Saint Ignace, MI · standard
ZIP Code 49781
Mackinac County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,020
- 20/sq mi
- $64,152
- Median income
- $165,400
- Median home value
- 19.6%
- Bachelor's or higher
The verdict
Saint Ignace pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- 32th pct
- home value, US ZIPs
- 20
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49781 against every reporting US ZIP.
ZIP code 49781 is classified by USPS as a standard delivery area and covers roughly 204.1 square miles in Saint Ignace, Mackinac County, Michigan. The area is home to 4,020 residents, producing a population density of 20 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49781 against Michigan and the nation.
On the economic side, the median household income for ZIP 49781 sits at $64,152 (13% below the Michigan average), while per-capita income is $35,107. The poverty rate stands at 20.2% and the unemployment rate at 6.8%. On housing, the median home value is $165,400 (25% below the state average) with median rent at $685 per month, and 67.9% of occupied units are owner-occupied, a direct signal of whether 49781 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 19.6% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 26 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mackinac County, so you can benchmark 49781 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49781
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49781.
- Accommodation and food services
Accommodation and food services
42 establishments
- Retail trade
Retail trade
37 establishments
- Construction
Construction
22 establishments
- Health care and social assistance 14
Health care and social assistance
14 establishments
- Finance and insurance 11
Finance and insurance
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49781, Saint Ignace, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,020
Population
204.1
Area (sq mi)
20
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49781?
47.3
Median Age
43.7%
Male
56.3%
Female
10.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,152
Median Household Income
-13% vs state
$35,107
Per Capita Income
20.2%
Poverty Rate
6.8%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 49781 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,152 37th percentile higher than 37% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,501
Total Housing Units
1,980
Occupied Units
521
Vacant Units
2.04
Avg Household Size
Occupancy Type
$165,400
Median Home Value
-25% vs state
$685
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.9%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 49781 have increased 21.9% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -1.0% | 141 |
| 2020 | +0.2% | 142 |
| 2021 | +8.1% | 153 |
| 2022 | +21.9% | 187 |
| 2024 | — | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 177 business establishments in ZIP 49781, employing approximately 1,093 people with a combined annual payroll of $58,965,000.
177
Businesses
1,093
Employees
$59.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 42 | 23.7% |
| Retail trade | 37 | 20.9% |
| Construction | 22 | 12.4% |
| Health care and social assistance | 14 | 7.9% |
| Finance and insurance | 11 | 6.2% |
| Other services (except public administration) | 10 | 5.7% |
| Professional, scientific, and technical services | 9 | 5.1% |
| Agriculture, forestry, fishing and hunting | 5 | 2.8% |
| Administrative and support and waste management and remediation services | 5 | 2.8% |
| Arts, entertainment, and recreation | 5 | 2.8% |
| Real estate and rental and leasing | 4 | 2.3% |
| Manufacturing | 3 | 1.7% |
| Transportation and warehousing | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49781 vs 49760 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49760 | Moran, MI | 713 | 8.7 mi |
More ZIP Codes in Mackinac County
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Frequently Asked Questions
What county is ZIP code 49781 in? ▼
What is the population of ZIP code 49781? ▼
What is the median household income in ZIP 49781? ▼
What is the average home value in ZIP 49781? ▼
What is the demographic makeup of ZIP 49781? ▼
How many businesses are in ZIP code 49781? ▼
What are the main industries in ZIP code 49781? ▼
How have home values changed in ZIP code 49781? ▼
What is the education level in ZIP code 49781? ▼
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What percentage of residents own vs. rent in ZIP 49781? ▼
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ZIP Code Research Guides
Official Data Resources for Saint Ignace, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.