Mio, MI · standard

ZIP Code 48647

Oscoda County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,420
12/sq mi
$47,281
Median income
$111,800
Median home value
12.9%
Bachelor's or higher

The verdict

Mio pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

11th pct
household income, US ZIPs
14th pct
home value, US ZIPs
12
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48647 against every reporting US ZIP.

ZIP code 48647 is classified by USPS as a standard delivery area and covers roughly 365.3 square miles in Mio, Oscoda County, Michigan. The area is home to 4,420 residents, producing a population density of 12 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48647 against Michigan and the nation.

On the economic side, the median household income for ZIP 48647 sits at $47,281 (36% below the Michigan average), while per-capita income is $23,487. The poverty rate stands at 20.3% and the unemployment rate at 10.8%. On housing, the median home value is $111,800 (49% below the state average) with median rent at $656 per month, and 85.7% of occupied units are owner-occupied, a direct signal of whether 48647 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is 27 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Oscoda County, so you can benchmark 48647 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48647

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48647.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48647, Mio, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,420

Population

365.3

Area (sq mi)

12

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48647?

44.3

Median Age

47.4%

Male

52.6%

Female

1.4%

Foreign-Born

White 93.7%
African American 0.5%
Asian 0.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,281

Median Household Income

-36% vs state

$23,487

Per Capita Income

20.3%

Poverty Rate

10.8%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 48647 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$47,281 11th percentile higher than 11% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.0%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,170

Total Housing Units

1,661

Occupied Units

1,509

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 85.7%
Renter 14.3%

$111,800

Median Home Value

-49% vs state

$656

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

176

HPI Index (2000 = 100)

+76%

Total Change Since 2000

Home values in ZIP 48647 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +76% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 108
2021 +19.8% 129
2022 +16.7% 151
2023 +9.0% 165
2024 +7.1% 176

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 102 business establishments in ZIP 48647, employing approximately 678 people with a combined annual payroll of $31,330,000.

102

Businesses

678

Employees

$31.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 17 16.7%
Construction 15 14.7%
Other services (except public administration) 13 12.8%
Manufacturing 11 10.8%
Health care and social assistance 10 9.8%
Accommodation and food services 8 7.8%
Professional, scientific, and technical services 6 5.9%
Finance and insurance 5 4.9%
Real estate and rental and leasing 4 3.9%
Information 3 2.9%
Administrative and support and waste management and remediation services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48647 vs 48621 →

ZIP Code City Population Distance
48621 Fairview, MI 1,359 7.0 mi

More ZIP Codes in Oscoda County

Frequently Asked Questions

What county is ZIP code 48647 in?
ZIP code 48647 (Mio) is located in Oscoda County, Michigan. Oscoda County contains multiple ZIP codes, see the full list at /counties/oscoda-mi.
What is the population of ZIP code 48647?
ZIP code 48647 in Mio, MI has a population of 4,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48647?
The median household income in ZIP 48647 is $47,281, which is 38% below the national average of $76,288.
What is the average home value in ZIP 48647?
The median home value in ZIP 48647 is $111,800, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 48647?
The largest racial group in ZIP 48647 is White at 93.7%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48647?
ZIP code 48647 has 102 business establishments employing approximately 678 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48647?
The top industries by establishment count in ZIP 48647 are: Retail trade (17), Construction (15), Other services (except public administration) (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 48647?
According to the FHFA House Price Index, home values in ZIP 48647 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 76%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48647?
In ZIP code 48647, 49.0% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48647?
The mean commute time for workers in ZIP code 48647 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48647?
In ZIP code 48647, approximately 85.7% of occupied housing units are owner-occupied and 14.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48647?
The poverty rate in ZIP code 48647 is 20.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Mio, MI

Verify and explore additional data for this area using these official government sources.