County ZIP codes · Michigan · FIPS 26029
Charlevoix County, MI ZIP Codes
Charlevoix County, Michigan has 11 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 10 residential and 1 for PO boxes or a single organization. 5 of the residential ones lie mainly in Charlevoix County and 5 mainly in a neighboring county; 8 cross the county line. Median household income ranges from $57,019 in 49795 (Vanderbilt) to $82,563 in 49713 (Boyne Falls) (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
Where are the ZIP codes of Charlevoix County?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are its ZIP codes?
The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $70,865 and $79,590.
They carry 10 postal town names.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).
All 10 residential ZIP codes in Charlevoix County
5 ZIP codes lie mainly in Charlevoix County; 5 more reach into it from a neighboring county and follow the first table.
| In this county | ||||||
|---|---|---|---|---|---|---|
| 49720 | Charlevoix | 9,017 | 94 | $78k | $298k | 91% |
| 49712 | Boyne City | 8,203 | 112 | $74k | $295k | 90% |
| 49713 | Boyne Falls | 2,011 | 20 | $83k | $244k | 94% |
| 49782 | Beaver Island | 732 | 13 | $76k | $361k | 100% |
| 49796 | Walloon Lake | 359 | 227 | $87k | $282k | 100% |
Partly in Charlevoix County
| In this county | ||||||
|---|---|---|---|---|---|---|
| 49727 | East Jordan | 6,755 | 56 | $71k | $222k | 50% |
| 49729 | Ellsworth | 1,470 | 40 | $78k | $243k | 16% |
| 49730 | Elmira | 2,170 | 23 | $80k | $207k | 15% |
| 49795 | Vanderbilt | 1,884 | 14 | $57k | $167k | 8% |
| 49770 | Petoskey | 18,221 | 167 | $80k | $355k | 3% |
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).
Which ZIP codes cross the county line?
8 ZIP codes of Charlevoix County extend into another county. A ZIP code follows mail routes, not county borders.
| ZIP | In Charlevoix | Elsewhere |
|---|---|---|
| 49770 | 3% | Emmet County 96%; Cheboygan County 1% |
| 49720 | 91% | Antrim County 9% |
| 49712 | 90% | Antrim County 10% |
| 49727 | 50% | Antrim County 50% |
| 49730 | 15% | Antrim County 63%; Otsego County 22% |
| 49713 | 94% | Emmet County 4%; Antrim County 2% |
| 49795 | 8% | Otsego County 85%; Cheboygan County 8% |
| 49729 | 16% | Antrim County 84% |
Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).
PO Box and single-organization ZIP codes
| ZIP | Postal name |
|---|---|
| 49711 | Bay Shore |
Source: GeoNames postal codes (CC BY 4.0).
Which first three digits do Charlevoix County's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Charlevoix County starts with 497.
| Prefix | Sectional center | Here | All codes |
|---|---|---|---|
| 497 | Traverse City, MI (SCF 496) | 11 | 76 |
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.