Onaway, MI · standard
ZIP Code 49765
Presque Isle County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,154
- 6/sq mi
- $57,404
- Median income
- $124,000
- Median home value
- 15.5%
- Bachelor's or higher
National ZIP placement
Onaway pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 6
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49765 against every reporting US ZIP.
ZIP code 49765 covers 649.1 square miles in Onaway, Presque Isle County, Michigan (a standard USPS delivery area), with a modest 4,154 residents on file, a density of 6 people per square mile, in the Detroit time zone.
ZIP 49765 reports a modest median household income of $57,404 (22% below the average Michigan ZIP), while per-capita income is $30,798. Unemployment is 12.4%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $124,000 (44% below the average Michigan ZIP), and median rent is $769; owner occupancy is 84.4%.
Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 49.8, and the average commute is 28 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 5 more in Presque Isle County, so 49765 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49765
Top 5 sectors by establishment count in Onaway, MI
Which industries have the most business establishments in ZIP 49765.
- Retail trade
Retail trade
18 establishments
- Construction
Construction
12 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Health care and social assistance
Health care and social assistance
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49765, Onaway, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,154
Population
649.1
Area (sq mi)
6
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49765?
49.8
Median Age
49.5%
Male
50.5%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,404
Median Household Income
-22% vs state ZIP avg
$30,798
Per Capita Income
17.9%
Poverty Rate
12.4%
Unemployment Rate
27.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,740housing units
2,740
Total Housing Units
1,866
Occupied Units
874
Vacant Units
2.31
Avg Household Size
Occupancy Type
$124,000
Median Home Value
-44% vs state ZIP avg
$769
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.7%
YoY Change (2023)
169
HPI Index (2000 = 100)
+69%
Total Change Since 2000
Home values in ZIP 49765 have decreased 8.7% over the past year (2023). Since 2000, this ZIP has seen +69% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +6.7% | 115 |
| 2020 | -2.8% | 112 |
| 2021 | +18.0% | 132 |
| 2022 | +40.2% | 186 |
| 2023 | -8.7% | 169 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 99 business establishments in ZIP 49765, employing approximately 784 people with a combined annual payroll of $39,348,000.
99
Businesses
784
Employees
$39.3M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 18 | 18.2% |
| Construction | 12 | 12.1% |
| Accommodation and food services | 12 | 12.1% |
| Other services (except public administration) | 12 | 12.1% |
| Health care and social assistance | 10 | 10.1% |
| Administrative and support and waste management and remediation services | 6 | 6.1% |
| Agriculture, forestry, fishing and hunting | 5 | 5.0% |
| Manufacturing | 5 | 5.0% |
| Finance and insurance | 4 | 4.0% |
| Real estate and rental and leasing | 4 | 4.0% |
| Professional, scientific, and technical services | 3 | 3.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49765 vs 49759 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49759 | Millersburg, MI | 1,682 | 9.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49765, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,154 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.