PlainZIP

Beaver Island, MI · standard

ZIP Code 49782

Charlevoix County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

657
4/sq mi
$75,938
Median income
$360,800
Median home value
51.3%
Bachelor's or higher

The verdict

Beaver Island pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 25%
home value, US ZIPs
4
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49782 against every reporting US ZIP.

ZIP code 49782 is a sparsely populated ZIP (a standard USPS delivery area) in Beaver Island, Charlevoix County, Michigan, home to just 657 residents across 187.7 square miles, a density of 4 people per square mile, in the Detroit time zone.

ZIP 49782 lands in the middle-income range, with a median household income of $75,938 (4% above the Michigan average), while per-capita income is $48,984. Poverty here runs at 9.7%, with unemployment measured at 7.0%. On housing, the median home value is $360,800 (64% above the state average) with median rent at $875 per month, and 93.0% of occupied units are owner-occupied.

This is a highly-educated ZIP: 51.3% of adults hold a bachelor's degree or higher, the median age is 63, and the average commute is -. The state and national benchmarks above give 49782's numbers context; they should not be read in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49782

Top 5 sectors by establishment count in Beaver Island, MI

Which industries have the most business establishments in ZIP 49782.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49782, Beaver Island, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

657

Population

187.7

Area (sq mi)

4

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49782?

63.0

Median Age

48.4%

Male

51.6%

Female

7.0%

Foreign-Born

White 90.3%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,938

Median Household Income

+4% vs state

$48,984

Per Capita Income

9.7%

Poverty Rate

7.0%

Unemployment Rate

How ZIP 49782 ranks nationally

Beaver Island, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,938 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.6%
Bachelor's Degree or Higher 51.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

961

Total Housing Units

369

Occupied Units

592

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 93.0%
Renter 7.0%

$360,800

Median Home Value

+64% vs state

$875

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 49782, employing approximately 103 people with a combined annual payroll of $4,615,000.

35

Businesses

103

Employees

$4.6M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 9 25.7%
Construction 7 20.0%
Retail trade 5 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Charlevoix County

49720 standard
Charlevoix, MI
Pop: 9,172
49712 standard
Boyne City, MI
Pop: 7,890
49727 standard
East Jordan, MI
Pop: 7,145
49713 standard
Boyne Falls, MI
Pop: 1,864
49796 standard
Walloon Lake, MI
Pop: 320

Related Areas

Charlevoix County Beaver Island, MI Michigan

Frequently Asked Questions

What county is ZIP code 49782 in? ▼
ZIP code 49782 (Beaver Island) is located in Charlevoix County, Michigan. Charlevoix County contains multiple ZIP codes, see the full list at /counties/charlevoix-mi.
What is the population of ZIP code 49782? ▼
ZIP code 49782 in Beaver Island, MI has a population of 657 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49782? ▼
The median household income in ZIP 49782 is $75,938, which is 0% below the national average of $76,288.
What is the average home value in ZIP 49782? ▼
The median home value in ZIP 49782 is $360,800, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 49782? ▼
The largest racial group in ZIP 49782 is White at 90.3%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 49782? ▼
ZIP code 49782 has 35 business establishments employing approximately 103 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49782? ▼
The top industries by establishment count in ZIP 49782 are: Accommodation and food services (9), Construction (7), Retail trade (5). There are 3 industry sectors represented in total.
What is the education level in ZIP code 49782? ▼
In ZIP code 49782, 68.6% of residents aged 25+ have a high school diploma or higher, and 51.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49782? ▼
In ZIP code 49782, approximately 93.0% of occupied housing units are owner-occupied and 7.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49782? ▼
The poverty rate in ZIP code 49782 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.