Atlanta, MI · standard

ZIP Code 49709

Montmorency County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,618
6/sq mi
$51,154
Median income
$153,900
Median home value
14.0%
Bachelor's or higher

National ZIP placement

Atlanta pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
27th pct
home value, US ZIPs
6
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49709 against every reporting US ZIP.

ZIP code 49709 covers 593.1 square miles in Atlanta, Montmorency County, Michigan (a standard USPS delivery area), with a modest 3,618 residents on file, a density of 6 people per square mile, in the Detroit time zone.

ZIP 49709 reports a modest median household income of $51,154 (30% below the average Michigan ZIP), while per-capita income is $31,754. The poverty rate is 14.5%, with unemployment at 5.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $153,900 (30% below the average Michigan ZIP), and median rent is $699; owner occupancy is 92.2%.

Formal educational attainment runs low here: just 14.0% of adults hold a bachelor's degree or higher, the median age is 57.5, and the average commute is 32 minutes. No nearby ZIP peer set is available for this delivery area, so the Michigan and national benchmarks above are the appropriate context for 49709.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 49709

Top 5 sectors by establishment count in Atlanta, MI

Which industries have the most business establishments in ZIP 49709.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49709, Atlanta, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,618

Population

593.1

Area (sq mi)

6

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49709?

57.5

Median Age

50.6%

Male

49.4%

Female

1.6%

Foreign-Born

White 95.7%
African American 0.2%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,154

Median Household Income

-30% vs state ZIP avg

$31,754

Per Capita Income

14.5%

Poverty Rate

5.2%

Unemployment Rate

32.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 14.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,746

Total Housing Units

1,944

Occupied Units

1,802

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 92.2%
Renter 7.8%

$153,900

Median Home Value

-30% vs state ZIP avg

$699

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.3%

YoY Change (2023)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 49709 have increased 17.3% over the past year (2023). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.8% 113
2020 +8.6% 123
2021 +8.0% 132
2022 +32.6% 176
2023 +17.3% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 49709, employing approximately 393 people with a combined annual payroll of $15,767,000.

60

Businesses

393

Employees

$15.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 14 23.3%
Retail trade 10 16.7%
Other services (except public administration) 7 11.7%
Health care and social assistance 6 10.0%
Accommodation and food services 6 10.0%
Manufacturing 3 5.0%
Finance and insurance 3 5.0%
Professional, scientific, and technical services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 49709, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,618 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Montmorency County

Frequently Asked Questions

What county is ZIP code 49709 in?
ZIP code 49709 (Atlanta) is located in Montmorency County, Michigan. Montmorency County contains multiple ZIP codes, see the full list at /counties/montmorency-mi.
What is the population of ZIP code 49709?
ZIP code 49709 in Atlanta, MI has a population of 3,618 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49709?
The median household income in ZIP 49709 is $51,154, which is 33% below the national average of $76,288.
What is the average home value in ZIP 49709?
The median home value in ZIP 49709 is $153,900, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 49709?
The largest racial group in ZIP 49709 is White at 95.7%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 49709?
ZIP code 49709 has 60 business establishments employing approximately 393 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49709?
The top industries by establishment count in ZIP 49709 are: Construction (14), Retail trade (10), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49709?
According to the FHFA House Price Index, home values in ZIP 49709 increased by 17.3% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49709?
In ZIP code 49709, 53.3% of residents aged 25+ have a high school diploma or higher, and 14.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49709?
The mean commute time for workers in ZIP code 49709 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49709?
In ZIP code 49709, approximately 92.2% of occupied housing units are owner-occupied and 7.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49709?
The poverty rate in ZIP code 49709 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Read our methodology : how this data is sourced, computed, and verified.