Carp Lake, MI · standard
ZIP Code 49718
Emmet County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 701
- 5/sq mi Low-density area
- $48,750
- Median income Below-median income area
- $193,500
- Median home value Near-median home value
- 26.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Carp Lake pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 13th pct
- household income, US ZIPs
- 42nd pct
- home value, US ZIPs
- 5
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49718 against every reporting US ZIP.
ZIP code 49718 is a sparsely populated ZIP (a standard USPS delivery area) in Carp Lake, Emmet County, Michigan, home to just 701 residents across 129.8 square miles, a density of 5 people per square mile, in the Detroit time zone.
ZIP 49718 reports a modest median household income of $48,750 (34% below the average Michigan ZIP), while per-capita income is $30,766. The poverty rate is 32.6%, so the area-level income figures should not be treated as typical household experience. Median home value is $193,500 (12% below the average Michigan ZIP) and median rent is $725; 75.8% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Emmet County, so 49718 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49718, Carp Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
701
Population
129.8
Area (sq mi)
5
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49718?
42.8
Median Age
48.5%
Male
51.5%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,750
Median Household Income
-34% vs state ZIP avg
$30,766
Per Capita Income
32.6%
Poverty Rate
5.5%
Unemployment Rate
How ZIP 49718 ranks among Michigan ZIPs
Carp Lake, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,750 11th percentile higher than 11% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
668housing units
668
Total Housing Units
260
Occupied Units
408
Vacant Units
2.38
Avg Household Size
Occupancy Type
$193,500
Median Home Value
-12% vs state ZIP avg
$725
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-9.7%
YoY Change (2022)
177
HPI Index (2000 = 100)
+77%
Total Change Since 2000
Home values in ZIP 49718 have decreased 9.7% over the past year (2022). Since 2000, this ZIP has seen +77% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2017 | – | 135 |
| 2018 | +12.9% | 152 |
| 2020 | – | 155 |
| 2021 | +26.2% | 196 |
| 2022 | -9.7% | 177 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 12 business establishments in ZIP 49718, employing approximately 65 people with a combined annual payroll of $2,678,000.
12
Businesses
65
Employees
$2.7M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 33.3% |
| Accommodation and food services | 3 | 25.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49718 vs 49755 →
ZIP 49718 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49755
Levering (49755)
1,892 residents
- 49701
Mackinaw City (49701)
1,036 residents
- 49718 701
Carp Lake (49718)
701 residents
What this shows Among its immediate neighbors, ZIP 49718 ranks #3 by population - useful context the national average alone can't give.
ZIP 49718 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49755
Levering (49755)
$65,789 median income
- 49718
Carp Lake (49718)
$48,750 median income
- 49701
Mackinaw City (49701)
$44,583 median income
What this shows By household income, ZIP 49718 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49718, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Emmet County
Related Areas
Frequently Asked Questions
What county is ZIP code 49718 in?
ZIP code 49718 (Carp Lake) is located in Emmet County, Michigan. Emmet County contains multiple ZIP codes, see the full list at /counties/emmet-mi.
What is the population of ZIP code 49718?
ZIP code 49718 in Carp Lake, MI has a population of 701 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49718?
The median household income in ZIP 49718 is $48,750, which is 36% below the national average of $76,288.
What is the average home value in ZIP 49718?
The median home value in ZIP 49718 is $193,500, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 49718?
The largest racial group in ZIP 49718 is White at 91.9%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 49718?
ZIP code 49718 has 12 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 49718?
According to the FHFA House Price Index, home values in ZIP 49718 decreased by 9.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49718?
In ZIP code 49718, 58.0% of residents aged 25+ have a high school diploma or higher, and 26.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49718?
In ZIP code 49718, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49718?
The poverty rate in ZIP code 49718 is 32.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49718's numbers, next.
- See how ZIP 49718 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carp Lake, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.