Residential delivery area · Michigan
ZIP Code 49676: Rapid City, MI
ZIP code 49676 uses the postal name Rapid City, Michigan and lies mostly in Kalkaska County (71% of its land) with the rest in Antrim County (Census 2020 ZIP-county file). About 3,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,781 (Census Bureau, ACS 2020-2024). By Census place, 13% of its land lies in Rapid City (a census-designated place); 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Rapid City · its only residential ZIP
- County
- Kalkaska County (71%); Antrim County (29%)
- Census places
- Rapid City census-designated place
- Metro area
- Traverse City, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 41.0 sq mi · 88 people per sq mi
Where is ZIP code 49676?
49676 centers on 44.843°, -85.294° and covers 41.0 square miles of land plus 14.6 of water. It borders 7 ZIP codes: 49612, 49690, 49629, 49615, 49648, 49659, 49646.
The map draws ZIP code areas only. For the streets inside 49676, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49676 compare with the rest of Kalkaska County?
| Measure | 49676 | In Kalkaska County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 3,620 | 5th of 8 | 551st of 992 |
| Median household income | $76k | 4th of 8 | 300th of 774 |
| Median home value | $269k | 3rd of 8 | 203rd of 779 |
Its median household income is higher than in 56% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49676?
The 2020 Census counted 3,527 people in 49676; the ACS, which samples households over 2020-2024, estimates 3,620. Between the 2010 and 2020 censuses its population grew 3.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,620
- 2020 Census count
- 3,527+3.5% since 2010 (3,407)
- Households
- 1,579
- Median age
- 47.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49676?
Of the 3,620 people the ACS estimates in 49676, 22.5% are under 18 and 27.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.1%).
- Under 1822.5%
- 18 to 6450.5%
- 65 and older27.1%
- White, not Hispanic92.1%
- Other or two or more6.5%
- Hispanic or Latino1.4%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49676 earn?
Median household income is $75,781 (ACS 2020-2024), the 4th highest of the 8 ranked ZIP codes in Kalkaska County. It is not measurably different from 2015-2019 ($69,080 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $75,781±$9,315
- Income per person
- $43,208
- Below the poverty line
- 8.3%
- Unemployed (of the labor force)
- 4.5%
- Adults 25+ with a bachelor's degree
- 33.0%
- Adjusted gross income per tax return, 2022
- $91,0501,740 returns; wages 49% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49676?
FHFA's house price index for 49676, built from repeat sales and appraisals of the same homes, rose 134% from 2015 to 2025 and rose 76% from 2020 to 2025, and moved +9.9% in 2025.
- Median home value (owners' estimate)
- $269,300
- Median gross rent
- $965
- Homes owned by their occupants
- 90.8%
- Housing units
- 2,479
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49676?
58 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction17
- Retail trade8
- Professional, scientific, and technical services6
- Other services (except public administration)5
- Wholesale trade4
- Administrative and support and waste management and remediation services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49676?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49612 | Alden | 1,220 | $85k | 3.7 mi |
| 49690 | Williamsburg | 6,657 | $109k | 6.4 mi |
| 49629 | Elk Rapids | 2,038 | $65k | 7.0 mi |
| 49615 | Bellaire | 4,120 | $80k | 9.4 mi |
| 49648 | Kewadin | 2,577 | $93k | 10.9 mi |
| 49659 | Mancelona | 7,140 | $62k | 13.4 mi |
| 49646 | Kalkaska | 8,852 | $65k | 15.3 mi |
| 49686 | Traverse City | 25,492 | $72k | 12.2 mi (near) |
| 49680 | South Boardman | 2,206 | $77k | 13.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.