Residential delivery area · Michigan
ZIP Code 48656: Saint Helen, MI
ZIP code 48656 uses the postal name Saint Helen, Michigan and lies entirely in Roscommon County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $47,750 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in St. Helen (a census-designated place); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Helen · its only residential ZIP
- County
- Roscommon County
- Census places
- St. Helen census-designated place
- House district
- MI-1 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 142.2 sq mi · 27 people per sq mi
Where is ZIP code 48656?
48656 centers on 44.355°, -84.462° and covers 142.2 square miles of land plus 5.3 of water. It borders 4 ZIP codes: 48651, 48661, 48653, 48624.
The map draws ZIP code areas only. For the streets inside 48656, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 48656 compare with the rest of Roscommon County?
| Measure | 48656 | In Roscommon County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 3,846 | 5th of 7 | 532nd of 992 |
| Median household income | $48k | 4th of 5 | 716th of 774 |
| Median home value | $113k | 5th of 5 | 732nd of 779 |
Its median household income is higher than in 12% of U.S. residential ZIP codes, and it is denser than 31% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 48656?
The 2020 Census counted 3,857 people in 48656; the ACS, which samples households over 2020-2024, estimates 3,846. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 3,846
- 2020 Census count
- 3,857
- Households
- 1,801
- Median age
- 57.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 48656?
Of the 3,846 people the ACS estimates in 48656, 15.6% are under 18 and 33.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.6%).
- Under 1815.6%
- 18 to 6450.9%
- 65 and older33.5%
- White, not Hispanic91.6%
- Other or two or more4.7%
- Hispanic or Latino2.2%
- Black, not Hispanic1.1%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 48656 earn?
Median household income is $47,750 (ACS 2020-2024), the 4th highest of the 5 ranked ZIP codes in Roscommon County.
- Median household income
- $47,750
- Income per person
- $30,270
- Below the poverty line
- 27.8%
- Unemployed (of the labor force)
- 9.9%
- Adults 25+ with a bachelor's degree
- 10.9%
- Adjusted gross income per tax return, 2022
- $47,0521,810 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 48656?
FHFA's house price index for 48656, built from repeat sales and appraisals of the same homes, rose 133% from 2015 to 2025 and rose 76% from 2020 to 2025, and moved +0.9% in 2025.
- Median home value (owners' estimate)
- $112,900
- Median gross rent
- $742
- Homes owned by their occupants
- 87.8%
- Housing units
- 3,676
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 48656?
52 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade9
- Accommodation and food services9
- Construction8
- Other services (except public administration)8
- Health care and social assistance5
- Real estate and rental and leasing3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 48656?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 48651 | Prudenville | 4,364 | $44k | 10.2 mi |
| 48661 | West Branch | 10,618 | $61k | 11.4 mi |
| 48653 | Roscommon | 9,721 | $66k | 11.8 mi |
| 48624 | Gladwin | 16,234 | $55k | 20.3 mi |
| 48630 | Houghton Lake Heights | 61 | $62k | 15.5 mi (near) |
| 48627 | Higgins Lake | 65 | – | 16.0 mi (near) |
| 48629 | Houghton Lake | 7,998 | $57k | 16.2 mi (near) |
| 48636 | Luzerne | 938 | $66k | 18.2 mi (near) |
| 48654 | Rose City | 2,384 | $45k | 19.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.