Topinabee, MI · standard
ZIP Code 49791
Cheboygan County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 329
- 118/sq mi
- $59,750
- Median income
- $213,900
- Median home value
- 18.8%
- Bachelor's or higher
The verdict
Topinabee pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 29th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 118
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49791 against every reporting US ZIP.
ZIP code 49791 is classified by USPS as a standard delivery area and covers roughly 2.8 square miles in Topinabee, Cheboygan County, Michigan. The area is home to 329 residents, producing a population density of 118 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49791 against Michigan and the nation.
On the economic side, the median household income for ZIP 49791 sits at $59,750 (19% below the Michigan average), while per-capita income is $44,295. The poverty rate stands at 4.9% and the unemployment rate at 0.0%. On housing, the median home value is $213,900 (3% below the state average) with median rent at $1,750 per month, and 86.1% of occupied units are owner-occupied, a direct signal of whether 49791 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.8% of adults hold a bachelor's degree or higher, the median age is 64.3, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cheboygan County, so you can benchmark 49791 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49791, Topinabee, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
329
Population
2.8
Area (sq mi)
118
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49791?
64.3
Median Age
57.3%
Male
42.7%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,750
Median Household Income
-19% vs state
$44,295
Per Capita Income
4.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 49791 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$59,750 29th percentile higher than 29% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
265
Total Housing Units
79
Occupied Units
186
Vacant Units
2.08
Avg Household Size
Occupancy Type
$213,900
Median Home Value
-3% vs state
$1,750
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 49791, employing approximately 9 people with a combined annual payroll of $625,000.
6
Businesses
9
Employees
$625K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 3 | 50.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49791 vs 49749 →
ZIP 49791 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49721
Cheboygan (49721)
14,436 residents
- 49749 4,283
Indian River (49749)
4,283 residents
- 49705 937
Afton (49705)
937 residents
- 49791 329
Topinabee (49791)
329 residents
- 49717 72
Burt Lake (49717)
72 residents
What this shows Among its immediate neighbors, ZIP 49791 ranks #4 by population — useful context the national average alone can't give.
ZIP 49791 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49705
Afton (49705)
$77,500 median income
- 49749
Indian River (49749)
$65,608 median income
- 49721
Cheboygan (49721)
$61,174 median income
- 49791
Topinabee (49791)
$59,750 median income
What this shows By household income, ZIP 49791 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Cheboygan County
Related Areas
Frequently Asked Questions
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What is the median household income in ZIP 49791? ▼
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How many businesses are in ZIP code 49791? ▼
What is the education level in ZIP code 49791? ▼
What percentage of residents own vs. rent in ZIP 49791? ▼
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ZIP Code Research Guides
Official Data Resources for Topinabee, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.