Fife Lake, MI · standard
ZIP Code 49633
Kalkaska County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,703
- 9/sq mi Low-density area
- $73,681
- Median income Near-median income area
- $189,700
- Median home value Near-median home value
- 22.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fife Lake pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 9
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49633 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49633 (Fife Lake, MI) rose +9.3% from 2023 to 2024. The all-transactions index moved from 251.1 in 2023 to 274.4 in 2024 (2000 = 100).
ZIP code 49633 covers 425.6 square miles in Fife Lake, Kalkaska County, Michigan (a standard USPS delivery area), with a modest 3,703 residents on file, a density of 9 people per square mile, in the Detroit time zone.
ZIP 49633 lands in the middle-income range, with a median household income of $73,681 (0% above the average Michigan ZIP), while per-capita income is $42,820. The poverty rate is 15.9%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $189,700 (14% below the average Michigan ZIP) and median rent is $1,206; 90.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.1% of adults hold a bachelor's degree or higher, the median age is 50.9, and the average commute is 37 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 3 more in Kalkaska County, so 49633 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49633
Top 5 sectors by establishment count in Fife Lake, MI
Which industries have the most business establishments in ZIP 49633.
- Retail trade
Retail trade
10 establishments
- Construction
Construction
6 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49633, Fife Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,703
Population
425.6
Area (sq mi)
9
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49633?
50.9
Median Age
53.5%
Male
46.5%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,681
Median Household Income
+0% vs state ZIP avg
$42,820
Per Capita Income
15.9%
Poverty Rate
4.9%
Unemployment Rate
37.4 min
Mean Commute Time
How ZIP 49633 ranks among Michigan ZIPs
Fife Lake, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,681 Top 41% higher than 59% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,756housing units
2,756
Total Housing Units
1,588
Occupied Units
1,168
Vacant Units
2.12
Avg Household Size
Occupancy Type
$189,700
Median Home Value
-14% vs state ZIP avg
$1,206
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.3%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 49633 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 159 |
| 2021 | +18.8% | 189 |
| 2022 | +14.2% | 216 |
| 2023 | +16.5% | 251 |
| 2024 | +9.3% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 49633, employing approximately 252 people with a combined annual payroll of $10,135,000.
51
Businesses
252
Employees
$10.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 19.6% |
| Construction | 6 | 11.8% |
| Professional, scientific, and technical services | 6 | 11.8% |
| Other services (except public administration) | 6 | 11.8% |
| Accommodation and food services | 5 | 9.8% |
| Health care and social assistance | 4 | 7.8% |
| Finance and insurance | 3 | 5.9% |
| Administrative and support and waste management and remediation services | 3 | 5.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49633 vs 49680 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49680 | South Boardman, MI | 1,916 | 6.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49633, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,703 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kalkaska County
Related Areas
Frequently Asked Questions
What county is ZIP code 49633 in?
ZIP code 49633 (Fife Lake) is located in Kalkaska County, Michigan. Kalkaska County contains multiple ZIP codes, see the full list at /counties/kalkaska-mi.
What is the population of ZIP code 49633?
ZIP code 49633 in Fife Lake, MI has a population of 3,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49633?
The median household income in ZIP 49633 is $73,681, which is 3% below the national average of $76,288.
What is the average home value in ZIP 49633?
The median home value in ZIP 49633 is $189,700, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 49633?
The largest racial group in ZIP 49633 is White at 93.3%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 49633?
ZIP code 49633 has 51 business establishments employing approximately 252 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49633?
The top industries by establishment count in ZIP 49633 are: Retail trade (10), Construction (6), Professional, scientific, and technical services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49633?
According to the FHFA House Price Index, home values in ZIP 49633 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49633?
In ZIP code 49633, 54.5% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49633?
The mean commute time for workers in ZIP code 49633 is 37.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49633?
In ZIP code 49633, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49633?
The poverty rate in ZIP code 49633 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49633's numbers, next.
- See how ZIP 49633 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fife Lake, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.