Residential delivery area · Michigan
ZIP Code 49738: Grayling, MI
ZIP code 49738 uses the postal name Grayling, Michigan and lies mostly in Crawford County (94% of its land), reaching into Kalkaska County and Otsego County (Census 2020 ZIP-county file). About 9,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,708 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Grayling; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Grayling · its only residential ZIP
- County
- Crawford County (94%); Kalkaska County (4%); Otsego County (2%)
- Census places
- Grayling
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 332.6 sq mi · 29 people per sq mi
- PO Box ZIPs
- 49739 also use the name Grayling
Where is ZIP code 49738?
49738 centers on 44.692°, -84.595° and covers 332.6 square miles of land plus 5.9 of water. It borders 8 ZIP codes: 49733, 48653, 48636, 49756, 49735, 49751, 49646, 49633.
The map draws ZIP code areas only. For the streets inside 49738, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49738 compare with the rest of Crawford County?
| Measure | 49738 | In Crawford County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 9,696 | 2nd of 4 | 335th of 992 |
| Median household income | $60k | 3rd of 4 | 586th of 774 |
| Median home value | $169k | 2nd of 4 | 532nd of 779 |
Its median household income is higher than in 29% of U.S. residential ZIP codes, and it is denser than 32% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49738?
The 2020 Census counted 9,498 people in 49738; the ACS, which samples households over 2020-2024, estimates 9,696. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 9,696
- 2020 Census count
- 9,498
- Households
- 4,526
- Median age
- 50.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49738?
Of the 9,696 people the ACS estimates in 49738, 18.8% are under 18 and 26.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.1%).
- Under 1818.8%
- 18 to 6454.5%
- 65 and older26.7%
- White, not Hispanic91.1%
- Other or two or more5.1%
- Hispanic or Latino2.8%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49738 earn?
Median household income is $59,708 (ACS 2020-2024), the 3rd highest of the 4 ranked ZIP codes in Crawford County.
- Median household income
- $59,708
- Income per person
- $31,948
- Below the poverty line
- 14.7%
- Unemployed (of the labor force)
- 7.7%
- Adults 25+ with a bachelor's degree
- 20.9%
- Adjusted gross income per tax return, 2022
- $57,4214,640 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49738?
FHFA's house price index for 49738, built from repeat sales and appraisals of the same homes, rose 141% from 2015 to 2025 and rose 76% from 2020 to 2025, and moved +13.5% in 2025.
- Median home value (owners' estimate)
- $168,800
- Median gross rent
- $870
- Homes owned by their occupants
- 75.7%
- Housing units
- 7,271
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49738?
277 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade53
- Accommodation and food services42
- Health care and social assistance31
- Other services (except public administration)24
- Manufacturing18
- Professional, scientific, and technical services18
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49738?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49733 | Frederic | 1,997 | $66k | 9.7 mi |
| 48653 | Roscommon | 9,721 | $66k | 14.0 mi |
| 48636 | Luzerne | 938 | $66k | 16.9 mi |
| 49756 | Lewiston | 4,100 | $53k | 17.8 mi |
| 49735 | Gaylord | 20,773 | $71k | 21.4 mi |
| 49751 | Johannesburg | 2,161 | $62k | 21.6 mi |
| 49646 | Kalkaska | 8,852 | $65k | 21.8 mi |
| 49633 | Fife Lake | 3,410 | $74k | 30.4 mi |
| 48627 | Higgins Lake | 65 | – | 17.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Grayling?
1 more ZIP code carries the postal name Grayling, MI without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 49739 | Crawford County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.