ZIP Code 49720

ZIP code 49720 is classified by USPS as a standard delivery area and covers roughly 247.9 square miles in Charlevoix, Charlevoix County, Michigan. The area is home to 9,172 residents, producing a population density of 37 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49720 against Michigan and the nation.

On the economic side, the median household income for ZIP 49720 sits at $77,603 (6% above the Michigan average), while per-capita income is $55,084. The poverty rate stands at 10.2% and the unemployment rate at 3.2%. On housing, the median home value is $297,500 (35% above the state average) with median rent at $1,010 per month, and 81.9% of occupied units are owner-occupied, a direct signal of whether 49720 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.4% of adults hold a bachelor's degree or higher, the median age is 52.6, and the average commute is 18 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Charlevoix County, so you can benchmark 49720 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →