PlainZIP

Atlanta, MI · standard

ZIP Code 49709

Montmorency County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,618
6/sq mi
$51,154
Median income
$153,900
Median home value
14.0%
Bachelor's or higher

The verdict

Atlanta pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
27th pct
home value, US ZIPs
6
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49709 against every reporting US ZIP.

ZIP code 49709 is classified by USPS as a standard delivery area and covers roughly 593.1 square miles in Atlanta, Montmorency County, Michigan. The area is home to 3,618 residents, producing a population density of 6 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49709 against Michigan and the nation.

On the economic side, the median household income for ZIP 49709 sits at $51,154 (30% below the Michigan average), while per-capita income is $31,754. The poverty rate stands at 14.5% and the unemployment rate at 5.2%. On housing, the median home value is $153,900 (30% below the state average) with median rent at $699 per month, and 92.2% of occupied units are owner-occupied, a direct signal of whether 49709 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.0% of adults hold a bachelor's degree or higher, the median age is 57.5, and the average commute is 32 minutes. Use the benchmarks above to see where 49709 sits relative to Michigan and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49709

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49709.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49709, Atlanta, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,618

Population

593.1

Area (sq mi)

6

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49709?

57.5

Median Age

50.6%

Male

49.4%

Female

1.6%

Foreign-Born

White 95.7%
African American 0.2%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,154

Median Household Income

-30% vs state

$31,754

Per Capita Income

14.5%

Poverty Rate

5.2%

Unemployment Rate

32.1 min

Mean Commute Time

How ZIP 49709 ranks nationally

Household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,154 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.3%
Bachelor's Degree or Higher 14.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,746

Total Housing Units

1,944

Occupied Units

1,802

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 92.2%
Renter 7.8%

$153,900

Median Home Value

-30% vs state

$699

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.3%

YoY Change (2023)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 49709 have increased 17.3% over the past year (2023). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.8% 113
2020 +8.6% 123
2021 +8.0% 132
2022 +32.6% 176
2023 +17.3% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 49709, employing approximately 393 people with a combined annual payroll of $15,767,000.

60

Businesses

393

Employees

$15.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 14 23.3%
Retail trade 10 16.7%
Other services (except public administration) 7 11.7%
Health care and social assistance 6 10.0%
Accommodation and food services 6 10.0%
Manufacturing 3 5.0%
Finance and insurance 3 5.0%
Professional, scientific, and technical services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Montmorency County

49756 standard
Lewiston, MI
Pop: 3,857
49746 standard
Hillman, MI
Pop: 3,685

Related Areas

Montmorency County Atlanta, MI Michigan

Frequently Asked Questions

What county is ZIP code 49709 in? ▼
ZIP code 49709 (Atlanta) is located in Montmorency County, Michigan. Montmorency County contains multiple ZIP codes, see the full list at /counties/montmorency-mi.
What is the population of ZIP code 49709? ▼
ZIP code 49709 in Atlanta, MI has a population of 3,618 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49709? ▼
The median household income in ZIP 49709 is $51,154, which is 33% below the national average of $76,288.
What is the average home value in ZIP 49709? ▼
The median home value in ZIP 49709 is $153,900, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 49709? ▼
The largest racial group in ZIP 49709 is White at 95.7%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 49709? ▼
ZIP code 49709 has 60 business establishments employing approximately 393 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49709? ▼
The top industries by establishment count in ZIP 49709 are: Construction (14), Retail trade (10), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49709? ▼
According to the FHFA House Price Index, home values in ZIP 49709 increased by 17.3% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49709? ▼
In ZIP code 49709, 53.3% of residents aged 25+ have a high school diploma or higher, and 14.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49709? ▼
The mean commute time for workers in ZIP code 49709 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49709? ▼
In ZIP code 49709, approximately 92.2% of occupied housing units are owner-occupied and 7.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49709? ▼
The poverty rate in ZIP code 49709 is 14.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Atlanta, MI

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.