PlainZIP

Walloon Lake, MI · standard

ZIP Code 49796

Charlevoix County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

320
61/sq mi
$87,434
Median income
$282,300
Median home value
49.3%
Bachelor's or higher

The verdict

Walloon Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 36%
home value, US ZIPs
61
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49796 against every reporting US ZIP.

ZIP code 49796 is a sparsely populated ZIP (a standard USPS delivery area) in Walloon Lake, Charlevoix County, Michigan, home to just 320 residents across 5.2 square miles, a density of 61 people per square mile, in the Detroit time zone.

ZIP 49796 lands in the middle-income range, with a median household income of $87,434 (19% above the Michigan average), while per-capita income is $78,342. 3.6% of residents live below the poverty line, and the unemployment rate reads 1.3%. Median home value sits at $282,300 (29% above the state average), median rent at - a month, and owner-occupancy at 85.9%.

A solid share of residents have a four-year degree: 49.3% of adults hold a bachelor's degree or higher, the median age is 50.2, and the average commute is -. To put 49796 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Charlevoix County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49796

Top 5 sectors by establishment count in Walloon Lake, MI

Which industries have the most business establishments in ZIP 49796.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49796, Walloon Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

320

Population

5.2

Area (sq mi)

61

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49796?

50.2

Median Age

56.8%

Male

43.2%

Female

0.0%

Foreign-Born

White 98.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.6%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,434

Median Household Income

+19% vs state

$78,342

Per Capita Income

3.6%

Poverty Rate

1.3%

Unemployment Rate

How ZIP 49796 ranks nationally

Walloon Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,434 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.7%
Bachelor's Degree or Higher 49.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

304

Total Housing Units

163

Occupied Units

141

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 85.9%
Renter 14.1%

$282,300

Median Home Value

+29% vs state

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 49796, employing approximately 181 people with a combined annual payroll of $9,916,000.

21

Businesses

181

Employees

$9.9M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 3 14.3%
Retail trade 3 14.3%
Administrative and support and waste management and remediation services 3 14.3%
Accommodation and food services 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49796 vs 49712 →

ZIP 49796 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49796 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49796 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49796 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49712 Boyne City, MI 7,890 4.8 mi
49770 Petoskey, MI 16,862 6.2 mi
49713 Boyne Falls, MI 1,864 5.6 mi

More ZIP Codes in Charlevoix County

49720 standard
Charlevoix, MI
Pop: 9,172
49712 standard
Boyne City, MI
Pop: 7,890
49727 standard
East Jordan, MI
Pop: 7,145
49713 standard
Boyne Falls, MI
Pop: 1,864
49782 standard
Beaver Island, MI
Pop: 657

Related Areas

Charlevoix County Walloon Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49796 in? ▼
ZIP code 49796 (Walloon Lake) is located in Charlevoix County, Michigan. Charlevoix County contains multiple ZIP codes, see the full list at /counties/charlevoix-mi.
What is the population of ZIP code 49796? ▼
ZIP code 49796 in Walloon Lake, MI has a population of 320 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49796? ▼
The median household income in ZIP 49796 is $87,434, which is 15% above the national average of $76,288.
What is the average home value in ZIP 49796? ▼
The median home value in ZIP 49796 is $282,300, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 49796? ▼
The largest racial group in ZIP 49796 is White at 98.3%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 49796? ▼
ZIP code 49796 has 21 business establishments employing approximately 181 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49796? ▼
The top industries by establishment count in ZIP 49796 are: Construction (3), Retail trade (3), Administrative and support and waste management and remediation services (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 49796? ▼
In ZIP code 49796, 67.7% of residents aged 25+ have a high school diploma or higher, and 49.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49796? ▼
In ZIP code 49796, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49796? ▼
The poverty rate in ZIP code 49796 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.