Fife Lake, MI · standard
ZIP Code 49633
Kalkaska County, Michigan — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,703
- 9/sq mi
- $73,681
- Median income
- $189,700
- Median home value
- 22.1%
- Bachelor's or higher
The verdict
Fife Lake pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 41th pct
- home value, US ZIPs
- 9
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49633 against every reporting US ZIP.
ZIP code 49633 is classified by USPS as a standard delivery area and covers roughly 425.6 square miles in Fife Lake, Kalkaska County, Michigan. The area is home to 3,703 residents, producing a population density of 9 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49633 against Michigan and the nation.
On the economic side, the median household income for ZIP 49633 sits at $73,681 (0% above the Michigan average), while per-capita income is $42,820. The poverty rate stands at 15.9% and the unemployment rate at 4.9%. On housing, the median home value is $189,700 (14% below the state average) with median rent at $1,206 per month, and 90.4% of occupied units are owner-occupied, a direct signal of whether 49633 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.1% of adults hold a bachelor's degree or higher, the median age is 50.9, and the average commute is 37 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Kalkaska County, so you can benchmark 49633 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49633
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49633.
- Retail trade
Retail trade
10 establishments
- Construction
Construction
6 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49633, Fife Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,703
Population
425.6
Area (sq mi)
9
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49633?
50.9
Median Age
53.5%
Male
46.5%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,681
Median Household Income
+0% vs state
$42,820
Per Capita Income
15.9%
Poverty Rate
4.9%
Unemployment Rate
37.4 min
Mean Commute Time
How ZIP 49633 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$73,681 Top 47% higher than 53% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,756
Total Housing Units
1,588
Occupied Units
1,168
Vacant Units
2.12
Avg Household Size
Occupancy Type
$189,700
Median Home Value
-14% vs state
$1,206
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.3%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 49633 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 159 |
| 2021 | +18.8% | 189 |
| 2022 | +14.2% | 216 |
| 2023 | +16.5% | 251 |
| 2024 | +9.3% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 49633, employing approximately 252 people with a combined annual payroll of $10,135,000.
51
Businesses
252
Employees
$10.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 19.6% |
| Construction | 6 | 11.8% |
| Professional, scientific, and technical services | 6 | 11.8% |
| Other services (except public administration) | 6 | 11.8% |
| Accommodation and food services | 5 | 9.8% |
| Health care and social assistance | 4 | 7.8% |
| Finance and insurance | 3 | 5.9% |
| Administrative and support and waste management and remediation services | 3 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49633 vs 49680 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49680 | South Boardman, MI | 1,916 | 6.1 mi |
More ZIP Codes in Kalkaska County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Fife Lake, MI
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.