Residential delivery area · Michigan

ZIP Code 48653: Roscommon, MI

ZIP code 48653 uses the postal name Roscommon, Michigan and lies mostly in Roscommon County (58% of its land) with the rest in Crawford County (Census 2020 ZIP-county file). About 9,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,913 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Roscommon; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
486sectional center: Metroplex, MI (SCF 480)
53delivery area within it
Town
Roscommon · its only residential ZIP
Census places
Roscommon
House district
MI-1 119th Congress
Time zone
Eastern
Land area
241.8 sq mi · 40 people per sq mi

Where is ZIP code 48653?

48653 centers on 44.490°, -84.606° and covers 241.8 square miles of land plus 19.3 of water. It borders 9 ZIP codes: 48627, 48656, 49738, 48629, 48651, 48636, 49667, 48661, 49651.

48627 · Higgins Lake48629 · Houghton Lake48636 · Luzerne48651 · Prudenville48656 · Saint Helen48661 · West Branch49651 · Lake City49667 · Merritt49738 · Grayling48653 · Roscommon (this ZIP)48653497384965148661486564862948651486364966748627 · Higgins Lake48629 · Houghton Lake48636 · Luzerne48651 · Prudenville48656 · Saint Helen48661 · West Branch49651 · Lake City49667 · Merritt49738 · Grayling48653 · Roscommon (this ZIP)48653497384965148661486564862948651486364966748627 · Higgins Lake48629 · Houghton Lake48636 · Luzerne48651 · Prudenville48656 · Saint Helen48661 · West Branch49651 · Lake City49667 · Merritt49738 · Grayling48653 · Roscommon (this ZIP)4865349738496514866148656486294865148636
Shaded by median household income, in national fifths (ACS 2020-2024); 48653 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 48653, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 48653 compare with the rest of Roscommon County?

Rank of 48653 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure48653In Roscommon CountyIn MI
People (ACS 2020-2024)9,7212nd of 7333rd of 992
Median household income$66k1st of 5467th of 774
Median home value$171k1st of 5520th of 779

Its median household income is higher than in 40% of U.S. residential ZIP codes, and it is denser than 38% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 48653?

The 2020 Census counted 9,598 people in 48653; the ACS, which samples households over 2020-2024, estimates 9,721. Between the 2010 and 2020 censuses its population fell 6.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
9,721
2020 Census count
9,598−6.8% since 2010 (10,293)
Households
4,844
Median age
58.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 48653?

Of the 9,721 people the ACS estimates in 48653, 12.2% are under 18 and 34.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.6%).

  • Under 1812.2%
  • 18 to 6453.5%
  • 65 and older34.3%
Age of the people of 48653 (ACS 2020-2024, B01001)
  • White, not Hispanic91.6%
  • Other or two or more5.2%
  • Hispanic or Latino2.2%
  • Black, not Hispanic0.7%
  • Asian, not Hispanic0.2%
Race and Hispanic origin in 48653 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 48653 earn?

Median household income is $65,913 (ACS 2020-2024), the highest of the 5 ranked ZIP codes in Roscommon County. It rose from $59,364 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$65,913
Income per person
$42,798
Below the poverty line
10.5%
Unemployed (of the labor force)
4.6%
Adults 25+ with a bachelor's degree
26.8%
Adjusted gross income per tax return, 2022
$64,1324,810 returns; wages 55% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 48653?

FHFA's house price index for 48653, built from repeat sales and appraisals of the same homes, rose 157% from 2015 to 2025 and rose 93% from 2020 to 2025, and moved +11.8% in 2025.

Median home value (owners' estimate)
$170,700
Median gross rent
$807
Homes owned by their occupants
90.5%
Housing units
9,856
010020030040019892000201020202025010020030040019892000201020202025010020030040019892000201020202025
Index = 100 in 1989, the first year FHFA reports for 48653; 2025: 461.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 48653?

187 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade37
  • Other services (except public administration)27
  • Construction20
  • Accommodation and food services19
  • Health care and social assistance18
  • Real estate and rental and leasing12

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 48653?

ZIP codes that share a boundary with 48653, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
48627Higgins Lake65–7.3 mi
48656Saint Helen3,846$48k11.8 mi
49738Grayling9,696$60k14.0 mi
48629Houghton Lake7,998$57k15.1 mi
48651Prudenville4,364$44k16.3 mi
48636Luzerne938$66k17.1 mi
49667Merritt631$46k18.9 mi
48661West Branch10,618$61k21.8 mi
49651Lake City7,628$66k25.5 mi
48630Houghton Lake Heights61$62k14.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.