Mackinaw City, MI · standard

ZIP Code 49701

Emmet County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,036
32/sq mi
$44,583
Median income
$228,700
Median home value
29.4%
Bachelor's or higher

The verdict

Mackinaw City pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
32
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49701 against every reporting US ZIP.

ZIP code 49701 is classified by USPS as a standard delivery area and covers roughly 32.6 square miles in Mackinaw City, Emmet County, Michigan. The area is home to 1,036 residents, producing a population density of 32 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49701 against Michigan and the nation.

On the economic side, the median household income for ZIP 49701 sits at $44,583 (39% below the Michigan average), while per-capita income is $30,648. The poverty rate stands at 16.7% and the unemployment rate at 15.0%. On housing, the median home value is $228,700 (4% above the state average) with median rent at $865 per month, and 71.1% of occupied units are owner-occupied, a direct signal of whether 49701 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.4% of adults hold a bachelor's degree or higher, the median age is 51.1, and the average commute is . We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Emmet County, so you can benchmark 49701 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49701

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49701, Mackinaw City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,036

Population

32.6

Area (sq mi)

32

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49701?

51.1

Median Age

48.9%

Male

51.1%

Female

12.4%

Foreign-Born

White 58.6%
African American 19.3%
Asian 3.9%
American Indian or Alaska Native 2.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,583

Median Household Income

-39% vs state

$30,648

Per Capita Income

16.7%

Poverty Rate

15.0%

Unemployment Rate

How ZIP 49701 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$44,583 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.2%
Bachelor's Degree or Higher 29.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

824

Total Housing Units

433

Occupied Units

391

Vacant Units

1.96

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$228,700

Median Home Value

+4% vs state

$865

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 149 business establishments in ZIP 49701, employing approximately 581 people with a combined annual payroll of $44,549,000.

149

Businesses

581

Employees

$44.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 69 46.3%
Retail trade 32 21.5%
Other services (except public administration) 11 7.4%
Manufacturing 8 5.4%
Real estate and rental and leasing 7 4.7%
Construction 6 4.0%
Finance and insurance 3 2.0%
Administrative and support and waste management and remediation services 3 2.0%
Health care and social assistance 3 2.0%
Arts, entertainment, and recreation 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49701 vs 49718 →

ZIP 49701 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49701 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49701 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49701 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49718 Carp Lake, MI 701 5.5 mi
49755 Levering, MI 1,892 9.0 mi
49757 Mackinac Island, MI 492 8.7 mi

More ZIP Codes in Emmet County

Frequently Asked Questions

What county is ZIP code 49701 in?
ZIP code 49701 (Mackinaw City) is located in Emmet County, Michigan. Emmet County contains multiple ZIP codes, see the full list at /counties/emmet-mi.
What is the population of ZIP code 49701?
ZIP code 49701 in Mackinaw City, MI has a population of 1,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49701?
The median household income in ZIP 49701 is $44,583, which is 42% below the national average of $76,288.
What is the average home value in ZIP 49701?
The median home value in ZIP 49701 is $228,700, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 49701?
The largest racial group in ZIP 49701 is White at 58.6%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 49701?
ZIP code 49701 has 149 business establishments employing approximately 581 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49701?
The top industries by establishment count in ZIP 49701 are: Accommodation and food services (69), Retail trade (32), Other services (except public administration) (11). There are 10 industry sectors represented in total.
What is the education level in ZIP code 49701?
In ZIP code 49701, 58.2% of residents aged 25+ have a high school diploma or higher, and 29.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49701?
In ZIP code 49701, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49701?
The poverty rate in ZIP code 49701 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mackinaw City, MI

Verify and explore additional data for this area using these official government sources.