Residential delivery area · Michigan
ZIP Code 49749: Indian River, MI
ZIP code 49749 uses the postal name Indian River, Michigan and lies entirely in Cheboygan County (Census 2020 ZIP-county file). About 4,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,608 (Census Bureau, ACS 2020-2024). By Census place, 20% of its land lies in Indian River (a census-designated place); 80% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Indian River · its only residential ZIP
- County
- Cheboygan County
- Census places
- Indian River census-designated place
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 64.8 sq mi · 68 people per sq mi
Where is ZIP code 49749?
49749 centers on 45.422°, -84.585° and covers 64.8 square miles of land plus 9.1 of water. It borders 5 ZIP codes: 49791, 49705, 49706, 49799, 49721.
The map draws ZIP code areas only. For the streets inside 49749, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49749 compare with the rest of Cheboygan County?
| Measure | 49749 | In Cheboygan County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 4,411 | 4th of 15 | 503rd of 992 |
| Median household income | $66k | 5th of 9 | 473rd of 774 |
| Median home value | $244k | 4th of 10 | 258th of 779 |
Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 47% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49749?
The 2020 Census counted 4,087 people in 49749; the ACS, which samples households over 2020-2024, estimates 4,411. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 4,411
- 2020 Census count
- 4,087
- Households
- 2,140
- Median age
- 60.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49749?
Of the 4,411 people the ACS estimates in 49749, 12.0% are under 18 and 38.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.4%).
- Under 1812.0%
- 18 to 6449.6%
- 65 and older38.4%
- White, not Hispanic90.4%
- Other or two or more8.3%
- Hispanic or Latino1.0%
- Asian, not Hispanic0.2%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49749 earn?
Median household income is $65,608 (ACS 2020-2024), the 5th highest of the 9 ranked ZIP codes in Cheboygan County.
- Median household income
- $65,608±$14,506
- Income per person
- $47,873
- Below the poverty line
- 11.7%
- Unemployed (of the labor force)
- 4.3%
- Adults 25+ with a bachelor's degree
- 37.1%
- Adjusted gross income per tax return, 2022
- $73,2512,290 returns; wages 51% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49749?
FHFA's house price index for 49749, built from repeat sales and appraisals of the same homes, rose 161% from 2015 to 2025 and rose 102% from 2020 to 2025, and moved +13.6% in 2025.
- Median home value (owners' estimate)
- $244,300
- Median gross rent
- $950
- Homes owned by their occupants
- 88.1%
- Housing units
- 3,860
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49749?
149 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade25
- Accommodation and food services23
- Other services (except public administration)19
- Construction17
- Health care and social assistance13
- Professional, scientific, and technical services12
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49749?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49791 | Topinabee | 164 | $60k | 4.1 mi |
| 49705 | Afton | 865 | $78k | 7.8 mi |
| 49706 | Alanson | 4,920 | $77k | 9.5 mi |
| 49799 | Wolverine | 2,331 | $58k | 11.0 mi |
| 49721 | Cheboygan | 13,891 | $61k | 12.2 mi |
| 49717 | Burt Lake | 43 | – | 5.0 mi (near) |
| 49716 | Brutus | 1,006 | $100k | 10.0 mi (near) |
| 49764 | Oden | 46 | – | 11.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.