?
The largest racial group in ZIP 49622 is White at 95.1%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 49622?
ZIP code 49622 has 56 business establishments employing approximately 242 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49622?
The top industries by establishment count in ZIP 49622 are: Construction (11), Retail trade (11), Accommodation and food services (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49622?
According to the FHFA House Price Index, home values in ZIP 49622 increased by 39.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 180%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49622?
In ZIP code 49622, 62.9% of residents aged 25+ have a high school diploma or higher, and 29.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49622?
The mean commute time for workers in ZIP code 49622 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49622?
In ZIP code 49622, approximately 88.6% of occupied housing units are owner-occupied and 11.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49622?
The poverty rate in ZIP code 49622 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49622's numbers, next.
- See how ZIP 49622 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Central Lake, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.