Afton, MI · standard
ZIP Code 49705
Cheboygan County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 937
- 5/sq mi Low-density area
- $77,500
- Median income Near-median income area
- $168,500
- Median home value Near-median home value
- 12.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Afton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 5
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49705 against every reporting US ZIP.
ZIP code 49705 is a sparsely populated ZIP (a standard USPS delivery area) in Afton, Cheboygan County, Michigan, home to just 937 residents across 195.2 square miles, a density of 5 people per square mile, in the Detroit time zone.
ZIP 49705 lands in the middle-income range, with a median household income of $77,500 (6% above the average Michigan ZIP), while per-capita income is $28,008. The poverty rate is 15.4%, with unemployment at 4.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $168,500 (23% below the average Michigan ZIP), and median rent is $688; owner occupancy is 89.9%.
Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 34 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Cheboygan County, so 49705 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49705, Afton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
937
Population
195.2
Area (sq mi)
5
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49705?
44.2
Median Age
54.2%
Male
45.8%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,500
Median Household Income
+6% vs state ZIP avg
$28,008
Per Capita Income
15.4%
Poverty Rate
4.8%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 49705 ranks among Michigan ZIPs
Afton, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,500 Top 35% higher than 65% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
425housing units
425
Total Housing Units
298
Occupied Units
127
Vacant Units
2.82
Avg Household Size
Occupancy Type
$168,500
Median Home Value
-23% vs state ZIP avg
$688
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 49705, employing approximately 221 people with a combined annual payroll of $11,018,000.
15
Businesses
221
Employees
$11.0M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 46.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49705 vs 49749 →
ZIP 49705 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49749
Indian River (49749)
4,283 residents
- 49799
Wolverine (49799)
2,327 residents
- 49705 937
Afton (49705)
937 residents
- 49791 329
Topinabee (49791)
329 residents
What this shows Among its immediate neighbors, ZIP 49705 ranks #3 by population - useful context the national average alone can't give.
ZIP 49705 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49705
Afton (49705)
$77,500 median income
- 49749
Indian River (49749)
$65,608 median income
- 49791
Topinabee (49791)
$59,750 median income
- 49799
Wolverine (49799)
$58,235 median income
What this shows By household income, ZIP 49705 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49705, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cheboygan County
Related Areas
Frequently Asked Questions
What county is ZIP code 49705 in?
ZIP code 49705 (Afton) is located in Cheboygan County, Michigan. Cheboygan County contains multiple ZIP codes, see the full list at /counties/cheboygan-mi.
What is the population of ZIP code 49705?
ZIP code 49705 in Afton, MI has a population of 937 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49705?
The median household income in ZIP 49705 is $77,500, which is 2% above the national average of $76,288.
What is the average home value in ZIP 49705?
The median home value in ZIP 49705 is $168,500, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49705?
The largest racial group in ZIP 49705 is White at 90.3%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 49705?
ZIP code 49705 has 15 business establishments employing approximately 221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49705?
In ZIP code 49705, 50.7% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49705?
The mean commute time for workers in ZIP code 49705 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49705?
In ZIP code 49705, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49705?
The poverty rate in ZIP code 49705 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49705's numbers, next.
- See how ZIP 49705 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Afton, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.