Hillman, MI · standard

ZIP Code 49746

Montmorency County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,685
7/sq mi
$47,432
Median income
$164,400
Median home value
12.3%
Bachelor's or higher

National ZIP placement

Hillman pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
32nd pct
home value, US ZIPs
7
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49746 against every reporting US ZIP.

ZIP code 49746 covers 550.0 square miles in Hillman, Montmorency County, Michigan (a standard USPS delivery area), with a modest 3,685 residents on file, a density of 7 people per square mile, in the Detroit time zone.

ZIP 49746 reports a modest median household income of $47,432 (35% below the average Michigan ZIP), while per-capita income is $29,074. The poverty rate is 21.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $164,400 (25% below the average Michigan ZIP), and median rent is $625; owner occupancy is 85.8%.

Formal educational attainment runs low here: just 12.3% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is 26 minutes. No nearby ZIP peer set is available for this delivery area, so the Michigan and national benchmarks above are the appropriate context for 49746.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 49746

Top 5 sectors by establishment count in Hillman, MI

Which industries have the most business establishments in ZIP 49746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49746, Hillman, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,685

Population

550.0

Area (sq mi)

7

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49746?

54.7

Median Age

52.6%

Male

47.4%

Female

1.4%

Foreign-Born

White 94.8%
African American 0.4%
Asian 0.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,432

Median Household Income

-35% vs state ZIP avg

$29,074

Per Capita Income

21.1%

Poverty Rate

4.5%

Unemployment Rate

26.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.8%
Bachelor's Degree or Higher 12.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,695

Total Housing Units

1,595

Occupied Units

1,100

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 85.8%
Renter 14.2%

$164,400

Median Home Value

-25% vs state ZIP avg

$625

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.4%

YoY Change (2023)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 49746 have increased 18.4% over the past year (2023). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2019 +14.3% 136
2020 -1.3% 135
2021 +18.3% 159
2022 +2.5% 163
2023 +18.4% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 77 business establishments in ZIP 49746, employing approximately 554 people with a combined annual payroll of $23,788,000.

77

Businesses

554

Employees

$23.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 17 22.1%
Retail trade 15 19.5%
Manufacturing 9 11.7%
Other services (except public administration) 8 10.4%
Health care and social assistance 7 9.1%
Accommodation and food services 7 9.1%
Finance and insurance 4 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49746, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,685 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Montmorency County

Frequently Asked Questions

What county is ZIP code 49746 in?
ZIP code 49746 (Hillman) is located in Montmorency County, Michigan. Montmorency County contains multiple ZIP codes, see the full list at /counties/montmorency-mi.
What is the population of ZIP code 49746?
ZIP code 49746 in Hillman, MI has a population of 3,685 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49746?
The median household income in ZIP 49746 is $47,432, which is 38% below the national average of $76,288.
What is the average home value in ZIP 49746?
The median home value in ZIP 49746 is $164,400, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 49746?
The largest racial group in ZIP 49746 is White at 94.8%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 49746?
ZIP code 49746 has 77 business establishments employing approximately 554 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49746?
The top industries by establishment count in ZIP 49746 are: Construction (17), Retail trade (15), Manufacturing (9). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49746?
According to the FHFA House Price Index, home values in ZIP 49746 increased by 18.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49746?
In ZIP code 49746, 51.8% of residents aged 25+ have a high school diploma or higher, and 12.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49746?
The mean commute time for workers in ZIP code 49746 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49746?
In ZIP code 49746, approximately 85.8% of occupied housing units are owner-occupied and 14.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49746?
The poverty rate in ZIP code 49746 is 21.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Read our methodology : how this data is sourced, computed, and verified.