PlainZIP

Hubbard Lake, MI · standard

ZIP Code 49747

Alpena County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,921
8/sq mi
$73,233
Median income
$179,500
Median home value
20.8%
Bachelor's or higher

The verdict

Hubbard Lake pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
38th pct
home value, US ZIPs
8
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49747 against every reporting US ZIP.

ZIP code 49747 covers 249.5 square miles in Hubbard Lake, Alpena County, Michigan (a standard USPS delivery area), with a modest 1,921 residents on file, a density of 8 people per square mile, in the Detroit time zone.

ZIP 49747 lands in the middle-income range, with a median household income of $73,233 (0% below the Michigan average), while per-capita income is $36,497. The poverty rate stands at 8.4% and the unemployment rate at 2.4%. On housing, the median home value is $179,500 (18% below the state average) with median rent at $1,279 per month, and 95.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is 36 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 49747, plus 4 more within Alpena County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49747

Top 5 sectors by establishment count in Hubbard Lake, MI

Which industries have the most business establishments in ZIP 49747.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49747, Hubbard Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,921

Population

249.5

Area (sq mi)

8

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49747?

49.2

Median Age

50.2%

Male

49.8%

Female

1.1%

Foreign-Born

White 95.8%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 0.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,233

Median Household Income

-0% vs state

$36,497

Per Capita Income

8.4%

Poverty Rate

2.4%

Unemployment Rate

35.8 min

Mean Commute Time

How ZIP 49747 ranks nationally

Hubbard Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,233 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 20.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,662

Total Housing Units

915

Occupied Units

747

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 95.8%
Renter 4.2%

$179,500

Median Home Value

-18% vs state

$1,279

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.5%

YoY Change (2024)

183

HPI Index (2000 = 100)

+83%

Total Change Since 2000

Home values in ZIP 49747 have increased 22.5% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.5% 106
2021 +14.3% 121
2022 +21.1% 146
2023 +2.3% 150
2024 +22.5% 183

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 31 business establishments in ZIP 49747, employing approximately 84 people with a combined annual payroll of $2,888,000.

31

Businesses

84

Employees

$2.9M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 6 19.4%
Retail trade 6 19.4%
Other services (except public administration) 4 12.9%
Transportation and warehousing 3 9.7%
Accommodation and food services 3 9.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49747 vs 49744 →

ZIP Code City Population Distance
49744 Herron, MI 823 10.4 mi

More ZIP Codes in Alpena County

49707 standard
Alpena, MI
Pop: 22,701
49766 standard
Ossineke, MI
Pop: 2,417
49753 standard
Lachine, MI
Pop: 2,057
49744 standard
Herron, MI
Pop: 823

Related Areas

Alpena County Hubbard Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49747 in? ▼
ZIP code 49747 (Hubbard Lake) is located in Alpena County, Michigan. Alpena County contains multiple ZIP codes, see the full list at /counties/alpena-mi.
What is the population of ZIP code 49747? ▼
ZIP code 49747 in Hubbard Lake, MI has a population of 1,921 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49747? ▼
The median household income in ZIP 49747 is $73,233, which is 4% below the national average of $76,288.
What is the average home value in ZIP 49747? ▼
The median home value in ZIP 49747 is $179,500, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 49747? ▼
The largest racial group in ZIP 49747 is White at 95.8%. Hispanic or Latino residents make up 0.7% of the population.
How many businesses are in ZIP code 49747? ▼
ZIP code 49747 has 31 business establishments employing approximately 84 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49747? ▼
The top industries by establishment count in ZIP 49747 are: Construction (6), Retail trade (6), Other services (except public administration) (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 49747? ▼
According to the FHFA House Price Index, home values in ZIP 49747 increased by 22.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49747? ▼
In ZIP code 49747, 58.4% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49747? ▼
The mean commute time for workers in ZIP code 49747 is 35.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49747? ▼
In ZIP code 49747, approximately 95.8% of occupied housing units are owner-occupied and 4.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49747? ▼
The poverty rate in ZIP code 49747 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.