South Boardman, MI · standard

ZIP Code 49680

Kalkaska County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,916
14/sq mi
$77,216
Median income
$168,000
Median home value
18.7%
Bachelor's or higher

The verdict

South Boardman pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
33th pct
home value, US ZIPs
14
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49680 against every reporting US ZIP.

ZIP code 49680 is classified by USPS as a standard delivery area and covers roughly 134.9 square miles in South Boardman, Kalkaska County, Michigan. The area is home to 1,916 residents, producing a population density of 14 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49680 against Michigan and the nation.

On the economic side, the median household income for ZIP 49680 sits at $77,216 (5% above the Michigan average), while per-capita income is $28,247. The poverty rate stands at 12.9% and the unemployment rate at 4.0%. On housing, the median home value is $168,000 (24% below the state average) with median rent at $833 per month, and 93.9% of occupied units are owner-occupied, a direct signal of whether 49680 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.7% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 32 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Kalkaska County, so you can benchmark 49680 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49680

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49680.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49680, South Boardman, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,916

Population

134.9

Area (sq mi)

14

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49680?

35.6

Median Age

51.7%

Male

48.3%

Female

0.5%

Foreign-Born

White 92.6%
African American 3.3%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,216

Median Household Income

+5% vs state

$28,247

Per Capita Income

12.9%

Poverty Rate

4.0%

Unemployment Rate

31.5 min

Mean Commute Time

How ZIP 49680 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,216 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

896

Total Housing Units

735

Occupied Units

161

Vacant Units

3.00

Avg Household Size

Occupancy Type

Owner 93.9%
Renter 6.1%

$168,000

Median Home Value

-24% vs state

$833

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.7%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 49680 have decreased 0.7% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 168
2021 +12.5% 189
2022 +11.7% 211
2023 +30.9% 276
2024 -0.7% 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 31 business establishments in ZIP 49680, employing approximately 215 people with a combined annual payroll of $10,682,000.

31

Businesses

215

Employees

$10.7M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 6 19.4%
Retail trade 5 16.1%
Other services (except public administration) 4 12.9%
Mining, quarrying, and oil and gas extraction 3 9.7%
Health care and social assistance 3 9.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49680 vs 49633 →

ZIP 49680 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49680 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49680 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49680 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49633 Fife Lake, MI 3,703 6.1 mi
49690 Williamsburg, MI 6,182 12.0 mi

More ZIP Codes in Kalkaska County

Frequently Asked Questions

What county is ZIP code 49680 in?
ZIP code 49680 (South Boardman) is located in Kalkaska County, Michigan. Kalkaska County contains multiple ZIP codes, see the full list at /counties/kalkaska-mi.
What is the population of ZIP code 49680?
ZIP code 49680 in South Boardman, MI has a population of 1,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49680?
The median household income in ZIP 49680 is $77,216, which is 1% above the national average of $76,288.
What is the average home value in ZIP 49680?
The median home value in ZIP 49680 is $168,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 49680?
The largest racial group in ZIP 49680 is White at 92.6%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 49680?
ZIP code 49680 has 31 business establishments employing approximately 215 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49680?
The top industries by establishment count in ZIP 49680 are: Construction (6), Retail trade (5), Other services (except public administration) (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 49680?
According to the FHFA House Price Index, home values in ZIP 49680 decreased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49680?
In ZIP code 49680, 59.0% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49680?
The mean commute time for workers in ZIP code 49680 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49680?
In ZIP code 49680, approximately 93.9% of occupied housing units are owner-occupied and 6.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49680?
The poverty rate in ZIP code 49680 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for South Boardman, MI

Verify and explore additional data for this area using these official government sources.