PlainZIP

Fife Lake, MI · standard

ZIP Code 49633

Kalkaska County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,703
9/sq mi
$73,681
Median income
$189,700
Median home value
22.1%
Bachelor's or higher

The verdict

Fife Lake pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
41th pct
home value, US ZIPs
9
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49633 against every reporting US ZIP.

ZIP code 49633 covers 425.6 square miles in Fife Lake, Kalkaska County, Michigan (a standard USPS delivery area), with a modest 3,703 residents on file, a density of 9 people per square mile, in the Detroit time zone.

ZIP 49633 lands in the middle-income range, with a median household income of $73,681 (0% above the Michigan average), while per-capita income is $42,820. Poverty here runs at 15.9%, with unemployment measured at 4.9%. The typical home here is valued at $189,700 (14% below the state average); renters pay a median of $1,206 monthly, and 90.4% of units are owner-occupied.

Educational attainment sits below the national norm: 22.1% of adults hold a bachelor's degree or higher, the median age is 50.9, and the average commute is 37 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 49633, plus 3 more within Kalkaska County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49633

Top 5 sectors by establishment count in Fife Lake, MI

Which industries have the most business establishments in ZIP 49633.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49633, Fife Lake, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,703

Population

425.6

Area (sq mi)

9

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49633?

50.9

Median Age

53.5%

Male

46.5%

Female

0.7%

Foreign-Born

White 93.3%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,681

Median Household Income

+0% vs state

$42,820

Per Capita Income

15.9%

Poverty Rate

4.9%

Unemployment Rate

37.4 min

Mean Commute Time

How ZIP 49633 ranks nationally

Fife Lake, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,681 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.5%
Bachelor's Degree or Higher 22.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,756

Total Housing Units

1,588

Occupied Units

1,168

Vacant Units

2.12

Avg Household Size

Occupancy Type

Owner 90.4%
Renter 9.6%

$189,700

Median Home Value

-14% vs state

$1,206

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 49633 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 159
2021 +18.8% 189
2022 +14.2% 216
2023 +16.5% 251
2024 +9.3% 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 51 business establishments in ZIP 49633, employing approximately 252 people with a combined annual payroll of $10,135,000.

51

Businesses

252

Employees

$10.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 10 19.6%
Construction 6 11.8%
Professional, scientific, and technical services 6 11.8%
Other services (except public administration) 6 11.8%
Accommodation and food services 5 9.8%
Health care and social assistance 4 7.8%
Finance and insurance 3 5.9%
Administrative and support and waste management and remediation services 3 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49633 vs 49680 →

ZIP Code City Population Distance
49680 South Boardman, MI 1,916 6.1 mi

More ZIP Codes in Kalkaska County

49646 standard
Kalkaska, MI
Pop: 8,229
49676 standard
Rapid City, MI
Pop: 3,407
49680 standard
South Boardman, MI
Pop: 1,916

Related Areas

Kalkaska County Fife Lake, MI Michigan

Frequently Asked Questions

What county is ZIP code 49633 in? ▼
ZIP code 49633 (Fife Lake) is located in Kalkaska County, Michigan. Kalkaska County contains multiple ZIP codes, see the full list at /counties/kalkaska-mi.
What is the population of ZIP code 49633? ▼
ZIP code 49633 in Fife Lake, MI has a population of 3,703 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49633? ▼
The median household income in ZIP 49633 is $73,681, which is 3% below the national average of $76,288.
What is the average home value in ZIP 49633? ▼
The median home value in ZIP 49633 is $189,700, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 49633? ▼
The largest racial group in ZIP 49633 is White at 93.3%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 49633? ▼
ZIP code 49633 has 51 business establishments employing approximately 252 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49633? ▼
The top industries by establishment count in ZIP 49633 are: Retail trade (10), Construction (6), Professional, scientific, and technical services (6). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 49633? ▼
According to the FHFA House Price Index, home values in ZIP 49633 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49633? ▼
In ZIP code 49633, 54.5% of residents aged 25+ have a high school diploma or higher, and 22.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49633? ▼
The mean commute time for workers in ZIP code 49633 is 37.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49633? ▼
In ZIP code 49633, approximately 90.4% of occupied housing units are owner-occupied and 9.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49633? ▼
The poverty rate in ZIP code 49633 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.