Residential delivery area · Michigan
ZIP Code 49651: Lake City, MI
ZIP code 49651 uses the postal name Lake City, Michigan and lies entirely in Missaukee County (Census 2020 ZIP-county file). About 7,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,406 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lake City (under 1%) and Jennings (under 1%); more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake City · its only residential ZIP
- County
- Missaukee County
- Census places
- Lake City (under 1%); Jennings (under 1%) census-designated place
- Micro area
- Cadillac, MI
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 235.5 sq mi · 32 people per sq mi
Where is ZIP code 49651?
49651 centers on 44.399°, -85.106° and covers 235.5 square miles of land plus 5.9 of water. It borders 7 ZIP codes: 49667, 49633, 49632, 49657, 49663, 49601, 48653.
The map draws ZIP code areas only. For the streets inside 49651, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49651 compare with the rest of Missaukee County?
| Measure | 49651 | In Missaukee County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 7,628 | 2nd of 8 | 383rd of 992 |
| Median household income | $66k | 3rd of 7 | 452nd of 774 |
| Median home value | $171k | 4th of 7 | 513th of 779 |
Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 34% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49651?
The 2020 Census counted 7,881 people in 49651; the ACS, which samples households over 2020-2024, estimates 7,628. Between the 2010 and 2020 censuses its population grew 2.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,628
- 2020 Census count
- 7,881+2.8% since 2010 (7,665)
- Households
- 3,112
- Median age
- 47.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49651?
Of the 7,628 people the ACS estimates in 49651, 18.6% are under 18 and 24.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.3%).
- Under 1818.6%
- 18 to 6457.3%
- 65 and older24.2%
- White, not Hispanic90.3%
- Other or two or more6.7%
- Hispanic or Latino2.3%
- Black, not Hispanic0.4%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49651 earn?
Median household income is $66,406 (ACS 2020-2024), the 3rd highest of the 7 ranked ZIP codes in Missaukee County. It rose from $56,867 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $66,406±$7,543
- Income per person
- $35,866
- Below the poverty line
- 11.8%
- Unemployed (of the labor force)
- 6.4%
- Adults 25+ with a bachelor's degree
- 20.4%
- Adjusted gross income per tax return, 2022
- $54,9783,720 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49651?
FHFA's house price index for 49651, built from repeat sales and appraisals of the same homes, rose 122% from 2015 to 2025 and rose 75% from 2020 to 2025, and moved +9.1% in 2025.
- Median home value (owners' estimate)
- $171,100
- Median gross rent
- $962
- Homes owned by their occupants
- 84.9%
- Housing units
- 4,954
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49651?
138 business establishments had a location in this ZIP code in 2023, 15 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade23
- Construction21
- Other services (except public administration)19
- Health care and social assistance18
- Accommodation and food services17
- Manufacturing8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49651?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49667 | Merritt | 631 | $46k | 9.4 mi |
| 49633 | Fife Lake | 3,410 | $74k | 11.9 mi |
| 49632 | Falmouth | 1,067 | $47k | 13.0 mi |
| 49657 | McBain | 3,801 | $76k | 13.3 mi |
| 49663 | Manton | 6,409 | $56k | 14.3 mi |
| 49601 | Cadillac | 22,092 | $64k | 24.0 mi |
| 48653 | Roscommon | 9,721 | $66k | 25.5 mi |
| 48629 | Houghton Lake | 7,998 | $57k | 17.0 mi (near) |
| 48630 | Houghton Lake Heights | 61 | $62k | 17.2 mi (near) |
| 48627 | Higgins Lake | 65 | – | 18.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.