Saint Ignace, MI · standard

ZIP Code 49781

Mackinac County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,020
20/sq mi Moderate-density area
$64,152
Median income Near-median income area
$165,400
Median home value Below-median home value
19.6%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Saint Ignace pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
32nd pct
home value, US ZIPs
20
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49781 against every reporting US ZIP.

ZIP code 49781 covers 204.1 square miles in Saint Ignace, Mackinac County, Michigan (a standard USPS delivery area), with a modest 4,020 residents on file, a density of 20 people per square mile, in the Detroit time zone.

ZIP 49781 reports a modest median household income of $64,152 (13% below the average Michigan ZIP), while per-capita income is $35,107. The poverty rate is 20.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $165,400 (25% below the average Michigan ZIP), and median rent is $685; owner occupancy is 67.9%.

Educational attainment sits below the national norm: 19.6% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 26 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Mackinac County, so 49781 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 49781

Top 5 sectors by establishment count in Saint Ignace, MI

Which industries have the most business establishments in ZIP 49781.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49781, Saint Ignace, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,020

Population

204.1

Area (sq mi)

20

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49781?

47.3

Median Age

43.7%

Male

56.3%

Female

10.6%

Foreign-Born

White 54.3%
African American 9.6%
Asian 1.6%
American Indian or Alaska Native 22.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,152

Median Household Income

-13% vs state ZIP avg

$35,107

Per Capita Income

20.2%

Poverty Rate

6.8%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 49781 ranks among Michigan ZIPs

Saint Ignace, MI household income vs. every Michigan ZIP code

Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$64,152 40th percentile higher than 40% of 962 Michigan ZIPs

This ZIP $0 $200K+ every Michigan ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 19.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,501

Total Housing Units

1,980

Occupied Units

521

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 67.9%
Renter 32.1%

$165,400

Median Home Value

-25% vs state ZIP avg

$685

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.9%

YoY Change (2024)

252

HPI Index (2000 = 100)

+152%

Total Change Since 2000

Home values in ZIP 49781 have increased 21.9% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.

Year Annual Change HPI Index
2019 -1.0% 141
2020 +0.2% 142
2021 +8.1% 153
2022 +21.9% 187
2024 252

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 177 business establishments in ZIP 49781, employing approximately 1,093 people with a combined annual payroll of $58,965,000.

177

Businesses

1,093

Employees

$59.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 42 23.7%
Retail trade 37 20.9%
Construction 22 12.4%
Health care and social assistance 14 7.9%
Finance and insurance 11 6.2%
Other services (except public administration) 10 5.7%
Professional, scientific, and technical services 9 5.1%
Agriculture, forestry, fishing and hunting 5 2.8%
Administrative and support and waste management and remediation services 5 2.8%
Arts, entertainment, and recreation 5 2.8%
Real estate and rental and leasing 4 2.3%
Manufacturing 3 1.7%
Transportation and warehousing 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49781 vs 49760 →

ZIP Code City Population Distance
49760 Moran, MI 713 8.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49781, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,020 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Mackinac County

Frequently Asked Questions

What county is ZIP code 49781 in?

ZIP code 49781 (Saint Ignace) is located in Mackinac County, Michigan. Mackinac County contains multiple ZIP codes, see the full list at /counties/mackinac-mi.

What is the population of ZIP code 49781?

ZIP code 49781 in Saint Ignace, MI has a population of 4,020 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 49781?

The median household income in ZIP 49781 is $64,152, which is 16% below the national average of $76,288.

What is the average home value in ZIP 49781?

The median home value in ZIP 49781 is $165,400, which is 41% below the national average of $278,155.

What is the demographic makeup of ZIP 49781?

The largest racial group in ZIP 49781 is White at 54.3%. Hispanic or Latino residents make up 1.7% of the population.

How many businesses are in ZIP code 49781?

ZIP code 49781 has 177 business establishments employing approximately 1,093 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 49781?

The top industries by establishment count in ZIP 49781 are: Accommodation and food services (42), Retail trade (37), Construction (22). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 49781?

According to the FHFA House Price Index, home values in ZIP 49781 increased by 21.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 152%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 49781?

In ZIP code 49781, 61.6% of residents aged 25+ have a high school diploma or higher, and 19.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 49781?

The mean commute time for workers in ZIP code 49781 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 49781?

In ZIP code 49781, approximately 67.9% of occupied housing units are owner-occupied and 32.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 49781?

The poverty rate in ZIP code 49781 is 20.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 49781's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.