PlainZIP

Carp Lake, MI · standard

ZIP Code 49718

Emmet County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

701
5/sq mi
$48,750
Median income
$193,500
Median home value
26.8%
Bachelor's or higher

The verdict

Carp Lake pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
42th pct
home value, US ZIPs
5
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49718 against every reporting US ZIP.

ZIP code 49718 is classified by USPS as a standard delivery area and covers roughly 129.8 square miles in Carp Lake, Emmet County, Michigan. The area is home to 701 residents, producing a population density of 5 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49718 against Michigan and the nation.

On the economic side, the median household income for ZIP 49718 sits at $48,750 (34% below the Michigan average), while per-capita income is $30,766. The poverty rate stands at 32.6% and the unemployment rate at 5.5%. On housing, the median home value is $193,500 (12% below the state average) with median rent at $725 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 49718 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Emmet County, so you can benchmark 49718 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49718, Carp Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

701

Population

129.8

Area (sq mi)

5

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49718?

42.8

Median Age

48.5%

Male

51.5%

Female

0.5%

Foreign-Born

White 91.9%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 2.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,750

Median Household Income

-34% vs state

$30,766

Per Capita Income

32.6%

Poverty Rate

5.5%

Unemployment Rate

How ZIP 49718 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$48,750 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 26.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

668

Total Housing Units

260

Occupied Units

408

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$193,500

Median Home Value

-12% vs state

$725

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-9.7%

YoY Change (2022)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 49718 have decreased 9.7% over the past year (2022). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2017 — 135
2018 +12.9% 152
2020 — 155
2021 +26.2% 196
2022 -9.7% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 49718, employing approximately 65 people with a combined annual payroll of $2,678,000.

12

Businesses

65

Employees

$2.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 33.3%
Accommodation and food services 3 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49718 vs 49755 →

ZIP 49718 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49718 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49718 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49718 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49755 Levering, MI 1,892 6.0 mi
49701 Mackinaw City, MI 1,036 5.5 mi

More ZIP Codes in Emmet County

49770 standard
Petoskey, MI
Pop: 16,862
49740 standard
Harbor Springs, MI
Pop: 7,042
49706 standard
Alanson, MI
Pop: 4,585
49755 standard
Levering, MI
Pop: 1,892
49769 standard
Pellston, MI
Pop: 1,644
49701 standard
Mackinaw City, MI
Pop: 1,036

Related Areas

Emmet County Carp Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49718 in? ▼
ZIP code 49718 (Carp Lake) is located in Emmet County, Michigan. Emmet County contains multiple ZIP codes, see the full list at /counties/emmet-mi.
What is the population of ZIP code 49718? ▼
ZIP code 49718 in Carp Lake, MI has a population of 701 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49718? ▼
The median household income in ZIP 49718 is $48,750, which is 36% below the national average of $76,288.
What is the average home value in ZIP 49718? ▼
The median home value in ZIP 49718 is $193,500, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 49718? ▼
The largest racial group in ZIP 49718 is White at 91.9%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 49718? ▼
ZIP code 49718 has 12 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 49718? ▼
According to the FHFA House Price Index, home values in ZIP 49718 decreased by 9.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49718? ▼
In ZIP code 49718, 58.0% of residents aged 25+ have a high school diploma or higher, and 26.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49718? ▼
In ZIP code 49718, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49718? ▼
The poverty rate in ZIP code 49718 is 32.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Carp Lake, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.