Residential delivery area · Michigan

ZIP Code 49690: Williamsburg, MI

ZIP code 49690 uses the postal name Williamsburg, Michigan and lies mostly in Grand Traverse County (80% of its land), reaching into Kalkaska County and Antrim County (Census 2020 ZIP-county file). About 6,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $108,712 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
496sectional center: Traverse City, MI (SCF 496)
90delivery area within it
Town
Williamsburg · its only residential ZIP
Metro area
Traverse City, MI
House district
MI-1 119th Congress
Time zone
Eastern
Land area
82.7 sq mi · 80 people per sq mi

Where is ZIP code 49690?

49690 centers on 44.784°, -85.395° and covers 82.7 square miles of land plus 16.1 of water. It borders 5 ZIP codes: 49676, 49686, 49696, 49629, 49646.

49629 · Elk Rapids49646 · Kalkaska49676 · Rapid City49686 · Traverse City49696 · Traverse City49690 · Williamsburg (this ZIP)49690496464968649676496964962949629 · Elk Rapids49646 · Kalkaska49676 · Rapid City49686 · Traverse City49696 · Traverse City49690 · Williamsburg (this ZIP)49690496464968649676496964962949629 · Elk Rapids49646 · Kalkaska49676 · Rapid City49686 · Traverse City49696 · Traverse City49690 · Williamsburg (this ZIP)4969049646496864967649696
Shaded by median household income, in national fifths (ACS 2020-2024); 49690 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49690, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49690 compare with the rest of Grand Traverse County?

Rank of 49690 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49690In Grand Traverse CountyIn MI
People (ACS 2020-2024)6,6577th of 11413th of 992
Median household income$109k1st of 1159th of 774
Median home value$352k3rd of 1189th of 779

Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49690?

The 2020 Census counted 6,494 people in 49690; the ACS, which samples households over 2020-2024, estimates 6,657. Between the 2010 and 2020 censuses its population grew 5.0% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
6,657
2020 Census count
6,494+5.0% since 2010 (6,182)
Households
2,620
Median age
44.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49690?

Of the 6,657 people the ACS estimates in 49690, 23.9% are under 18 and 24.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.5%).

  • Under 1823.9%
  • 18 to 6451.3%
  • 65 and older24.8%
Age of the people of 49690 (ACS 2020-2024, B01001)
  • White, not Hispanic88.5%
  • Other or two or more6.0%
  • Hispanic or Latino4.1%
  • Black, not Hispanic0.7%
  • Asian, not Hispanic0.7%
Race and Hispanic origin in 49690 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49690 earn?

Median household income is $108,712 (ACS 2020-2024), the highest of the 11 ranked ZIP codes in Grand Traverse County. It is not measurably different from 2015-2019 ($91,342 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$108,712±$12,955
Income per person
$54,655
Below the poverty line
4.5%
Unemployed (of the labor force)
2.4%
Adults 25+ with a bachelor's degree
45.6%
Adjusted gross income per tax return, 2022
$108,6023,450 returns; wages 48% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49690?

FHFA's house price index for 49690, built from repeat sales and appraisals of the same homes, rose 134% from 2015 to 2025 and rose 70% from 2020 to 2025, and moved −0.4% in 2025.

Median home value (owners' estimate)
$352,200
Median gross rent
$1,341
Homes owned by their occupants
91.8%
Housing units
3,541
0 200 400 600 198619902000201020202025 0 200 400 600 198619902000201020202025 0 200 400 600 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 49690; 2025: 674.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 49690?

212 business establishments had a location in this ZIP code in 2023, 33 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction42
  • Retail trade33
  • Professional, scientific, and technical services19
  • Administrative and support and waste management and remediation services17
  • Other services (except public administration)17
  • Manufacturing15

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49690?

ZIP codes that share a boundary with 49690, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49676Rapid City3,620$76k6.4 mi
49686Traverse City25,492$72k8.5 mi
49696Traverse City10,477$95k8.8 mi
49629Elk Rapids2,038$65k9.3 mi
49646Kalkaska8,852$65k18.1 mi
49612Alden1,220$85k10.0 mi (near)
49680South Boardman2,206$77k12.0 mi (near)
49684Traverse City21,585$81k14.3 mi (near)
49648Kewadin2,577$93k15.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.