Luzerne, MI · standard
ZIP Code 48636
Oscoda County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 864
- 4/sq mi
- $65,870
- Median income
- $139,800
- Median home value
- 24.5%
- Bachelor's or higher
National ZIP placement
Luzerne pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 40th pct
- household income, US ZIPs
- 22nd pct
- home value, US ZIPs
- 4
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48636 against every reporting US ZIP.
ZIP code 48636 is a sparsely populated ZIP (a standard USPS delivery area) in Luzerne, Oscoda County, Michigan, home to just 864 residents across 227.4 square miles, a density of 4 people per square mile, in the Detroit time zone.
ZIP 48636 reports a modest median household income of $65,870 (10% below the average Michigan ZIP), while per-capita income is $35,594. The poverty rate is 8.6%, with unemployment at 5.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $139,800 (36% below the average Michigan ZIP); owner occupancy is 91.8%.
Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 56.3, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Michigan and national benchmarks above are the appropriate context for 48636.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48636, Luzerne, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
864
Population
227.4
Area (sq mi)
4
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48636?
56.3
Median Age
56.9%
Male
43.1%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,870
Median Household Income
-10% vs state ZIP avg
$35,594
Per Capita Income
8.6%
Poverty Rate
5.6%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
915housing units
915
Total Housing Units
428
Occupied Units
487
Vacant Units
2.19
Avg Household Size
Occupancy Type
$139,800
Median Home Value
-36% vs state ZIP avg
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 48636, employing approximately 46 people with a combined annual payroll of $1,565,000.
10
Businesses
46
Employees
$1.6M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 30.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48636, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.