PlainZIP

Ossineke, MI · standard

ZIP Code 49766

Alpena County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,417
21/sq mi
$61,346
Median income
$161,800
Median home value
16.8%
Bachelor's or higher

The verdict

Ossineke pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
30th pct
home value, US ZIPs
21
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49766 against every reporting US ZIP.

ZIP code 49766 is classified by USPS as a standard delivery area and covers roughly 114.5 square miles in Ossineke, Alpena County, Michigan. The area is home to 2,417 residents, producing a population density of 21 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49766 against Michigan and the nation.

On the economic side, the median household income for ZIP 49766 sits at $61,346 (16% below the Michigan average), while per-capita income is $37,861. The poverty rate stands at 10.3% and the unemployment rate at 10.6%. On housing, the median home value is $161,800 (26% below the state average) with median rent at $746 per month, and 91.3% of occupied units are owner-occupied, a direct signal of whether 49766 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.8% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Alpena County, so you can benchmark 49766 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49766

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49766.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49766, Ossineke, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,417

Population

114.5

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49766?

49.5

Median Age

49.9%

Male

50.1%

Female

1.6%

Foreign-Born

White 98.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.4%
Hispanic or Latino 0.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,346

Median Household Income

-16% vs state

$37,861

Per Capita Income

10.3%

Poverty Rate

10.6%

Unemployment Rate

How ZIP 49766 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,346 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.6%
Bachelor's Degree or Higher 16.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,285

Total Housing Units

1,064

Occupied Units

221

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$161,800

Median Home Value

-26% vs state

$746

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+49.3%

YoY Change (2022)

200

HPI Index (2000 = 100)

+100%

Total Change Since 2000

Home values in ZIP 49766 have increased 49.3% over the past year (2022). Since 2000, this ZIP has seen +100% cumulative appreciation.

Year Annual Change HPI Index
2018 +1.4% 113
2019 +6.5% 121
2020 +8.0% 130
2021 +3.0% 134
2022 +49.3% 200

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 49766, employing approximately 235 people with a combined annual payroll of $10,133,000.

39

Businesses

235

Employees

$10.1M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 9 23.1%
Construction 8 20.5%
Health care and social assistance 7 17.9%
Other services (except public administration) 5 12.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49766 vs 48762 →

ZIP 49766 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49766 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49766 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49766 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48762 Spruce, MI 1,139 6.4 mi
48721 Black River, MI 411 8.5 mi

More ZIP Codes in Alpena County

49707 standard
Alpena, MI
Pop: 22,701
49753 standard
Lachine, MI
Pop: 2,057
49747 standard
Hubbard Lake, MI
Pop: 1,921
49744 standard
Herron, MI
Pop: 823

Related Areas

Alpena County Ossineke, MI Michigan

Frequently Asked Questions

What county is ZIP code 49766 in? ▼
ZIP code 49766 (Ossineke) is located in Alpena County, Michigan. Alpena County contains multiple ZIP codes, see the full list at /counties/alpena-mi.
What is the population of ZIP code 49766? ▼
ZIP code 49766 in Ossineke, MI has a population of 2,417 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49766? ▼
The median household income in ZIP 49766 is $61,346, which is 20% below the national average of $76,288.
What is the average home value in ZIP 49766? ▼
The median home value in ZIP 49766 is $161,800, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 49766? ▼
The largest racial group in ZIP 49766 is White at 98.2%. Hispanic or Latino residents make up 0.3% of the population.
How many businesses are in ZIP code 49766? ▼
ZIP code 49766 has 39 business establishments employing approximately 235 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49766? ▼
The top industries by establishment count in ZIP 49766 are: Retail trade (9), Construction (8), Health care and social assistance (7). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 49766? ▼
According to the FHFA House Price Index, home values in ZIP 49766 increased by 49.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 100%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49766? ▼
In ZIP code 49766, 49.6% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49766? ▼
In ZIP code 49766, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49766? ▼
The poverty rate in ZIP code 49766 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ossineke, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.