Residential delivery area · Michigan
ZIP Code 48636: Luzerne, MI
ZIP code 48636 uses the postal name Luzerne, Michigan and lies entirely in Oscoda County (Census 2020 ZIP-county file). About 940 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,870 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Luzerne · its only residential ZIP
- County
- Oscoda County
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 77.4 sq mi · 12 people per sq mi
Where is ZIP code 48636?
48636 centers on 44.586°, -84.286° and covers 77.4 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 48647, 48654, 49756, 49738, 48653, 48661.
The map draws ZIP code areas only. For the streets inside 48636, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48636 compare with the rest of Oscoda County?
| Measure | 48636 | In Oscoda County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 938 | 5th of 8 | 824th of 992 |
| Median household income | $66k | not ranked | not ranked |
| Median home value | $140k | not ranked | not ranked |
48636's income and home value are not ranked: it has fewer than 1,000 residents (938). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 19% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48636?
The 2020 Census counted 812 people in 48636; the ACS, which samples households over 2020-2024, estimates 938. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 938±246 (90% margin)
- 2020 Census count
- 812
- Households
- 428
- Median age
- 56.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48636?
Of the 938 people the ACS estimates in 48636, 18.4% are under 18 and 32.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.1%).
- Under 1818.4%
- 18 to 6449.3%
- 65 and older32.3%
- White, not Hispanic88.1%
- Other or two or more7.2%
- Hispanic or Latino4.7%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48636 earn?
Median household income is $65,870 (ACS 2020-2024).
- Median household income
- $65,870±$7,769
- Income per person
- $35,594
- Below the poverty line
- 8.6%
- Unemployed (of the labor force)
- 5.7%
- Adults 25+ with a bachelor's degree
- 24.5%
- Adjusted gross income per tax return, 2022
- $49,198420 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48636?
- Median home value (owners' estimate)
- $139,800
- Median gross rent
- –
- Homes owned by their occupants
- 91.8%
- Housing units
- 915
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48636?
10 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48636?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48647 | Mio | 3,980 | $47k | 10.8 mi |
| 48654 | Rose City | 2,384 | $45k | 11.2 mi |
| 49756 | Lewiston | 4,100 | $53k | 15.8 mi |
| 49738 | Grayling | 9,696 | $60k | 16.9 mi |
| 48653 | Roscommon | 9,721 | $66k | 17.1 mi |
| 48661 | West Branch | 10,618 | $61k | 18.7 mi |
| 48621 | Fairview | 1,126 | $51k | 16.4 mi (near) |
| 48656 | Saint Helen | 3,846 | $48k | 18.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.