Walloon Lake, MI · standard
ZIP Code 49796
Charlevoix County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 320
- 61/sq mi Moderate-density area
- $87,434
- Median income Above-median income area
- $282,300
- Median home value Near-median home value
- 49.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Walloon Lake pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 61
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49796 against every reporting US ZIP.
ZIP code 49796 is a sparsely populated ZIP (a standard USPS delivery area) in Walloon Lake, Charlevoix County, Michigan, home to just 320 residents across 5.2 square miles, a density of 61 people per square mile, in the Detroit time zone.
ZIP 49796 lands in the middle-income range, with a median household income of $87,434 (19% above the average Michigan ZIP), while per-capita income is $78,342. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.6% and unemployment is 1.3%. Housing is both higher-cost and owner-heavy: median home value is $282,300 (29% above the average Michigan ZIP), while 85.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.3% of adults hold a bachelor's degree or higher, the median age is 50.2, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 5 more in Charlevoix County, so 49796 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49796
Top 5 sectors by establishment count in Walloon Lake, MI
Which industries have the most business establishments in ZIP 49796.
- Construction
Construction
3 establishments
- Retail trade
Retail trade
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49796, Walloon Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
320
Population
5.2
Area (sq mi)
61
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49796?
50.2
Median Age
56.8%
Male
43.2%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,434
Median Household Income
+19% vs state ZIP avg
$78,342
Per Capita Income
3.6%
Poverty Rate
1.3%
Unemployment Rate
How ZIP 49796 ranks among Michigan ZIPs
Walloon Lake, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,434 Top 21% higher than 79% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
304housing units
304
Total Housing Units
163
Occupied Units
141
Vacant Units
2.20
Avg Household Size
Occupancy Type
$282,300
Median Home Value
+29% vs state ZIP avg
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 49796, employing approximately 181 people with a combined annual payroll of $9,916,000.
21
Businesses
181
Employees
$9.9M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 14.3% |
| Retail trade | 3 | 14.3% |
| Administrative and support and waste management and remediation services | 3 | 14.3% |
| Accommodation and food services | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49796 vs 49712 →
ZIP 49796 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49770
Petoskey (49770)
16,862 residents
- 49712
Boyne City (49712)
7,890 residents
- 49713 1,864
Boyne Falls (49713)
1,864 residents
- 49796 320
Walloon Lake (49796)
320 residents
What this shows Among its immediate neighbors, ZIP 49796 ranks #4 by population - useful context the national average alone can't give.
ZIP 49796 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49796
Walloon Lake (49796)
$87,434 median income
- 49713
Boyne Falls (49713)
$82,563 median income
- 49770
Petoskey (49770)
$79,590 median income
- 49712
Boyne City (49712)
$74,033 median income
What this shows By household income, ZIP 49796 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49796, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Charlevoix County
Related Areas
Frequently Asked Questions
What county is ZIP code 49796 in?
ZIP code 49796 (Walloon Lake) is located in Charlevoix County, Michigan. Charlevoix County contains multiple ZIP codes, see the full list at /counties/charlevoix-mi.
What is the population of ZIP code 49796?
ZIP code 49796 in Walloon Lake, MI has a population of 320 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49796?
The median household income in ZIP 49796 is $87,434, which is 15% above the national average of $76,288.
What is the average home value in ZIP 49796?
The median home value in ZIP 49796 is $282,300, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 49796?
The largest racial group in ZIP 49796 is White at 98.3%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 49796?
ZIP code 49796 has 21 business establishments employing approximately 181 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49796?
The top industries by establishment count in ZIP 49796 are: Construction (3), Retail trade (3), Administrative and support and waste management and remediation services (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 49796?
In ZIP code 49796, 67.7% of residents aged 25+ have a high school diploma or higher, and 49.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49796?
In ZIP code 49796, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49796?
The poverty rate in ZIP code 49796 is 3.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49796's numbers, next.
- See how ZIP 49796 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Walloon Lake, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.