Residential delivery area · Michigan
ZIP Code 49735: Gaylord, MI
ZIP code 49735 uses the postal name Gaylord, Michigan and lies entirely in Otsego County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $70,819 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Gaylord; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Gaylord · its only residential ZIP
- County
- Otsego County
- Census places
- Gaylord
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 248.6 sq mi · 84 people per sq mi
- PO Box ZIPs
- 49734 also use the name Gaylord
Where is ZIP code 49735?
49735 centers on 44.998°, -84.670° and covers 248.6 square miles of land plus 7.7 of water. It borders 6 ZIP codes: 49730, 49751, 49795, 49733, 49659, 49738.
The map draws ZIP code areas only. For the streets inside 49735, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49735 compare with the rest of Otsego County?
| Measure | 49735 | In Otsego County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 20,773 | 1st of 7 | 184th of 992 |
| Median household income | $71k | 2nd of 7 | 386th of 774 |
| Median home value | $227k | 1st of 7 | 309th of 779 |
Its median household income is higher than in 48% of U.S. residential ZIP codes, and it is denser than 51% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49735?
The 2020 Census counted 20,568 people in 49735; the ACS, which samples households over 2020-2024, estimates 20,773. Between the 2010 and 2020 censuses its population grew 5.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,773
- 2020 Census count
- 20,568+5.4% since 2010 (19,515)
- Households
- 9,168
- Median age
- 44.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49735?
Of the 20,773 people the ACS estimates in 49735, 20.8% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.8%).
- Under 1820.8%
- 18 to 6457.2%
- 65 and older22.0%
- White, not Hispanic92.8%
- Other or two or more3.8%
- Hispanic or Latino2.0%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49735 earn?
Median household income is $70,819 (ACS 2020-2024), the 2nd highest of the 7 ranked ZIP codes in Otsego County. It is not measurably different from 2015-2019 ($67,002 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $70,819
- Income per person
- $38,973
- Below the poverty line
- 7.1%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 28.3%
- Adjusted gross income per tax return, 2022
- $65,09810,020 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49735?
FHFA's house price index for 49735, built from repeat sales and appraisals of the same homes, rose 124% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved −0.6% in 2025.
- Median home value (owners' estimate)
- $227,200
- Median gross rent
- $1,020
- Homes owned by their occupants
- 75.4%
- Housing units
- 11,509
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49735?
731 business establishments had a location in this ZIP code in 2023, 67 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade134
- Health care and social assistance97
- Accommodation and food services73
- Other services (except public administration)72
- Construction70
- Professional, scientific, and technical services64
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49735?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49730 | Elmira | 2,170 | $80k | 10.1 mi |
| 49751 | Johannesburg | 2,161 | $62k | 11.8 mi |
| 49795 | Vanderbilt | 1,884 | $57k | 12.1 mi |
| 49733 | Frederic | 1,997 | $66k | 14.4 mi |
| 49659 | Mancelona | 7,140 | $62k | 18.9 mi |
| 49738 | Grayling | 9,696 | $60k | 21.4 mi |
| 49611 | Alba | 259 | $101k | 15.1 mi (near) |
| 49713 | Boyne Falls | 2,011 | $83k | 17.6 mi (near) |
| 49799 | Wolverine | 2,331 | $58k | 18.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Gaylord?
1 more ZIP code carries the postal name Gaylord, MI without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 49734 | Otsego County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.