PlainZIP

Rapid City, MI · standard

ZIP Code 49676

Kalkaska County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,407
31/sq mi
$75,781
Median income
$269,300
Median home value
33.0%
Bachelor's or higher

The verdict

Rapid City pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 39%
home value, US ZIPs
31
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49676 against every reporting US ZIP.

ZIP code 49676 covers 111.7 square miles in Rapid City, Kalkaska County, Michigan (a standard USPS delivery area), with a modest 3,407 residents on file, a density of 31 people per square mile, in the Detroit time zone.

ZIP 49676 lands in the middle-income range, with a median household income of $75,781 (3% above the Michigan average), while per-capita income is $43,208. The poverty rate stands at 8.3% and the unemployment rate at 4.5%. Median home value sits at $269,300 (23% above the state average), median rent at $965 a month, and owner-occupancy at 90.8%.

A solid share of residents have a four-year degree: 33.0% of adults hold a bachelor's degree or higher, the median age is 47.6, and the average commute is 31 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 3 more sharing Kalkaska County, letting you compare 49676 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49676

Top 5 sectors by establishment count in Rapid City, MI

Which industries have the most business establishments in ZIP 49676.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49676, Rapid City, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,407

Population

111.7

Area (sq mi)

31

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49676?

47.6

Median Age

50.1%

Male

49.9%

Female

0.9%

Foreign-Born

White 92.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,781

Median Household Income

+3% vs state

$43,208

Per Capita Income

8.3%

Poverty Rate

4.5%

Unemployment Rate

30.9 min

Mean Commute Time

How ZIP 49676 ranks nationally

Rapid City, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,781 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.5%
Bachelor's Degree or Higher 33.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,479

Total Housing Units

1,579

Occupied Units

900

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 90.8%
Renter 9.2%

$269,300

Median Home Value

+23% vs state

$965

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-8.6%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 49676 have decreased 8.6% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.1% 163
2021 +15.3% 188
2022 +23.0% 231
2023 +26.5% 292
2024 -8.6% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 49676, employing approximately 263 people with a combined annual payroll of $12,630,000.

58

Businesses

263

Employees

$12.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 17 29.3%
Retail trade 8 13.8%
Professional, scientific, and technical services 6 10.3%
Other services (except public administration) 5 8.6%
Wholesale trade 4 6.9%
Administrative and support and waste management and remediation services 4 6.9%
Health care and social assistance 4 6.9%
Accommodation and food services 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49676 vs 49612 →

ZIP 49676 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49676 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49676 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49676 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49612 Alden, MI 1,121 3.5 mi
49690 Williamsburg, MI 6,182 6.3 mi
49629 Elk Rapids, MI 2,223 7.4 mi
49615 Bellaire, MI 4,131 10.3 mi

More ZIP Codes in Kalkaska County

49646 standard
Kalkaska, MI
Pop: 8,229
49633 standard
Fife Lake, MI
Pop: 3,703
49680 standard
South Boardman, MI
Pop: 1,916

Related Areas

Kalkaska County Rapid City, MI Michigan

Frequently Asked Questions

What county is ZIP code 49676 in? ▼
ZIP code 49676 (Rapid City) is located in Kalkaska County, Michigan. Kalkaska County contains multiple ZIP codes, see the full list at /counties/kalkaska-mi.
What is the population of ZIP code 49676? ▼
ZIP code 49676 in Rapid City, MI has a population of 3,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49676? ▼
The median household income in ZIP 49676 is $75,781, which is 1% below the national average of $76,288.
What is the average home value in ZIP 49676? ▼
The median home value in ZIP 49676 is $269,300, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 49676? ▼
The largest racial group in ZIP 49676 is White at 92.6%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 49676? ▼
ZIP code 49676 has 58 business establishments employing approximately 263 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49676? ▼
The top industries by establishment count in ZIP 49676 are: Construction (17), Retail trade (8), Professional, scientific, and technical services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49676? ▼
According to the FHFA House Price Index, home values in ZIP 49676 decreased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49676? ▼
In ZIP code 49676, 65.5% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49676? ▼
The mean commute time for workers in ZIP code 49676 is 30.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49676? ▼
In ZIP code 49676, approximately 90.8% of occupied housing units are owner-occupied and 9.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49676? ▼
The poverty rate in ZIP code 49676 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.