PlainZIP

Boyne Falls, MI · standard

ZIP Code 49713

Charlevoix County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,864
7/sq mi
$82,563
Median income
$244,000
Median home value
25.2%
Bachelor's or higher

The verdict

Boyne Falls pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 35%
household income, US ZIPs
Top 44%
home value, US ZIPs
7
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49713 against every reporting US ZIP.

ZIP code 49713 covers 255.3 square miles in Boyne Falls, Charlevoix County, Michigan (a standard USPS delivery area), with a modest 1,864 residents on file, a density of 7 people per square mile, in the Detroit time zone.

ZIP 49713 lands in the middle-income range, with a median household income of $82,563 (13% above the Michigan average), while per-capita income is $43,848. Local economic indicators show a 6.3% poverty rate alongside 3.3% unemployment. On housing, the median home value is $244,000 (11% above the state average) with median rent at $930 per month, and 87.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 28 minutes. To put 49713 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Charlevoix County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49713

Top 5 sectors by establishment count in Boyne Falls, MI

Which industries have the most business establishments in ZIP 49713.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49713, Boyne Falls, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,864

Population

255.3

Area (sq mi)

7

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49713?

43.7

Median Age

55.0%

Male

45.0%

Female

0.9%

Foreign-Born

White 92.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,563

Median Household Income

+13% vs state

$43,848

Per Capita Income

6.3%

Poverty Rate

3.3%

Unemployment Rate

27.9 min

Mean Commute Time

How ZIP 49713 ranks nationally

Boyne Falls, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,563 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,521

Total Housing Units

883

Occupied Units

638

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 87.2%
Renter 12.8%

$244,000

Median Home Value

+11% vs state

$930

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.3%

YoY Change (2022)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 49713 have increased 21.3% over the past year (2022). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2018 +10.3% 138
2019 +4.9% 145
2020 +4.5% 152
2021 +13.3% 172
2022 +21.3% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 63 business establishments in ZIP 49713, employing approximately 1,426 people with a combined annual payroll of $78,603,000.

63

Businesses

1,426

Employees

$78.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 16 25.4%
Real estate and rental and leasing 10 15.9%
Other services (except public administration) 7 11.1%
Retail trade 6 9.5%
Accommodation and food services 6 9.5%
Manufacturing 5 7.9%
Administrative and support and waste management and remediation services 4 6.3%
Health care and social assistance 4 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49713 vs 49796 →

ZIP 49713 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49713 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49713 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49713 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49796 Walloon Lake, MI 320 5.6 mi
49770 Petoskey, MI 16,862 9.1 mi

More ZIP Codes in Charlevoix County

49720 standard
Charlevoix, MI
Pop: 9,172
49712 standard
Boyne City, MI
Pop: 7,890
49727 standard
East Jordan, MI
Pop: 7,145
49782 standard
Beaver Island, MI
Pop: 657
49796 standard
Walloon Lake, MI
Pop: 320

Related Areas

Charlevoix County Boyne Falls, MI Michigan

Frequently Asked Questions

What county is ZIP code 49713 in? ▼
ZIP code 49713 (Boyne Falls) is located in Charlevoix County, Michigan. Charlevoix County contains multiple ZIP codes, see the full list at /counties/charlevoix-mi.
What is the population of ZIP code 49713? ▼
ZIP code 49713 in Boyne Falls, MI has a population of 1,864 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49713? ▼
The median household income in ZIP 49713 is $82,563, which is 8% above the national average of $76,288.
What is the average home value in ZIP 49713? ▼
The median home value in ZIP 49713 is $244,000, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 49713? ▼
The largest racial group in ZIP 49713 is White at 92.6%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 49713? ▼
ZIP code 49713 has 63 business establishments employing approximately 1,426 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49713? ▼
The top industries by establishment count in ZIP 49713 are: Construction (16), Real estate and rental and leasing (10), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49713? ▼
According to the FHFA House Price Index, home values in ZIP 49713 increased by 21.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49713? ▼
In ZIP code 49713, 60.8% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49713? ▼
The mean commute time for workers in ZIP code 49713 is 27.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49713? ▼
In ZIP code 49713, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49713? ▼
The poverty rate in ZIP code 49713 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.