Residential delivery area · Michigan
ZIP Code 49782: Beaver Island, MI
ZIP code 49782 uses the postal name Beaver Island, Michigan and lies entirely in Charlevoix County (Census 2020 ZIP-county file). About 730 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,938 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in St. James (a census-designated place); 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Beaver Island · its only residential ZIP
- County
- Charlevoix County
- Census places
- St. James census-designated place
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 55.7 sq mi · 13 people per sq mi
Where is ZIP code 49782?
49782 centers on 45.619°, -85.544° and covers 55.7 square miles of land plus 1.8 of water.
The map draws ZIP code areas only. For the streets inside 49782, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49782 compare with the rest of Charlevoix County?
| Measure | 49782 | In Charlevoix County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 732 | 9th of 10 | 848th of 992 |
| Median household income | $76k | not ranked | not ranked |
| Median home value | $361k | not ranked | not ranked |
49782's income and home value are not ranked: it has fewer than 1,000 residents (732). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 20% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49782?
The 2020 Census counted 525 people in 49782; the ACS, which samples households over 2020-2024, estimates 732. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 732±86 (90% margin)
- 2020 Census count
- 525
- Households
- 369
- Median age
- 63.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49782?
Of the 732 people the ACS estimates in 49782, 15.7% are under 18 and 46.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.6%).
- Under 1815.7%
- 18 to 6438.0%
- 65 and older46.3%
- White, not Hispanic89.6%
- Other or two or more6.0%
- Hispanic or Latino3.7%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49782 earn?
Median household income is $75,938 (ACS 2020-2024).
- Median household income
- $75,938±$20,610
- Income per person
- $48,984
- Below the poverty line
- 9.7%
- Unemployed (of the labor force)
- 7.0%
- Adults 25+ with a bachelor's degree
- 51.3%
- Adjusted gross income per tax return, 2022
- $75,547340 returns; wages 40% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49782?
- Median home value (owners' estimate)
- $360,800
- Median gross rent
- $875
- Homes owned by their occupants
- 93.0%
- Housing units
- 961
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49782?
35 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services9
- Construction7
- Retail trade5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49782?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49720 | Charlevoix | 9,017 | $78k | 27.5 mi (near) |
| 49740 | Harbor Springs | 7,197 | $89k | 27.6 mi (near) |
| 49838 | Gould City | 426 | $40k | 30.0 mi (near) |
| 49769 | Pellston | 1,718 | $68k | 33.1 mi (near) |
| 49729 | Ellsworth | 1,470 | $78k | 33.7 mi (near) |
| 49718 | Carp Lake | 619 | $49k | 34.5 mi (near) |
| 49670 | Northport | 1,784 | $116k | 34.7 mi (near) |
| 49755 | Levering | 1,799 | $66k | 34.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.