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County ZIP codes · Michigan · FIPS 26031

Cheboygan County, MI ZIP Codes

Cheboygan County, Michigan has 17 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026): 15 residential and 2 for PO boxes or a single organization. 6 of the residential ones lie mainly in Cheboygan County and 9 mainly in a neighboring county; 9 cross the county line. Median household income ranges from $57,019 in 49795 (Vanderbilt) to $79,590 in 49770 (Petoskey) (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020

Where are the ZIP codes of Cheboygan County?

49701 · Mackinaw City: $45k49705 · Afton: $78k49706 · Alanson: $77k49716 · Brutus: $100k49717 · Burt Lake: –49718 · Carp Lake: $49k49721 · Cheboygan: $61k49749 · Indian River: $66k49755 · Levering: $66k49765 · Onaway: $57k49769 · Pellston: $68k49770 · Petoskey: $80k49791 · Topinabee: $60k49795 · Vanderbilt: $57k49799 · Wolverine: $58k4972149765497954975549799497704974949706497184976949705497164970149701 · Mackinaw City: $45k49705 · Afton: $78k49706 · Alanson: $77k49716 · Brutus: $100k49717 · Burt Lake: –49718 · Carp Lake: $49k49721 · Cheboygan: $61k49749 · Indian River: $66k49755 · Levering: $66k49765 · Onaway: $57k49769 · Pellston: $68k49770 · Petoskey: $80k49791 · Topinabee: $60k49795 · Vanderbilt: $57k49799 · Wolverine: $58k4972149765497954975549799497704974949706497184976949705497164970149701 · Mackinaw City: $45k49705 · Afton: $78k49706 · Alanson: $77k49716 · Brutus: $100k49717 · Burt Lake: –49718 · Carp Lake: $49k49721 · Cheboygan: $61k49749 · Indian River: $66k49755 · Levering: $66k49765 · Onaway: $57k49769 · Pellston: $68k49770 · Petoskey: $80k49791 · Topinabee: $60k49795 · Vanderbilt: $57k49799 · Wolverine: $58k49721497654979549755497994977049749497064971849769497054971649701
The residential ZIP codes of Cheboygan County (whole outlines, including the parts in neighboring counties), shaded by median household income in national fifths (ACS 2020-2024).<$54.1k$98.1k+no figure

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).

How different are its ZIP codes?

The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $58,235 and $67,558.

They carry 15 postal town names.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).

All 15 residential ZIP codes in Cheboygan County

6 ZIP codes lie mainly in Cheboygan County; 9 more reach into it from a neighboring county and follow the first table.

Residential ZIP codes mainly in Cheboygan County, largest first; "In this county" is the share of the ZIP's land in the county
In this county
49721 Cheboygan 13,891 52 $61k $172k 100%
49749 Indian River 4,411 68 $66k $244k 100%
49799 Wolverine 2,331 20 $58k $185k 100%
49705 Afton 865 13 $78k $169k 100%
49791 Topinabee 164 314 $60k $214k 100%
49717 Burt Lake 43 34 – – 100%

Partly in Cheboygan County

Residential ZIP codes mainly in another county that reach at least 1% into Cheboygan County, by their share here
In this county
49765 Onaway 4,333 18 $57k $124k 49%
49701 Mackinaw City 882 51 $45k $229k 38%
49716 Brutus 1,006 44 $100k $307k 28%
49706 Alanson 4,920 84 $77k $249k 28%
49755 Levering 1,799 18 $66k $189k 24%
49718 Carp Lake 619 14 $49k $194k 19%
49769 Pellston 1,718 30 $68k $160k 12%
49795 Vanderbilt 1,884 14 $57k $167k 8%
49770 Petoskey 18,221 167 $80k $355k 1%

Download the 17 ZIP codes as CSV

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).

Which ZIP codes cross the county line?

9 ZIP codes of Cheboygan County extend into another county. A ZIP code follows mail routes, not county borders.

Share of each ZIP code's land in Cheboygan County and in the neighboring counties
ZIPIn CheboyganElsewhere
497701%Emmet County96%; Charlevoix County3%
4970628%Emmet County72%
4976549%Presque Isle County51%
497958%Otsego County85%; Charlevoix County8%
4975524%Emmet County76%
4976912%Emmet County88%
4971628%Emmet County72%
4970138%Emmet County62%
4971819%Emmet County81%

Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).

PO Box and single-organization ZIP codes

ZIP codes in Cheboygan County without a residential area (GeoNames postal codes)
ZIPPostal name
49761Mullett Lake
49792Tower

Source: GeoNames postal codes (CC BY 4.0).

Which first three digits do Cheboygan County's ZIP codes use?

The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Cheboygan County starts with 497.

Three-digit prefixes of Cheboygan County's ZIP codes, the sectional center for each (USPS labeling list L005, effective October 1, 2026) and how many of the prefix's codes are Cheboygan County's
PrefixSectional centerHereAll codes
497Traverse City, MI (SCF 496)1776

Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.