ZIP Code 49782

ZIP code 49782 is classified by USPS as a standard delivery area and covers roughly 187.7 square miles in Beaver Island, Charlevoix County, Michigan. The area is home to 657 residents, producing a population density of 4 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49782 against Michigan and the nation.

On the economic side, the median household income for ZIP 49782 sits at $75,938 (4% above the Michigan average), while per-capita income is $48,984. The poverty rate stands at 9.7% and the unemployment rate at 7.0%. On housing, the median home value is $360,800 (64% above the state average) with median rent at $875 per month, and 93.0% of occupied units are owner-occupied, a direct signal of whether 49782 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.3% of adults hold a bachelor's degree or higher, the median age is 63, and the average commute is —. Use the benchmarks above to see where 49782 sits relative to Michigan and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →