PlainZIP

Afton, MI · standard

ZIP Code 49705

Cheboygan County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

937
5/sq mi
$77,500
Median income
$168,500
Median home value
12.0%
Bachelor's or higher

The verdict

Afton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
34th pct
home value, US ZIPs
5
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49705 against every reporting US ZIP.

ZIP code 49705 is a sparsely populated ZIP (a standard USPS delivery area) in Afton, Cheboygan County, Michigan, home to just 937 residents across 195.2 square miles, a density of 5 people per square mile, in the Detroit time zone.

ZIP 49705 lands in the middle-income range, with a median household income of $77,500 (6% above the Michigan average), while per-capita income is $28,008. Local economic indicators show a 15.4% poverty rate alongside 4.8% unemployment. On housing, the median home value is $168,500 (23% below the state average) with median rent at $688 per month, and 89.9% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 12.0% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 34 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 49705, plus 6 more within Cheboygan County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49705, Afton, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

937

Population

195.2

Area (sq mi)

5

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49705?

44.2

Median Age

54.2%

Male

45.8%

Female

0.3%

Foreign-Born

White 90.3%
African American 2.9%
Asian 0.2%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,500

Median Household Income

+6% vs state

$28,008

Per Capita Income

15.4%

Poverty Rate

4.8%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 49705 ranks nationally

Afton, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,500 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.7%
Bachelor's Degree or Higher 12.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

425

Total Housing Units

298

Occupied Units

127

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 89.9%
Renter 10.1%

$168,500

Median Home Value

-23% vs state

$688

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 49705, employing approximately 221 people with a combined annual payroll of $11,018,000.

15

Businesses

221

Employees

$11.0M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 7 46.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49705 vs 49749 →

ZIP 49705 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49705 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49705 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49705 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49749 Indian River, MI 4,283 7.0 mi
49799 Wolverine, MI 2,327 8.8 mi
49791 Topinabee, MI 329 11.2 mi

More ZIP Codes in Cheboygan County

49721 standard
Cheboygan, MI
Pop: 14,436
49749 standard
Indian River, MI
Pop: 4,283
49799 standard
Wolverine, MI
Pop: 2,327
49795 standard
Vanderbilt, MI
Pop: 2,097
49791 standard
Topinabee, MI
Pop: 329
49717 standard
Burt Lake, MI
Pop: 72

Related Areas

Cheboygan County Afton, MI Michigan

Frequently Asked Questions

What county is ZIP code 49705 in? ▼
ZIP code 49705 (Afton) is located in Cheboygan County, Michigan. Cheboygan County contains multiple ZIP codes, see the full list at /counties/cheboygan-mi.
What is the population of ZIP code 49705? ▼
ZIP code 49705 in Afton, MI has a population of 937 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49705? ▼
The median household income in ZIP 49705 is $77,500, which is 2% above the national average of $76,288.
What is the average home value in ZIP 49705? ▼
The median home value in ZIP 49705 is $168,500, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49705? ▼
The largest racial group in ZIP 49705 is White at 90.3%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 49705? ▼
ZIP code 49705 has 15 business establishments employing approximately 221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 49705? ▼
In ZIP code 49705, 50.7% of residents aged 25+ have a high school diploma or higher, and 12.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49705? ▼
The mean commute time for workers in ZIP code 49705 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49705? ▼
In ZIP code 49705, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49705? ▼
The poverty rate in ZIP code 49705 is 15.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.