Roscommon, MI · standard
ZIP Code 48653
Roscommon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,293
- 16/sq mi
- $65,913
- Median income
- $170,700
- Median home value
- 26.8%
- Bachelor's or higher
National ZIP placement
Roscommon pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 16
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48653 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48653 (Roscommon, MI) rose +9.6% from 2023 to 2024. The all-transactions index moved from 197.8 in 2023 to 216.7 in 2024 (2000 = 100).
ZIP code 48653 is a mid-sized community (a standard USPS delivery area) in Roscommon, Roscommon County, Michigan, home to 10,293 residents across 651.5 square miles, a density of 16 people per square mile, in the Detroit time zone.
ZIP 48653 reports a modest median household income of $65,913 (10% below the average Michigan ZIP), while per-capita income is $42,798. The poverty rate is 10.5%, with unemployment at 4.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $170,700 (22% below the average Michigan ZIP), and median rent is $807; owner occupancy is 90.5%.
Educational attainment sits below the national norm: 26.8% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is 22 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 5 more in Roscommon County, so 48653 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48653
Top 5 sectors by establishment count in Roscommon, MI
Which industries have the most business establishments in ZIP 48653.
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
27 establishments
- Construction
Construction
20 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48653, Roscommon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,293
Population
651.5
Area (sq mi)
16
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48653?
58.1
Median Age
52.6%
Male
47.4%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,913
Median Household Income
-10% vs state ZIP avg
$42,798
Per Capita Income
10.5%
Poverty Rate
4.6%
Unemployment Rate
21.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,856housing units
9,856
Total Housing Units
4,844
Occupied Units
5,012
Vacant Units
1.98
Avg Household Size
Occupancy Type
$170,700
Median Home Value
-22% vs state ZIP avg
$807
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.6%
YoY Change (2024)
217
HPI Index (2000 = 100)
+117%
Total Change Since 2000
Home values in ZIP 48653 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 126 |
| 2021 | +18.9% | 149 |
| 2022 | +16.7% | 174 |
| 2023 | +13.5% | 198 |
| 2024 | +9.6% | 217 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 187 business establishments in ZIP 48653, employing approximately 1,387 people with a combined annual payroll of $62,949,000.
187
Businesses
1,387
Employees
$62.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 37 | 19.8% |
| Other services (except public administration) | 27 | 14.4% |
| Construction | 20 | 10.7% |
| Accommodation and food services | 19 | 10.2% |
| Health care and social assistance | 18 | 9.6% |
| Real estate and rental and leasing | 12 | 6.4% |
| Professional, scientific, and technical services | 11 | 5.9% |
| Administrative and support and waste management and remediation services | 11 | 5.9% |
| Manufacturing | 7 | 3.7% |
| Finance and insurance | 7 | 3.7% |
| Arts, entertainment, and recreation | 6 | 3.2% |
| Transportation and warehousing | 4 | 2.1% |
| Wholesale trade | 3 | 1.6% |
| Information | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48653 vs 48627 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48627 | Higgins Lake, MI | 141 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48653, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,293 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.