Roscommon, MI · standard

ZIP Code 48653

Roscommon County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,293
16/sq mi
$65,913
Median income
$170,700
Median home value
26.8%
Bachelor's or higher

The verdict

Roscommon pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
35th pct
home value, US ZIPs
16
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48653 against every reporting US ZIP.

ZIP code 48653 is classified by USPS as a standard delivery area and covers roughly 651.5 square miles in Roscommon, Roscommon County, Michigan. The area is home to 10,293 residents, producing a population density of 16 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48653 against Michigan and the nation.

On the economic side, the median household income for ZIP 48653 sits at $65,913 (10% below the Michigan average), while per-capita income is $42,798. The poverty rate stands at 10.5% and the unemployment rate at 4.6%. On housing, the median home value is $170,700 (22% below the state average) with median rent at $807 per month, and 90.5% of occupied units are owner-occupied, a direct signal of whether 48653 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.8% of adults hold a bachelor's degree or higher, the median age is 58.1, and the average commute is 22 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Roscommon County, so you can benchmark 48653 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48653

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48653.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48653, Roscommon, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,293

Population

651.5

Area (sq mi)

16

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48653?

58.1

Median Age

52.6%

Male

47.4%

Female

1.2%

Foreign-Born

White 91.9%
African American 0.7%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,913

Median Household Income

-10% vs state

$42,798

Per Capita Income

10.5%

Poverty Rate

4.6%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 48653 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$65,913 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 26.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,856

Total Housing Units

4,844

Occupied Units

5,012

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 90.5%
Renter 9.5%

$170,700

Median Home Value

-22% vs state

$807

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.6%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 48653 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 126
2021 +18.9% 149
2022 +16.7% 174
2023 +13.5% 198
2024 +9.6% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 187 business establishments in ZIP 48653, employing approximately 1,387 people with a combined annual payroll of $62,949,000.

187

Businesses

1,387

Employees

$62.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 37 19.8%
Other services (except public administration) 27 14.4%
Construction 20 10.7%
Accommodation and food services 19 10.2%
Health care and social assistance 18 9.6%
Real estate and rental and leasing 12 6.4%
Professional, scientific, and technical services 11 5.9%
Administrative and support and waste management and remediation services 11 5.9%
Manufacturing 7 3.7%
Finance and insurance 7 3.7%
Arts, entertainment, and recreation 6 3.2%
Transportation and warehousing 4 2.1%
Wholesale trade 3 1.6%
Information 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48653 vs 48627 →

ZIP Code City Population Distance
48627 Higgins Lake, MI 141 7.6 mi

More ZIP Codes in Roscommon County

Frequently Asked Questions

What county is ZIP code 48653 in?
ZIP code 48653 (Roscommon) is located in Roscommon County, Michigan. Roscommon County contains multiple ZIP codes, see the full list at /counties/roscommon-mi.
What is the population of ZIP code 48653?
ZIP code 48653 in Roscommon, MI has a population of 10,293 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48653?
The median household income in ZIP 48653 is $65,913, which is 14% below the national average of $76,288.
What is the average home value in ZIP 48653?
The median home value in ZIP 48653 is $170,700, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 48653?
The largest racial group in ZIP 48653 is White at 91.9%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 48653?
ZIP code 48653 has 187 business establishments employing approximately 1,387 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48653?
The top industries by establishment count in ZIP 48653 are: Retail trade (37), Other services (except public administration) (27), Construction (20). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 48653?
According to the FHFA House Price Index, home values in ZIP 48653 increased by 9.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48653?
In ZIP code 48653, 54.0% of residents aged 25+ have a high school diploma or higher, and 26.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48653?
The mean commute time for workers in ZIP code 48653 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48653?
In ZIP code 48653, approximately 90.5% of occupied housing units are owner-occupied and 9.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48653?
The poverty rate in ZIP code 48653 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Roscommon, MI

Verify and explore additional data for this area using these official government sources.